Cheap Quotes for Middletown, CT Car Insurance (2021)

Middletown, Connecticut car insurance rates average $392 a month and Connecticut law requires coverage of at least 25/50/20. By comparing rates from multiple Middletown, CT companies, you can find cheap Middletown car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Middletown, CT after a DUI are $5,692/year
  • Average car insurance rates in Middletown, CT are $392/month
  • Average car insurance rates in Middletown, CT for senior drivers are $2,337/year

How do the Middletown, Connecticut monthly average car insurance rates of $392/month compare to nearby cities like Norwalk car insurance rates, Bristol car insurance rates, and Hartford car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Middletown, CT.

We’ll cover the Connecticut minimum coverage requirements, Connecticut car insurance laws, and Middletown, CT statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Middletown, Connecticut companies to find the most affordable Middletown car insurance rates.

Enter your ZIP code above to find cheap Middletown, CT car insurance quotes today.

What are the minimum Middletown, CT car insurance requirements?

To meet Connecticut minimum car insurance coverage requirements, Middletown, CT drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Middletown, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Middletown, CT car insurance rates?

Three of the criteria that most affect car insurance rates in Middletown, Connecticut are age, gender, and marital status. Let’s take a look at how each of these stack up with top Middletown car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Middletown, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,859 $3,815 $3,560 $3,810 $11,769 $13,900 $4,030 $4,228
GEICO $2,306 $2,312 $2,139 $2,156 $5,379 $6,342 $2,222 $2,151
Liberty Mutual $3,882 $4,238 $2,988 $3,701 $19,407 $21,915 $3,916 $4,277
Nationwide $2,246 $2,272 $2,021 $2,119 $6,195 $7,851 $2,603 $2,796
Progressive $2,780 $2,593 $2,373 $2,467 $11,657 $12,925 $3,182 $3,575
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,816 $1,843 $1,811 $1,804 $13,896 $22,349 $1,977 $2,233
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

How much do teen drivers pay for car insurance in Middletown, CT?

Middletown, Connecticut car insurance rates for teens are often higher than rates for other drivers. Compare Middletown car insurance rates from multiple Middletown, Connecticut car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Middletown, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,769 $13,900
GEICO $5,379 $6,342
Liberty Mutual $19,407 $21,915
Nationwide $6,195 $7,851
Progressive $11,657 $12,925
State Farm $4,921 $6,180
Travelers $13,896 $22,349
USAA $5,822 $6,120

How much do senior drivers pay for car insurance in Middletown, CT?

With a little research, seniors can find affordable car insurance in Middletown, Connecticut. Here’s a look at how the top Middletown car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Middletown, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,560 $3,810
GEICO $2,139 $2,156
Liberty Mutual $2,988 $3,701
Nationwide $2,021 $2,119
Progressive $2,373 $2,467
State Farm $1,506 $1,506
Travelers $1,811 $1,804
USAA $1,727 $1,706

How does coverage level affect Middletown, CT car insurance rates?

How much coverage do you need? Are you comfortable with the Connecticut minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Middletown, CT car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Middletown, Connecticut

Insurance Company Low Medium High
Allstate $5,748 $6,110 $6,506
GEICO $2,871 $3,084 $3,422
Liberty Mutual $7,687 $7,969 $8,465
Nationwide $3,576 $3,537 $3,426
Progressive $4,852 $5,150 $5,580
State Farm $2,504 $2,671 $2,826
Travelers $5,546 $5,927 $6,425
USAA $2,826 $3,018 $3,202

How does your driving record affect Middletown, CT car insurance rates?

Safe driving pays off. The more traffic violations you have in Middletown, CT, the higher your car insurance rates will be. Compare rates based on driving infractions from top Middletown, Connecticut companies.

Annual Middletown, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,211 $6,435 $7,630 $5,211
GEICO $1,973 $2,589 $5,518 $2,422
Liberty Mutual $7,037 $8,816 $8,735 $7,574
Nationwide $2,865 $3,729 $4,267 $3,190
Progressive $4,424 $6,441 $4,653 $5,257
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,801 $5,201 $7,573 $6,290
USAA $2,343 $2,941 $4,435 $2,343

How does a DUI affect Middletown, CT car insurance rates?

With even one DUI on your record, you can see an increase in your Middletown, CT car insurance rates.

Annual Car Insurance Rates After a DUI in Middletown, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,630
GEICO $5,518
Liberty Mutual $8,735
Nationwide $4,267
Progressive $4,653
State Farm $2,727
Travelers $7,573
USAA $4,435

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How does your credit history affect Middletown, CT car insurance rates?

Take a look at the data here to see how your Middletown, Connecticut car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Middletown, Connecticut

Insurance Company Poor Fair Good
Allstate $7,804 $5,890 $4,670
GEICO $4,547 $2,742 $2,088
Liberty Mutual $11,437 $7,106 $5,578
Nationwide $4,651 $3,122 $2,765
Progressive $5,650 $5,072 $4,859
State Farm $3,705 $2,378 $1,917
Travelers $6,775 $5,644 $5,480
USAA $3,987 $2,690 $2,369

How does your commute affect Middletown, CT car insurance rates?

Middletown, CT car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Connecticut can be seen here. Remember, though, that you may have to carry substantially more car insurance in Middletown if you’re financing.

Annual Car Insurance Rates by Commute Length in Middletown, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,121 $6,121
GEICO $3,077 $3,174
Liberty Mutual $8,041 $8,041
Nationwide $3,513 $3,513
Progressive $5,194 $5,194
State Farm $2,602 $2,732
Travelers $5,966 $5,966
USAA $2,979 $3,051

Who has the cheapest Middletown, CT car insurance rates?

Here’s a breakdown of Middletown, Connecticut car insurance rates by company. You can see which company offers the cheapest Middletown car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Middletown, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Middletown, CT car insurance companies?

Which Middletown, Connecticut car insurance company will best fit your needs and budget? Check out this comparison of the top Middletown companies to find the one for you.

Average Annual Car Insurance Rates by Company in Middletown, Connecticut

Insurance Company Average Annual Rates
Allstate $6,121
GEICO $3,126
Liberty Mutual $8,041
Nationwide $3,513
Progressive $5,194
State Farm $2,667
Travelers $5,966
USAA $3,015

What factors affect Middletown, CT car insurance rates?

Why are Middletown, Connecticut car insurance rates different than rates in Norwalk or Bristol? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Middletown, CT?

More time spent behind the wheel can lead to higher Middletown, Connecticut car insurance rates. In Middletown, CT, the average commute length is 21.6 minutes.

Car Insurance Quotes for Middletown, CT

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