Cheap Quotes for Trenton, TN Car Insurance (2021)

Trenton, Tennessee car insurance rates average $271 a month and Tennessee law requires coverage of at least 25/50/15. By comparing rates from multiple Trenton, TN companies, you can find cheap Trenton car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Trenton, TN after a DUI are $4,150/year
  • Trenton has an average commute time of 23.2 minutes
  • Average car insurance rates in Trenton, TN are $271/month

How do the Trenton, Tennessee monthly average car insurance rates of $271/month compare to nearby cities like Johnson City car insurance rates, Jackson car insurance rates, and Clarksville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Trenton, TN.

We’ll cover the Tennessee minimum coverage requirements, Tennessee car insurance laws, and Trenton, TN statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Trenton, Tennessee companies to find the most affordable Trenton car insurance rates.

Enter your ZIP code above to find cheap Trenton, TN car insurance quotes today.

What are the minimum Trenton, TN car insurance requirements?

To meet Tennessee minimum car insurance coverage requirements, Trenton, TN drivers need to carry at least 25/50/15 coverage.

Minimum Required Car Insurance Coverage in Trenton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Trenton, TN car insurance rates?

Three of the criteria that most affect car insurance rates in Trenton, Tennessee are age, gender, and marital status. Let’s take a look at how each of these stack up with top Trenton car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Trenton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,845 $2,739 $2,551 $2,650 $10,490 $11,390 $3,050 $3,163
Farmers $1,676 $1,707 $1,505 $1,648 $6,778 $7,223 $2,269 $2,401
GEICO $2,208 $2,234 $2,041 $2,041 $6,470 $6,611 $2,228 $2,297
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,857 $1,755 $1,512 $1,579 $8,278 $9,330 $2,240 $2,450
State Farm $1,515 $1,515 $1,361 $1,361 $4,529 $5,679 $1,709 $1,977
Travelers $1,682 $1,771 $1,530 $1,629 $4,702 $5,841 $1,790 $1,884
USAA $1,619 $1,653 $1,459 $1,464 $5,721 $6,560 $2,120 $2,264

How much do teen drivers pay for car insurance in Trenton, TN?

Trenton, Tennessee car insurance rates for teens are often higher than rates for other drivers. Compare Trenton car insurance rates from multiple Trenton, Tennessee car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Trenton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,490 $11,390
Farmers $6,778 $7,223
GEICO $6,470 $6,611
Nationwide $5,594 $7,251
Progressive $8,278 $9,330
State Farm $4,529 $5,679
Travelers $4,702 $5,841
USAA $5,721 $6,560

How much do senior drivers pay for car insurance in Trenton, TN?

With a little research, seniors can find affordable car insurance in Trenton, Tennessee. Here’s a look at how the top Trenton car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Trenton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,551 $2,650
Farmers $1,505 $1,648
GEICO $2,041 $2,041
Nationwide $1,878 $1,915
Progressive $1,512 $1,579
State Farm $1,361 $1,361
Travelers $1,530 $1,629
USAA $1,459 $1,464

How does coverage level affect Trenton, TN car insurance rates?

How much coverage do you need? Are you comfortable with the Tennessee minimum of 25/50/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Trenton, TN car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Trenton, Tennessee

Insurance Company Low Medium High
Allstate $4,670 $4,847 $5,062
Farmers $2,979 $3,138 $3,337
GEICO $3,131 $3,260 $3,407
Liberty Mutual $5,470 $5,708 $5,953
Nationwide $3,267 $3,162 $3,279
Progressive $3,407 $3,624 $3,844
State Farm $2,317 $2,467 $2,584
Travelers $2,443 $2,602 $2,766
USAA $2,764 $2,847 $2,962

How does your driving record affect Trenton, TN car insurance rates?

Safe driving pays off. The more traffic violations you have in Trenton, TN, the higher your car insurance rates will be. Compare rates based on driving infractions from top Trenton, Tennessee companies.

Annual Trenton, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,084 $4,861 $5,837 $4,657
Farmers $2,696 $3,323 $3,399 $3,185
GEICO $2,355 $3,177 $5,178 $2,355
Liberty Mutual $4,638 $6,667 $6,206 $5,331
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,194 $4,141 $3,402 $3,763
State Farm $2,245 $2,667 $2,456 $2,456
Travelers $2,110 $2,708 $3,001 $2,596
USAA $2,079 $3,112 $3,661 $2,578

How does a DUI affect Trenton, TN car insurance rates?

With even one DUI on your record, you can see an increase in your Trenton, TN car insurance rates.

Annual Car Insurance Rates After a DUI in Trenton, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,837
Farmers $3,399
GEICO $5,178
Liberty Mutual $6,206
Nationwide $4,216
Progressive $3,402
State Farm $2,456
Travelers $3,001
USAA $3,661

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How does your credit history affect Trenton, TN car insurance rates?

Take a look at the data here to see how your Trenton, Tennessee car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Trenton, Tennessee

Insurance Company Poor Fair Good
Allstate $6,210 $4,744 $3,626
Farmers $3,746 $2,933 $2,775
GEICO $3,712 $3,172 $2,915
Liberty Mutual $8,190 $5,015 $3,927
Nationwide $3,894 $3,084 $2,730
Progressive $4,081 $3,513 $3,281
State Farm $3,565 $2,140 $1,662
Travelers $3,312 $2,600 $1,899
USAA $4,147 $2,426 $2,000

How does your commute affect Trenton, TN car insurance rates?

Trenton, TN car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Tennessee can be seen here. Remember, though, that you may have to carry substantially more car insurance in Trenton if you’re financing.

Annual Car Insurance Rates by Commute Length in Trenton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,860 $4,860
Farmers $3,151 $3,151
GEICO $3,250 $3,282
Liberty Mutual $5,710 $5,710
Nationwide $3,236 $3,236
Progressive $3,625 $3,625
State Farm $2,397 $2,515
Travelers $2,502 $2,706
USAA $2,776 $2,939

Who has the cheapest Trenton, TN car insurance rates?

Here’s a breakdown of Trenton, Tennessee car insurance rates by company. You can see which company offers the cheapest Trenton car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Trenton, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Trenton, TN car insurance companies?

Which Trenton, Tennessee car insurance company will best fit your needs and budget? Check out this comparison of the top Trenton companies to find the one for you.

Average Annual Car Insurance Rates by Company in Trenton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,860
Farmers $3,151
GEICO $3,266
Nationwide $3,236
Progressive $3,625
State Farm $2,456
Travelers $2,604
USAA $2,858

What factors affect Trenton, TN car insurance rates?

Why are Trenton, Tennessee car insurance rates different than rates in Johnson City or Jackson? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Trenton, TN?

More time spent behind the wheel can lead to higher Trenton, Tennessee car insurance rates. In Trenton, TN, the average commute length is 23.2 minutes.

Car Insurance Quotes for Trenton, TN

Shop for affordable Trenton, Tennessee car insurance rates today. Enter your ZIP code to compare quotes from multiple Trenton, TN car insurance companies.

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