Cheap Quotes for Indian Trail, NC Car Insurance (2021)

Indian Trail, North Carolina car insurance rates average $305 a month and North Carolina law requires coverage of at least 30/60/25. By comparing rates from multiple Indian Trail, NC companies, you can find cheap Indian Trail car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Indian Trail has an average commute time of 31.7 minutes
  • Average car insurance rates in Indian Trail, NC after a DUI are $6,877/year
  • Average car insurance rates in Indian Trail, NC for senior drivers are $2,725/year

How do the Indian Trail, North Carolina monthly average car insurance rates of $305/month compare to nearby cities like Wilmington car insurance rates, Durham car insurance rates, and High Point car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Indian Trail, NC.

We’ll cover the North Carolina minimum coverage requirements, North Carolina car insurance laws, and Indian Trail, NC statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Indian Trail, North Carolina companies to find the most affordable Indian Trail car insurance rates.

Enter your ZIP code above to find cheap Indian Trail, NC car insurance quotes today.

What are the minimum Indian Trail, NC car insurance requirements?

To meet North Carolina minimum car insurance coverage requirements, Indian Trail, NC drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Indian Trail, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Indian Trail, NC car insurance rates?

Three of the criteria that most affect car insurance rates in Indian Trail, North Carolina are age, gender, and marital status. Let’s take a look at how each of these stack up with top Indian Trail car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Indian Trail, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,346 $6,346 $5,201 $5,201 $15,379 $15,379 $6,471 $6,471
GEICO $2,622 $2,573 $2,592 $2,545 $4,928 $4,884 $2,301 $2,288
Liberty Mutual $1,926 $1,926 $1,993 $1,993 $3,442 $3,442 $1,926 $1,926
Nationwide $2,490 $2,490 $2,490 $2,490 $4,266 $4,266 $2,490 $2,490
Progressive $1,845 $1,845 $1,695 $1,695 $4,385 $4,385 $2,060 $2,060
State Farm $2,725 $2,725 $2,357 $2,357 $4,028 $4,028 $3,367 $3,367
Travelers $2,794 $2,794 $2,772 $2,772 $4,799 $4,799 $2,868 $2,868

How much do teen drivers pay for car insurance in Indian Trail, NC?

Indian Trail, North Carolina car insurance rates for teens are often higher than rates for other drivers. Compare Indian Trail car insurance rates from multiple Indian Trail, North Carolina car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Indian Trail, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,379 $15,379
GEICO $4,928 $4,884
Liberty Mutual $3,442 $3,442
Nationwide $4,266 $4,266
Progressive $4,385 $4,385
State Farm $4,028 $4,028
Travelers $4,799 $4,799

How much do senior drivers pay for car insurance in Indian Trail, NC?

With a little research, seniors can find affordable car insurance in Indian Trail, North Carolina. Here’s a look at how the top Indian Trail car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Indian Trail, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,201 $5,201
GEICO $2,592 $2,545
Liberty Mutual $1,993 $1,993
Nationwide $2,490 $2,490
Progressive $1,695 $1,695
State Farm $2,357 $2,357
Travelers $2,772 $2,772

How does coverage level affect Indian Trail, NC car insurance rates?

How much coverage do you need? Are you comfortable with the North Carolina minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Indian Trail, NC car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Indian Trail, North Carolina

Insurance Company Low Medium High
Allstate $8,053 $8,319 $8,676
GEICO $2,938 $3,081 $3,256
Liberty Mutual $2,202 $2,307 $2,456
Nationwide $2,802 $2,918 $3,081
Progressive $2,355 $2,481 $2,653
State Farm $2,983 $3,103 $3,272
Travelers $3,157 $3,290 $3,478

How does your driving record affect Indian Trail, NC car insurance rates?

Safe driving pays off. The more traffic violations you have in Indian Trail, NC, the higher your car insurance rates will be. Compare rates based on driving infractions from top Indian Trail, North Carolina companies.

Annual Indian Trail, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,528 $7,963 $14,791 $6,114
GEICO $1,659 $2,467 $5,949 $2,292
Liberty Mutual $1,387 $1,778 $4,344 $1,778
Nationwide $1,732 $2,234 $5,534 $2,234
Progressive $1,199 $1,738 $5,362 $1,685
State Farm $1,655 $2,403 $6,016 $2,403
Travelers $1,968 $2,585 $6,138 $2,542

How does a DUI affect Indian Trail, NC car insurance rates?

With even one DUI on your record, you can see an increase in your Indian Trail, NC car insurance rates.

Annual Car Insurance Rates After a DUI in Indian Trail, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $14,791
GEICO $5,949
Liberty Mutual $4,344
Nationwide $5,534
Progressive $5,362
State Farm $6,016
Travelers $6,138

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How does your credit history affect Indian Trail, NC car insurance rates?

Take a look at the data here to see how your Indian Trail, North Carolina car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Indian Trail, North Carolina

Insurance Company Poor Fair Good
Allstate $11,273 $7,342 $6,432
GEICO $3,341 $3,078 $2,857
Liberty Mutual $2,322 $2,322 $2,322
Nationwide $2,934 $2,934 $2,934
Progressive $2,795 $2,445 $2,249
State Farm $4,381 $2,801 $2,176
Travelers $3,532 $3,216 $3,177

How does your commute affect Indian Trail, NC car insurance rates?

Indian Trail, NC car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for North Carolina can be seen here. Remember, though, that you may have to carry substantially more car insurance in Indian Trail if you’re financing.

Annual Car Insurance Rates by Commute Length in Indian Trail, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,349 $8,349
GEICO $3,092 $3,092
Liberty Mutual $2,322 $2,322
Nationwide $2,934 $2,934
Progressive $2,496 $2,496
State Farm $3,111 $3,127
Travelers $3,308 $3,308

Who has the cheapest Indian Trail, NC car insurance rates?

Here’s a breakdown of Indian Trail, North Carolina car insurance rates by company. You can see which company offers the cheapest Indian Trail car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Indian Trail, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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What are the top Indian Trail, NC car insurance companies?

Which Indian Trail, North Carolina car insurance company will best fit your needs and budget? Check out this comparison of the top Indian Trail companies to find the one for you.

Average Annual Car Insurance Rates by Company in Indian Trail, North Carolina

Insurance Company Average Annual Rates
Allstate $8,349
GEICO $3,092
Liberty Mutual $2,322
Nationwide $2,934
Progressive $2,496
State Farm $3,119
Travelers $3,308

What factors affect Indian Trail, NC car insurance rates?

Why are Indian Trail, North Carolina car insurance rates different than rates in Wilmington or Durham? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Indian Trail, NC?

More time spent behind the wheel can lead to higher Indian Trail, North Carolina car insurance rates. In Indian Trail, NC, the average commute length is 31.7 minutes.

Car Insurance Quotes for Indian Trail, NC

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