Cheap Quotes for Burton, MI Car Insurance (2021)

Burton, Michigan car insurance rates average $1,001 a month and Michigan law requires coverage of at least 20/40/10. By comparing rates from multiple Burton, MI companies, you can find cheap Burton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

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Things to Know

  • Burton has an average commute time of 23.0 minutes
  • Average car insurance rates in Burton, MI after a DUI are $19,427/year
  • Average car insurance rates in Burton, MI for senior drivers are $7,947/year

How do the Burton, Michigan monthly average car insurance rates of $1,001/month compare to nearby cities like Warren car insurance rates, Troy car insurance rates, and Ann Arbor car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Burton, MI.

We’ll cover the Michigan minimum coverage requirements, Michigan car insurance laws, and Burton, MI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Burton, Michigan companies to find the most affordable Burton car insurance rates.

Enter your ZIP code above to find cheap Burton, MI car insurance quotes today.

What are the minimum Burton, MI car insurance requirements?

To meet Michigan minimum car insurance coverage requirements, Burton, MI drivers need to carry at least 20/40/10 coverage.

Minimum Required Car Insurance Coverage in Burton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Average Burton, MI Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Burton, MI you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Burton, Michigan

ZIP Code Average Annual Rates
48439 $7,290
48509 $8,450
48519 $8,902
48529 $8,857

How do age, gender, and marital status affect Burton, MI car insurance rates?

Three of the criteria that most affect car insurance rates in Burton, Michigan are age, gender, and marital status. Let’s take a look at how each of these stack up with top Burton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Burton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,999 $16,999 $15,800 $15,800 $42,212 $42,212 $17,908 $17,908
Farmers $9,956 $9,956 $9,195 $9,195 $23,050 $23,050 $11,285 $11,285
GEICO $4,269 $4,269 $4,361 $4,361 $11,919 $11,919 $4,079 $4,079
Liberty Mutual $18,708 $18,708 $18,526 $18,526 $43,541 $43,541 $18,708 $18,708
Nationwide $5,997 $5,997 $5,318 $5,318 $16,200 $16,200 $6,599 $6,599
Progressive $2,917 $2,719 $2,585 $2,862 $10,904 $11,700 $3,397 $3,170
State Farm $8,519 $8,519 $7,945 $7,945 $30,482 $30,482 $10,019 $10,019
Travelers $5,738 $5,738 $4,928 $4,928 $17,302 $17,302 $6,234 $6,234
USAA $2,991 $2,803 $2,816 $2,636 $7,402 $6,962 $3,633 $3,444

How much do teen drivers pay for car insurance in Burton, MI?

Burton, Michigan car insurance rates for teens are often higher than rates for other drivers. Compare Burton car insurance rates from multiple Burton, Michigan car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Burton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,212 $42,212
Farmers $23,050 $23,050
GEICO $11,919 $11,919
Liberty Mutual $43,541 $43,541
Nationwide $16,200 $16,200
Progressive $10,904 $11,700
State Farm $30,482 $30,482
Travelers $17,302 $17,302
USAA $7,402 $6,962

How much do senior drivers pay for car insurance in Burton, MI?

With a little research, seniors can find affordable car insurance in Burton, Michigan. Here’s a look at how the top Burton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Burton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,800 $15,800
Farmers $9,195 $9,195
GEICO $4,361 $4,361
Liberty Mutual $18,526 $18,526
Nationwide $5,318 $5,318
Progressive $2,585 $2,862
State Farm $7,945 $7,945
Travelers $4,928 $4,928
USAA $2,816 $2,636

How does coverage level affect Burton, MI car insurance rates?

How much coverage do you need? Are you comfortable with the Michigan minimum of 20/40/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Burton, MI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Burton, Michigan

Insurance Company Low Medium High
Allstate $22,581 $23,287 $23,821
Farmers $12,909 $13,326 $13,880
GEICO $5,793 $6,109 $6,569
Liberty Mutual $24,223 $24,807 $25,582
Nationwide $8,938 $8,382 $8,265
Progressive $4,840 $5,040 $5,214
State Farm $13,478 $14,336 $14,911
Travelers $8,458 $8,560 $8,633
USAA $3,965 $4,096 $4,197

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How does your driving record affect Burton, MI car insurance rates?

Safe driving pays off. The more traffic violations you have in Burton, MI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Burton, Michigan companies.

Annual Burton, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,242 $15,051 $50,836 $15,790
Farmers $11,132 $14,412 $14,150 $13,792
GEICO $2,152 $4,579 $13,904 $3,994
Liberty Mutual $16,980 $20,813 $39,683 $22,007
Nationwide $7,255 $9,801 $8,857 $8,201
Progressive $4,276 $5,600 $5,036 $5,215
State Farm $8,934 $10,780 $23,704 $13,549
Travelers $5,793 $8,265 $13,294 $6,850
USAA $3,277 $4,113 $5,379 $3,574

How does a DUI affect Burton, MI car insurance rates?

With even one DUI on your record, you can see an increase in your Burton, MI car insurance rates.

Annual Car Insurance Rates After a DUI in Burton, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $50,836
Farmers $14,150
GEICO $13,904
Liberty Mutual $39,683
Nationwide $8,857
Progressive $5,036
State Farm $23,704
Travelers $13,294
USAA $5,379

How does your credit history affect Burton, MI car insurance rates?

Take a look at the data here to see how your Burton, Michigan car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Burton, Michigan

Insurance Company Poor Fair Good
Allstate $35,266 $19,518 $14,906
Farmers $19,410 $10,736 $9,969
GEICO $7,921 $5,819 $4,732
Liberty Mutual $39,381 $22,716 $12,514
Nationwide $10,754 $8,041 $6,792
Progressive $5,781 $4,890 $4,425
State Farm $23,132 $11,678 $7,914
Travelers $8,764 $8,498 $8,390
USAA $6,132 $3,490 $2,635

How does your commute affect Burton, MI car insurance rates?

Burton, MI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Michigan can be seen here. Remember, though, that you may have to carry substantially more car insurance in Burton if you’re financing.

Annual Car Insurance Rates by Commute Length in Burton, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,230 $23,230
Farmers $13,372 $13,372
GEICO $6,017 $6,297
Liberty Mutual $24,027 $25,715
Nationwide $8,529 $8,529
Progressive $5,032 $5,032
State Farm $13,849 $14,634
Travelers $8,502 $8,600
USAA $4,038 $4,133

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Who has the cheapest Burton, MI car insurance rates?

Here’s a breakdown of Burton, Michigan car insurance rates by company. You can see which company offers the cheapest Burton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Burton, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

What are the top Burton, MI car insurance companies?

Which Burton, Michigan car insurance company will best fit your needs and budget? Check out this comparison of the top Burton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Burton, Michigan

Insurance Company Average Annual Rates
Allstate $23,230
Farmers $13,372
GEICO $6,157
Liberty Mutual $24,871
Nationwide $8,529
Progressive $5,032
State Farm $14,242
Travelers $8,551
USAA $4,086

What factors affect Burton, MI car insurance rates?

Why are Burton, Michigan car insurance rates different than rates in Warren or Troy? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Burton, MI?

FBI statistics show that the Burton, Michigan car theft rate is 68 thefts each year. High theft rates can lead to higher than average Burton, MI car insurance rates.

How long is the average commute in Burton, MI?

More time spent behind the wheel can lead to higher Burton, Michigan car insurance rates. In Burton, MI, the average commute length is 23.0 minutes.

What is the traffic like in Burton, MI

Like commute length, time spent in traffic also increase risk of accidents. Burton, MI is listed as 191st in INRIX congested cities data.

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Car Insurance Quotes for Burton, MI

Shop for affordable Burton, Michigan car insurance rates today. Enter your ZIP code to compare quotes from multiple Burton, MI car insurance companies.

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