Cheap Quotes for Cibolo, TX Car Insurance (2021)

Cibolo, Texas car insurance rates average $304 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Cibolo, TX companies, you can find cheap Cibolo car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Cibolo, TX after a DUI are $4,148/year
  • The cheapest car insurance company in Cibolo is USAA
  • Average car insurance rates in Cibolo, TX are $304/month

How do the Cibolo, Texas monthly average car insurance rates of $304/month compare to nearby cities like Dallas car insurance rates, San Antonio car insurance rates, and El Paso car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Cibolo, TX.

We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Cibolo, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Cibolo, Texas companies to find the most affordable Cibolo car insurance rates.

Enter your ZIP code above to find cheap Cibolo, TX car insurance quotes today.

What are the minimum Cibolo, TX car insurance requirements?

To meet Texas minimum car insurance coverage requirements, Cibolo, TX drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Cibolo, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Cibolo, TX car insurance rates?

Three of the criteria that most affect car insurance rates in Cibolo, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Cibolo car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cibolo, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,694 $3,006 $2,538 $2,912 $7,294 $9,545 $3,899 $4,448
GEICO $2,338 $2,527 $2,269 $2,586 $5,103 $5,260 $2,523 $2,498
Nationwide $2,055 $2,089 $1,821 $1,925 $5,782 $7,409 $2,410 $2,604
Progressive $2,259 $2,143 $2,023 $2,055 $9,674 $10,806 $2,679 $2,720
State Farm $2,110 $2,110 $1,890 $1,890 $5,173 $6,611 $2,303 $2,368
USAA $1,478 $1,483 $1,420 $1,406 $4,138 $4,489 $1,959 $2,089

How much do teen drivers pay for car insurance in Cibolo, TX?

Cibolo, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Cibolo car insurance rates from multiple Cibolo, Texas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Cibolo, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $7,294 $9,545
GEICO $5,103 $5,260
Nationwide $5,782 $7,409
Progressive $9,674 $10,806
State Farm $5,173 $6,611
USAA $4,138 $4,489

How much do senior drivers pay for car insurance in Cibolo, TX?

With a little research, seniors can find affordable car insurance in Cibolo, Texas. Here’s a look at how the top Cibolo car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Cibolo, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,538 $2,912
GEICO $2,269 $2,586
Nationwide $1,821 $1,925
Progressive $2,023 $2,055
State Farm $1,890 $1,890
USAA $1,420 $1,406

How does coverage level affect Cibolo, TX car insurance rates?

How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Cibolo, TX car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Cibolo, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $4,234 $4,378 $5,013
GEICO $2,953 $3,093 $3,368
Nationwide $3,512 $3,124 $3,149
Progressive $4,092 $4,276 $4,515
State Farm $2,876 $3,043 $3,252
USAA $2,216 $2,296 $2,411

How does your driving record affect Cibolo, TX car insurance rates?

Safe driving pays off. The more traffic violations you have in Cibolo, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Cibolo, Texas companies.

Annual Cibolo, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $4,131 $5,283 $4,623 $4,131
GEICO $2,664 $3,519 $2,938 $3,432
Nationwide $2,835 $2,835 $4,181 $3,197
Progressive $3,745 $4,858 $4,367 $4,209
State Farm $2,702 $3,118 $3,706 $2,702
USAA $1,720 $2,547 $2,991 $1,973

How does a DUI affect Cibolo, TX car insurance rates?

With even one DUI on your record, you can see an increase in your Cibolo, TX car insurance rates.

Annual Car Insurance Rates After a DUI in Cibolo, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,230
American Family $4,623
GEICO $2,938
Nationwide $4,181
Progressive $4,367
State Farm $3,706
USAA $2,991

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How does your credit history affect Cibolo, TX car insurance rates?

Take a look at the data here to see how your Cibolo, Texas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Cibolo, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $6,221 $3,953 $3,451
GEICO $4,838 $2,743 $1,833
Nationwide $3,904 $3,144 $2,737
Progressive $4,817 $4,183 $3,884
State Farm $4,316 $2,698 $2,156
USAA $3,366 $1,967 $1,590

How does your commute affect Cibolo, TX car insurance rates?

Cibolo, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Cibolo if you’re financing.

Annual Car Insurance Rates by Commute Length in Cibolo, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,850 $5,087
American Family $4,542 $4,542
GEICO $3,080 $3,197
Nationwide $3,262 $3,262
Progressive $4,295 $4,295
State Farm $3,057 $3,057
USAA $2,278 $2,337

Who has the cheapest Cibolo, TX car insurance rates?

Here’s a breakdown of Cibolo, Texas car insurance rates by company. You can see which company offers the cheapest Cibolo car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Cibolo, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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What are the top Cibolo, TX car insurance companies?

Which Cibolo, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Cibolo companies to find the one for you.

Average Annual Car Insurance Rates by Company in Cibolo, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $4,542
GEICO $3,138
Nationwide $3,262
Progressive $4,295
State Farm $3,057
USAA $2,308

What factors affect Cibolo, TX car insurance rates?

Why are Cibolo, Texas car insurance rates different than rates in Dallas or San Antonio? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Cibolo, TX?

FBI statistics show that the Cibolo, Texas car theft rate is 10 thefts each year. High theft rates can lead to higher than average Cibolo, TX car insurance rates.

How long is the average commute in Cibolo, TX?

More time spent behind the wheel can lead to higher Cibolo, Texas car insurance rates. In Cibolo, TX, the average commute length is 30.2 minutes.

Car Insurance Quotes for Cibolo, TX

Shop for affordable Cibolo, Texas car insurance rates today. Enter your ZIP code to compare quotes from multiple Cibolo, TX car insurance companies.

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