Cheap Quotes for Westborough, MA Car Insurance (2021)

Westborough, Massachusetts car insurance rates average $230 a month and Massachusetts law requires coverage of at least 20/40/5. By comparing rates from multiple Westborough, MA companies, you can find cheap Westborough car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • The cheapest car insurance company in Westborough is State Farm
  • Average car insurance rates in Westborough, MA after a DUI are $3,381/year
  • Average car insurance rates in Westborough, MA are $230/month

How do the Westborough, Massachusetts monthly average car insurance rates of $230/month compare to nearby cities like Brockton car insurance rates, Boston car insurance rates, and Lynn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Westborough, MA.

We’ll cover the Massachusetts minimum coverage requirements, Massachusetts car insurance laws, and Westborough, MA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Westborough, Massachusetts companies to find the most affordable Westborough car insurance rates.

Enter your ZIP code above to find cheap Westborough, MA car insurance quotes today.

What are the minimum Westborough, MA car insurance requirements?

To meet Massachusetts minimum car insurance coverage requirements, Westborough, MA drivers need to carry at least 20/40/5 coverage.

Minimum Required Car Insurance Coverage in Westborough, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Westborough, MA car insurance rates?

Three of the criteria that most affect car insurance rates in Westborough, Massachusetts are age, gender, and marital status. Let’s take a look at how each of these stack up with top Westborough car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Westborough, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $2,029 $2,029 $2,029 $7,207 $7,207 $2,274 $2,274
GEICO $1,718 $1,718 $1,586 $1,586 $4,898 $4,898 $1,774 $1,774
Liberty Mutual $2,503 $2,503 $2,181 $2,181 $8,226 $8,226 $2,618 $2,618
Progressive $1,957 $1,957 $1,876 $1,876 $7,293 $7,293 $2,119 $2,119
State Farm $843 $843 $843 $843 $2,322 $2,322 $843 $843
Travelers $2,618 $2,618 $2,322 $2,322 $5,371 $5,371 $2,917 $2,917
USAA $1,259 $1,259 $1,240 $1,240 $2,918 $2,918 $1,389 $1,389

How much do teen drivers pay for car insurance in Westborough, MA?

Westborough, Massachusetts car insurance rates for teens are often higher than rates for other drivers. Compare Westborough car insurance rates from multiple Westborough, Massachusetts car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Westborough, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,207 $7,207
GEICO $4,898 $4,898
Liberty Mutual $8,226 $8,226
Progressive $7,293 $7,293
State Farm $2,322 $2,322
Travelers $5,371 $5,371
USAA $2,918 $2,918

How much do senior drivers pay for car insurance in Westborough, MA?

With a little research, seniors can find affordable car insurance in Westborough, Massachusetts. Here’s a look at how the top Westborough car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Westborough, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,029 $2,029
GEICO $1,586 $1,586
Liberty Mutual $2,181 $2,181
Progressive $1,876 $1,876
State Farm $843 $843
Travelers $2,322 $2,322
USAA $1,240 $1,240

How does coverage level affect Westborough, MA car insurance rates?

How much coverage do you need? Are you comfortable with the Massachusetts minimum of 20/40/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Westborough, MA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Westborough, Massachusetts

Insurance Company Low Medium High
Allstate $3,147 $3,439 $3,569
GEICO $2,296 $2,542 $2,644
Liberty Mutual $3,635 $3,933 $4,079
Progressive $3,046 $3,378 $3,511
State Farm $1,104 $1,235 $1,299
Travelers $3,005 $3,379 $3,536
USAA $1,577 $1,730 $1,798

How does your driving record affect Westborough, MA car insurance rates?

Safe driving pays off. The more traffic violations you have in Westborough, MA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Westborough, Massachusetts companies.

Annual Westborough, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,626 $3,895 $4,393 $2,626
GEICO $1,996 $2,742 $3,133 $2,105
Liberty Mutual $3,062 $4,174 $5,027 $3,267
Progressive $2,789 $3,913 $3,110 $3,433
State Farm $961 $1,306 $1,554 $1,029
Travelers $2,584 $3,575 $3,787 $3,282
USAA $1,214 $1,574 $2,661 $1,357

How does a DUI affect Westborough, MA car insurance rates?

With even one DUI on your record, you can see an increase in your Westborough, MA car insurance rates.

Annual Car Insurance Rates After a DUI in Westborough, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,393
GEICO $3,133
Liberty Mutual $5,027
Progressive $3,110
State Farm $1,554
Travelers $3,787
USAA $2,661

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How does your commute affect Westborough, MA car insurance rates?

Westborough, MA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Massachusetts can be seen here. Remember, though, that you may have to carry substantially more car insurance in Westborough if you’re financing.

Annual Car Insurance Rates by Commute Length in Westborough, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,278 $3,492
GEICO $2,451 $2,537
Liberty Mutual $3,729 $4,036
Progressive $3,311 $3,311
State Farm $1,184 $1,241
Travelers $3,154 $3,460
USAA $1,655 $1,748

Who has the cheapest Westborough, MA car insurance rates?

Here’s a breakdown of Westborough, Massachusetts car insurance rates by company. You can see which company offers the cheapest Westborough car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Westborough, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

What are the top Westborough, MA car insurance companies?

Which Westborough, Massachusetts car insurance company will best fit your needs and budget? Check out this comparison of the top Westborough companies to find the one for you.

Average Annual Car Insurance Rates by Company in Westborough, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,385
GEICO $2,494
Liberty Mutual $3,882
Progressive $3,311
State Farm $1,213
Travelers $3,307
USAA $1,701

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What factors affect Westborough, MA car insurance rates?

Why are Westborough, Massachusetts car insurance rates different than rates in Brockton or Boston? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Westborough, MA?

More time spent behind the wheel can lead to higher Westborough, Massachusetts car insurance rates. In Westborough, MA, the average commute length is 27.4 minutes.

Car Insurance Quotes for Westborough, MA

Shop for affordable Westborough, Massachusetts car insurance rates today. Enter your ZIP code to compare quotes from multiple Westborough, MA car insurance companies.

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