Cheap Quotes for Kannapolis, NC Car Insurance (2021)

Kannapolis, North Carolina car insurance rates average $282 a month and North Carolina law requires coverage of at least 30/60/25. By comparing rates from multiple Kannapolis, NC companies, you can find cheap Kannapolis car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Kannapolis has an average commute time of 26.1 minutes
  • Average car insurance rates in Kannapolis, NC for senior drivers are $2,554/year
  • Average car insurance rates in Kannapolis, NC are $282/month

How do the Kannapolis, North Carolina monthly average car insurance rates of $282/month compare to nearby cities like Winston-Salem car insurance rates, Concord car insurance rates, and Greensboro car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kannapolis, NC.

We’ll cover the North Carolina minimum coverage requirements, North Carolina car insurance laws, and Kannapolis, NC statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kannapolis, North Carolina companies to find the most affordable Kannapolis car insurance rates.

Enter your ZIP code above to find cheap Kannapolis, NC car insurance quotes today.

What are the minimum Kannapolis, NC car insurance requirements?

To meet North Carolina minimum car insurance coverage requirements, Kannapolis, NC drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Kannapolis, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Kannapolis, NC car insurance rates?

Three of the criteria that most affect car insurance rates in Kannapolis, North Carolina are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kannapolis car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kannapolis, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,078 $5,078 $4,164 $4,164 $12,220 $12,220 $5,178 $5,178
GEICO $2,622 $2,573 $2,592 $2,545 $4,928 $4,884 $2,301 $2,288
Liberty Mutual $1,926 $1,926 $1,993 $1,993 $3,442 $3,442 $1,926 $1,926
Nationwide $2,490 $2,490 $2,490 $2,490 $4,266 $4,266 $2,490 $2,490
Progressive $1,849 $1,849 $1,697 $1,697 $4,378 $4,378 $2,055 $2,055
State Farm $2,561 $2,561 $2,216 $2,216 $3,788 $3,788 $3,164 $3,164
Travelers $2,770 $2,770 $2,748 $2,748 $4,722 $4,722 $2,843 $2,843

How much do teen drivers pay for car insurance in Kannapolis, NC?

Kannapolis, North Carolina car insurance rates for teens are often higher than rates for other drivers. Compare Kannapolis car insurance rates from multiple Kannapolis, North Carolina car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Kannapolis, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,220 $12,220
GEICO $4,928 $4,884
Liberty Mutual $3,442 $3,442
Nationwide $4,266 $4,266
Progressive $4,378 $4,378
State Farm $3,788 $3,788
Travelers $4,722 $4,722

How much do senior drivers pay for car insurance in Kannapolis, NC?

With a little research, seniors can find affordable car insurance in Kannapolis, North Carolina. Here’s a look at how the top Kannapolis car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Kannapolis, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,164 $4,164
GEICO $2,592 $2,545
Liberty Mutual $1,993 $1,993
Nationwide $2,490 $2,490
Progressive $1,697 $1,697
State Farm $2,216 $2,216
Travelers $2,748 $2,748

How does coverage level affect Kannapolis, NC car insurance rates?

How much coverage do you need? Are you comfortable with the North Carolina minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kannapolis, NC car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Kannapolis, North Carolina

Insurance Company Low Medium High
Allstate $6,370 $6,631 $6,980
GEICO $2,938 $3,081 $3,256
Liberty Mutual $2,202 $2,307 $2,456
Nationwide $2,802 $2,918 $3,081
Progressive $2,354 $2,480 $2,652
State Farm $2,795 $2,916 $3,085
Travelers $3,122 $3,253 $3,438

How does your driving record affect Kannapolis, NC car insurance rates?

Safe driving pays off. The more traffic violations you have in Kannapolis, NC, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kannapolis, North Carolina companies.

Annual Kannapolis, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,610 $6,385 $11,774 $4,871
GEICO $1,659 $2,467 $5,949 $2,292
Liberty Mutual $1,387 $1,778 $4,344 $1,778
Nationwide $1,732 $2,234 $5,534 $2,234
Progressive $1,188 $1,726 $5,397 $1,668
State Farm $1,561 $2,261 $5,646 $2,261
Travelers $1,869 $2,585 $6,138 $2,491

How does a DUI affect Kannapolis, NC car insurance rates?

With even one DUI on your record, you can see an increase in your Kannapolis, NC car insurance rates.

Annual Car Insurance Rates After a DUI in Kannapolis, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,774
GEICO $5,949
Liberty Mutual $4,344
Nationwide $5,534
Progressive $5,397
State Farm $5,646
Travelers $6,138

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How does your credit history affect Kannapolis, NC car insurance rates?

Take a look at the data here to see how your Kannapolis, North Carolina car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Kannapolis, North Carolina

Insurance Company Poor Fair Good
Allstate $8,959 $5,859 $5,162
GEICO $3,341 $3,078 $2,857
Liberty Mutual $2,322 $2,322 $2,322
Nationwide $2,934 $2,934 $2,934
Progressive $2,793 $2,436 $2,256
State Farm $4,116 $2,634 $2,047
Travelers $3,532 $3,179 $3,102

How does your commute affect Kannapolis, NC car insurance rates?

Kannapolis, NC car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Carolina can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kannapolis if you’re financing.

Annual Car Insurance Rates by Commute Length in Kannapolis, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,660 $6,660
GEICO $3,092 $3,092
Liberty Mutual $2,322 $2,322
Nationwide $2,934 $2,934
Progressive $2,495 $2,495
State Farm $2,924 $2,941
Travelers $3,271 $3,271

Who has the cheapest Kannapolis, NC car insurance rates?

Here’s a breakdown of Kannapolis, North Carolina car insurance rates by company. You can see which company offers the cheapest Kannapolis car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Kannapolis, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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What are the top Kannapolis, NC car insurance companies?

Which Kannapolis, North Carolina car insurance company will best fit your needs and budget? Check out this comparison of the top Kannapolis companies to find the one for you.

Average Annual Car Insurance Rates by Company in Kannapolis, North Carolina

Insurance Company Average Annual Rates
Allstate $6,660
GEICO $3,092
Liberty Mutual $2,322
Nationwide $2,934
Progressive $2,495
State Farm $2,932
Travelers $3,271

What factors affect Kannapolis, NC car insurance rates?

Why are Kannapolis, North Carolina car insurance rates different than rates in Winston-Salem or Concord? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Kannapolis, NC?

More time spent behind the wheel can lead to higher Kannapolis, North Carolina car insurance rates. In Kannapolis, NC, the average commute length is 26.1 minutes.

Car Insurance Quotes for Kannapolis, NC

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