Cheap Quotes for Eagle Lake, TX Car Insurance (2021)

Eagle Lake, Texas car insurance rates average $318 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Eagle Lake, TX companies, you can find cheap Eagle Lake car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Eagle Lake is USAA
  • Average car insurance rates in Eagle Lake, TX are $318/month
  • Eagle Lake has an average commute time of 27.7 minutes

How do the Eagle Lake, Texas monthly average car insurance rates of $318/month compare to nearby cities like San Antonio car insurance rates, Plano car insurance rates, and Austin car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Eagle Lake, TX.

We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Eagle Lake, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Eagle Lake, Texas companies to find the most affordable Eagle Lake car insurance rates.

Enter your ZIP code above to find cheap Eagle Lake, TX car insurance quotes today.

What are the minimum Eagle Lake, TX car insurance requirements?

To meet Texas minimum car insurance coverage requirements, Eagle Lake, TX drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Eagle Lake, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How do age, gender, and marital status affect Eagle Lake, TX car insurance rates?

Three of the criteria that most affect car insurance rates in Eagle Lake, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Eagle Lake car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Eagle Lake, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,328 $3,259 $3,259 $8,666 $10,456 $4,074 $4,241
American Family $3,284 $3,694 $3,133 $3,626 $9,352 $12,182 $4,854 $5,538
GEICO $2,373 $2,558 $2,281 $2,572 $5,199 $5,445 $2,571 $2,585
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,348 $2,220 $2,094 $2,136 $9,907 $11,003 $2,769 $2,792
State Farm $1,828 $1,828 $1,621 $1,621 $4,271 $5,424 $1,980 $2,045
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

How much do teen drivers pay for car insurance in Eagle Lake, TX?

Eagle Lake, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Eagle Lake car insurance rates from multiple Eagle Lake, Texas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Eagle Lake, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,666 $10,456
American Family $9,352 $12,182
GEICO $5,199 $5,445
Nationwide $6,027 $7,731
Progressive $9,907 $11,003
State Farm $4,271 $5,424
USAA $4,265 $4,651

How much do senior drivers pay for car insurance in Eagle Lake, TX?

With a little research, seniors can find affordable car insurance in Eagle Lake, Texas. Here’s a look at how the top Eagle Lake car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Eagle Lake, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,259 $3,259
American Family $3,133 $3,626
GEICO $2,281 $2,572
Nationwide $1,893 $2,004
Progressive $2,094 $2,136
State Farm $1,621 $1,621
USAA $1,451 $1,442

How does coverage level affect Eagle Lake, TX car insurance rates?

How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Eagle Lake, TX car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Eagle Lake, Texas

Insurance Company Low Medium High
Allstate $4,942 $5,024 $5,252
American Family $5,249 $5,460 $6,414
GEICO $3,048 $3,164 $3,382
Nationwide $3,675 $3,255 $3,267
Progressive $4,196 $4,385 $4,645
State Farm $2,452 $2,569 $2,711
USAA $2,305 $2,374 $2,471

How does your driving record affect Eagle Lake, TX car insurance rates?

Safe driving pays off. The more traffic violations you have in Eagle Lake, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Eagle Lake, Texas companies.

Annual Eagle Lake, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,944 $6,075 $6,327 $3,944
American Family $5,182 $6,652 $5,817 $5,182
GEICO $2,716 $3,590 $2,996 $3,490
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $3,846 $4,978 $4,483 $4,328
State Farm $2,302 $2,625 $3,081 $2,302
USAA $1,778 $2,621 $3,093 $2,041

How does a DUI affect Eagle Lake, TX car insurance rates?

With even one DUI on your record, you can see an increase in your Eagle Lake, TX car insurance rates.

Annual Car Insurance Rates After a DUI in Eagle Lake, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,327
American Family $5,817
GEICO $2,996
Nationwide $4,361
Progressive $4,483
State Farm $3,081
USAA $3,093

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

How does your credit history affect Eagle Lake, TX car insurance rates?

Take a look at the data here to see how your Eagle Lake, Texas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Eagle Lake, Texas

Insurance Company Poor Fair Good
Allstate $6,458 $4,721 $4,039
American Family $7,736 $5,015 $4,373
GEICO $4,933 $2,795 $1,866
Nationwide $4,074 $3,275 $2,848
Progressive $4,951 $4,292 $3,983
State Farm $3,651 $2,271 $1,809
USAA $3,502 $2,022 $1,626

How does your commute affect Eagle Lake, TX car insurance rates?

Eagle Lake, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Eagle Lake if you’re financing.

Annual Car Insurance Rates by Commute Length in Eagle Lake, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,952 $5,193
American Family $5,708 $5,708
GEICO $3,139 $3,256
Nationwide $3,399 $3,399
Progressive $4,409 $4,409
State Farm $2,577 $2,577
USAA $2,353 $2,414

Who has the cheapest Eagle Lake, TX car insurance rates?

Here’s a breakdown of Eagle Lake, Texas car insurance rates by company. You can see which company offers the cheapest Eagle Lake car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Eagle Lake, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the top Eagle Lake, TX car insurance companies?

Which Eagle Lake, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Eagle Lake companies to find the one for you.

Average Annual Car Insurance Rates by Company in Eagle Lake, Texas

Insurance Company Average Annual Rates
Allstate $5,073
American Family $5,708
GEICO $3,198
Nationwide $3,399
Progressive $4,409
State Farm $2,577
USAA $2,383

What factors affect Eagle Lake, TX car insurance rates?

Why are Eagle Lake, Texas car insurance rates different than rates in San Antonio or Plano? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Eagle Lake, TX?

More time spent behind the wheel can lead to higher Eagle Lake, Texas car insurance rates. In Eagle Lake, TX, the average commute length is 27.7 minutes.

Car Insurance Quotes for Eagle Lake, TX

Shop for affordable Eagle Lake, Texas car insurance rates today. Enter your ZIP code to compare quotes from multiple Eagle Lake, TX car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption