Cheap Quotes for Rockwood, TN Car Insurance (2021)

Rockwood, Tennessee car insurance rates average $278 a month and Tennessee law requires coverage of at least 25/50/15. By comparing rates from multiple Rockwood, TN companies, you can find cheap Rockwood car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Rockwood, TN after a DUI are $4,363/year
  • The cheapest car insurance company in Rockwood is USAA
  • Rockwood has an average commute time of 24.2 minutes

How do the Rockwood, Tennessee monthly average car insurance rates of $278/month compare to nearby cities like Jackson car insurance rates, Hendersonville car insurance rates, and Franklin car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Rockwood, TN.

We’ll cover the Tennessee minimum coverage requirements, Tennessee car insurance laws, and Rockwood, TN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Rockwood, Tennessee companies to find the most affordable Rockwood car insurance rates.

Enter your ZIP code above to find cheap Rockwood, TN car insurance quotes today.

What are the minimum Rockwood, TN car insurance requirements?

To meet Tennessee minimum car insurance coverage requirements, Rockwood, TN drivers need to carry at least 25/50/15 coverage.

Minimum Required Car Insurance Coverage in Rockwood, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Rockwood, TN car insurance rates?

Three of the criteria that most affect car insurance rates in Rockwood, Tennessee are age, gender, and marital status. Let’s take a look at how each of these stack up with top Rockwood car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rockwood, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,646 $2,538 $2,383 $2,473 $9,970 $10,840 $2,813 $2,911
Farmers $1,626 $1,655 $1,462 $1,601 $6,603 $7,016 $2,194 $2,322
GEICO $2,622 $2,644 $2,412 $2,412 $8,078 $8,214 $2,671 $2,756
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,924 $1,815 $1,566 $1,638 $8,667 $9,760 $2,323 $2,545
State Farm $1,689 $1,689 $1,513 $1,513 $5,070 $6,333 $1,906 $2,228
Travelers $1,746 $1,836 $1,585 $1,686 $4,884 $6,028 $1,861 $1,958
USAA $1,508 $1,533 $1,363 $1,361 $5,395 $6,191 $1,969 $2,095

How much do teen drivers pay for car insurance in Rockwood, TN?

Rockwood, Tennessee car insurance rates for teens are often higher than rates for other drivers. Compare Rockwood car insurance rates from multiple Rockwood, Tennessee car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Rockwood, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,970 $10,840
Farmers $6,603 $7,016
GEICO $8,078 $8,214
Nationwide $5,607 $7,245
Progressive $8,667 $9,760
State Farm $5,070 $6,333
Travelers $4,884 $6,028
USAA $5,395 $6,191

How much do senior drivers pay for car insurance in Rockwood, TN?

With a little research, seniors can find affordable car insurance in Rockwood, Tennessee. Here’s a look at how the top Rockwood car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Rockwood, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,383 $2,473
Farmers $1,462 $1,601
GEICO $2,412 $2,412
Nationwide $1,864 $1,897
Progressive $1,566 $1,638
State Farm $1,513 $1,513
Travelers $1,585 $1,686
USAA $1,363 $1,361

How does coverage level affect Rockwood, TN car insurance rates?

How much coverage do you need? Are you comfortable with the Tennessee minimum of 25/50/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Rockwood, TN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Rockwood, Tennessee

Insurance Company Low Medium High
Allstate $4,405 $4,560 $4,750
Farmers $2,884 $3,044 $3,251
GEICO $3,786 $3,965 $4,177
Liberty Mutual $6,351 $6,601 $6,859
Nationwide $3,248 $3,150 $3,267
Progressive $3,566 $3,780 $3,993
State Farm $2,615 $2,752 $2,860
Travelers $2,549 $2,696 $2,849
USAA $2,592 $2,668 $2,771

How does your driving record affect Rockwood, TN car insurance rates?

Safe driving pays off. The more traffic violations you have in Rockwood, TN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Rockwood, Tennessee companies.

Annual Rockwood, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,559 $5,524 $4,380
Farmers $2,612 $3,234 $3,312 $3,082
GEICO $2,893 $3,872 $6,246 $2,893
Liberty Mutual $5,342 $7,722 $7,189 $6,163
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,328 $4,323 $3,544 $3,924
State Farm $2,506 $2,980 $2,743 $2,743
Travelers $2,190 $2,812 $3,095 $2,694
USAA $1,947 $2,918 $3,429 $2,414

How does a DUI affect Rockwood, TN car insurance rates?

With even one DUI on your record, you can see an increase in your Rockwood, TN car insurance rates.

Annual Car Insurance Rates After a DUI in Rockwood, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,524
Farmers $3,312
GEICO $6,246
Liberty Mutual $7,189
Nationwide $4,187
Progressive $3,544
State Farm $2,743
Travelers $3,095
USAA $3,429

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How does your credit history affect Rockwood, TN car insurance rates?

Take a look at the data here to see how your Rockwood, Tennessee car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Rockwood, Tennessee

Insurance Company Poor Fair Good
Allstate $5,832 $4,467 $3,415
Farmers $3,643 $2,846 $2,692
GEICO $4,509 $3,865 $3,555
Liberty Mutual $9,480 $5,801 $4,530
Nationwide $3,874 $3,072 $2,719
Progressive $4,250 $3,664 $3,425
State Farm $3,984 $2,389 $1,855
Travelers $3,432 $2,694 $1,967
USAA $3,878 $2,275 $1,877

How does your commute affect Rockwood, TN car insurance rates?

Rockwood, TN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Tennessee can be seen here. Remember, though, that you may have to carry substantially more car insurance in Rockwood if you’re financing.

Annual Car Insurance Rates by Commute Length in Rockwood, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,572 $4,572
Farmers $3,060 $3,060
GEICO $3,950 $4,002
Liberty Mutual $6,604 $6,604
Nationwide $3,222 $3,222
Progressive $3,780 $3,780
State Farm $2,680 $2,805
Travelers $2,592 $2,804
USAA $2,602 $2,752

Who has the cheapest Rockwood, TN car insurance rates?

Here’s a breakdown of Rockwood, Tennessee car insurance rates by company. You can see which company offers the cheapest Rockwood car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Rockwood, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Rockwood, TN car insurance companies?

Which Rockwood, Tennessee car insurance company will best fit your needs and budget? Check out this comparison of the top Rockwood companies to find the one for you.

Average Annual Car Insurance Rates by Company in Rockwood, Tennessee

Insurance Company Average Annual Rates
Allstate $4,572
Farmers $3,060
GEICO $3,976
Nationwide $3,222
Progressive $3,780
State Farm $2,743
Travelers $2,698
USAA $2,677

What factors affect Rockwood, TN car insurance rates?

Why are Rockwood, Tennessee car insurance rates different than rates in Jackson or Hendersonville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Rockwood, TN?

More time spent behind the wheel can lead to higher Rockwood, Tennessee car insurance rates. In Rockwood, TN, the average commute length is 24.2 minutes.

Car Insurance Quotes for Rockwood, TN

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