Cheap Quotes for Peachland, NC Car Insurance (2021)

Peachland, North Carolina car insurance rates average $314 a month and North Carolina law requires coverage of at least 30/60/25. By comparing rates from multiple Peachland, NC companies, you can find cheap Peachland car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Peachland, NC for senior drivers are $2,819/year
  • Average car insurance rates in Peachland, NC are $314/month
  • The cheapest car insurance company in Peachland is Liberty Mutual

How do the Peachland, North Carolina monthly average car insurance rates of $314/month compare to nearby cities like Durham car insurance rates, Wilmington car insurance rates, and High Point car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Peachland, NC.

We’ll cover the North Carolina minimum coverage requirements, North Carolina car insurance laws, and Peachland, NC statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Peachland, North Carolina companies to find the most affordable Peachland car insurance rates.

Enter your ZIP code above to find cheap Peachland, NC car insurance quotes today.

What are the minimum Peachland, NC car insurance requirements?

To meet North Carolina minimum car insurance coverage requirements, Peachland, NC drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Peachland, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Peachland, NC car insurance rates?

Three of the criteria that most affect car insurance rates in Peachland, North Carolina are age, gender, and marital status. Let’s take a look at how each of these stack up with top Peachland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Peachland, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,402 $6,402 $5,252 $5,252 $15,440 $15,440 $6,528 $6,528
GEICO $2,629 $2,584 $2,590 $2,547 $4,648 $4,609 $2,331 $2,319
Liberty Mutual $2,048 $2,048 $2,120 $2,120 $3,633 $3,633 $2,048 $2,048
Nationwide $2,626 $2,626 $2,626 $2,626 $4,456 $4,456 $2,626 $2,626
Progressive $1,956 $1,956 $1,782 $1,782 $4,686 $4,686 $2,195 $2,195
State Farm $2,833 $2,833 $2,450 $2,450 $4,184 $4,184 $3,502 $3,502
Travelers $2,958 $2,958 $2,935 $2,935 $4,999 $4,999 $3,035 $3,035

How much do teen drivers pay for car insurance in Peachland, NC?

Peachland, North Carolina car insurance rates for teens are often higher than rates for other drivers. Compare Peachland car insurance rates from multiple Peachland, North Carolina car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Peachland, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,440 $15,440
GEICO $4,648 $4,609
Liberty Mutual $3,633 $3,633
Nationwide $4,456 $4,456
Progressive $4,686 $4,686
State Farm $4,184 $4,184
Travelers $4,999 $4,999

How much do senior drivers pay for car insurance in Peachland, NC?

With a little research, seniors can find affordable car insurance in Peachland, North Carolina. Here’s a look at how the top Peachland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Peachland, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,252 $5,252
GEICO $2,590 $2,547
Liberty Mutual $2,120 $2,120
Nationwide $2,626 $2,626
Progressive $1,782 $1,782
State Farm $2,450 $2,450
Travelers $2,935 $2,935

How does coverage level affect Peachland, NC car insurance rates?

How much coverage do you need? Are you comfortable with the North Carolina minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Peachland, NC car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Peachland, North Carolina

Insurance Company Low Medium High
Allstate $8,114 $8,374 $8,728
GEICO $2,892 $3,020 $3,184
Liberty Mutual $2,339 $2,447 $2,601
Nationwide $2,957 $3,068 $3,226
Progressive $2,509 $2,638 $2,817
State Farm $3,103 $3,226 $3,398
Travelers $3,328 $3,463 $3,654

How does your driving record affect Peachland, NC car insurance rates?

Safe driving pays off. The more traffic violations you have in Peachland, NC, the higher your car insurance rates will be. Compare rates based on driving infractions from top Peachland, North Carolina companies.

Annual Peachland, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,555 $8,002 $14,906 $6,160
GEICO $1,533 $2,342 $6,073 $2,180
Liberty Mutual $1,467 $1,883 $4,616 $1,883
Nationwide $1,815 $2,346 $5,826 $2,346
Progressive $1,250 $1,822 $5,784 $1,764
State Farm $1,731 $2,499 $6,241 $2,499
Travelers $1,982 $2,751 $6,545 $2,649

How does a DUI affect Peachland, NC car insurance rates?

With even one DUI on your record, you can see an increase in your Peachland, NC car insurance rates.

Annual Car Insurance Rates After a DUI in Peachland, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $14,906
GEICO $6,073
Liberty Mutual $4,616
Nationwide $5,826
Progressive $5,784
State Farm $6,241
Travelers $6,545

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How does your credit history affect Peachland, NC car insurance rates?

Take a look at the data here to see how your Peachland, North Carolina car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Peachland, North Carolina

Insurance Company Poor Fair Good
Allstate $11,385 $7,376 $6,456
GEICO $3,264 $3,018 $2,814
Liberty Mutual $2,462 $2,462 $2,462
Nationwide $3,084 $3,084 $3,084
Progressive $3,003 $2,593 $2,369
State Farm $4,555 $2,911 $2,261
Travelers $3,762 $3,383 $3,300

How does your commute affect Peachland, NC car insurance rates?

Peachland, NC car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Carolina can be seen here. Remember, though, that you may have to carry substantially more car insurance in Peachland if you’re financing.

Annual Car Insurance Rates by Commute Length in Peachland, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,406 $8,406
GEICO $3,032 $3,032
Liberty Mutual $2,462 $2,462
Nationwide $3,084 $3,084
Progressive $2,655 $2,655
State Farm $3,229 $3,256
Travelers $3,482 $3,482

Who has the cheapest Peachland, NC car insurance rates?

Here’s a breakdown of Peachland, North Carolina car insurance rates by company. You can see which company offers the cheapest Peachland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Peachland, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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What are the top Peachland, NC car insurance companies?

Which Peachland, North Carolina car insurance company will best fit your needs and budget? Check out this comparison of the top Peachland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Peachland, North Carolina

Insurance Company Average Annual Rates
Allstate $8,406
GEICO $3,032
Liberty Mutual $2,462
Nationwide $3,084
Progressive $2,655
State Farm $3,243
Travelers $3,482

What factors affect Peachland, NC car insurance rates?

Why are Peachland, North Carolina car insurance rates different than rates in Durham or Wilmington? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Peachland, NC?

More time spent behind the wheel can lead to higher Peachland, North Carolina car insurance rates. In Peachland, NC, the average commute length is 27.2 minutes.

Car Insurance Quotes for Peachland, NC

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