Cheap Quotes for Orange Cove, CA Car Insurance (2021)

Orange Cove, California car insurance rates average $292 a month and California law requires coverage of at least 15/30/5. By comparing rates from multiple Orange Cove, CA companies, you can find cheap Orange Cove car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • The cheapest car insurance company in Orange Cove is Progressive
  • Average car insurance rates in Orange Cove, CA are $292/month
  • Average car insurance rates in Orange Cove, CA after a DUI are $4,929/year

How do the Orange Cove, California monthly average car insurance rates of $292/month compare to nearby cities like Fresno car insurance rates, Los Angeles car insurance rates, and Anaheim car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Orange Cove, CA.

We’ll cover the California minimum coverage requirements, California car insurance laws, and Orange Cove, CA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Orange Cove, California companies to find the most affordable Orange Cove car insurance rates.

Enter your ZIP code above to find cheap Orange Cove, CA car insurance quotes today.

What are the minimum Orange Cove, CA car insurance requirements?

To meet California minimum car insurance coverage requirements, Orange Cove, CA drivers need to carry at least 15/30/5 coverage.

Minimum Required Car Insurance Coverage in Orange Cove, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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How do age, gender, and marital status affect Orange Cove, CA car insurance rates?

Three of the criteria that most affect car insurance rates in Orange Cove, California are age, gender, and marital status. Let’s take a look at how each of these stack up with top Orange Cove car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Orange Cove, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,730 $2,743 $1,972 $2,004 $7,360 $9,267 $3,508 $3,891
Farmers $2,812 $2,812 $2,526 $2,526 $8,966 $14,737 $3,330 $3,706
GEICO $1,674 $1,675 $1,574 $1,574 $5,083 $5,183 $2,404 $2,464
Liberty Mutual $2,104 $1,993 $1,947 $1,886 $4,522 $4,811 $2,372 $2,398
Nationwide $2,897 $2,772 $2,527 $2,389 $7,224 $7,998 $3,439 $3,409
Progressive $1,555 $1,598 $1,320 $1,563 $4,063 $4,894 $2,235 $2,399
State Farm $3,476 $3,476 $3,105 $3,105 $6,351 $7,853 $3,849 $3,972
Travelers $2,380 $2,310 $2,095 $2,073 $4,826 $5,540 $3,081 $3,026
USAA $1,875 $1,779 $1,831 $1,841 $4,236 $4,248 $2,584 $2,445

How much do teen drivers pay for car insurance in Orange Cove, CA?

Orange Cove, California car insurance rates for teens are often higher than rates for other drivers. Compare Orange Cove car insurance rates from multiple Orange Cove, California car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Orange Cove, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,360 $9,267
Farmers $8,966 $14,737
GEICO $5,083 $5,183
Liberty Mutual $4,522 $4,811
Nationwide $7,224 $7,998
Progressive $4,063 $4,894
State Farm $6,351 $7,853
Travelers $4,826 $5,540
USAA $4,236 $4,248

How much do senior drivers pay for car insurance in Orange Cove, CA?

With a little research, seniors can find affordable car insurance in Orange Cove, California. Here’s a look at how the top Orange Cove car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Orange Cove, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,972 $2,004
Farmers $2,526 $2,526
GEICO $1,574 $1,574
Liberty Mutual $1,947 $1,886
Nationwide $2,527 $2,389
Progressive $1,320 $1,563
State Farm $3,105 $3,105
Travelers $2,095 $2,073
USAA $1,831 $1,841

How does coverage level affect Orange Cove, CA car insurance rates?

How much coverage do you need? Are you comfortable with the California minimum of 15/30/5 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Orange Cove, CA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Orange Cove, California

Insurance Company Low Medium High
Allstate $3,943 $4,222 $4,387
Farmers $4,838 $5,215 $5,479
GEICO $2,452 $2,731 $2,928
Liberty Mutual $2,569 $2,775 $2,918
Nationwide $3,672 $4,146 $4,428
Progressive $2,205 $2,524 $2,632
State Farm $4,043 $4,457 $4,696
Travelers $2,787 $3,244 $3,468
USAA $2,358 $2,656 $2,801

How does your driving record affect Orange Cove, CA car insurance rates?

Safe driving pays off. The more traffic violations you have in Orange Cove, CA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Orange Cove, California companies.

Annual Orange Cove, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,517 $4,242 $6,675 $3,303
Farmers $3,826 $5,210 $6,496 $5,176
GEICO $1,892 $2,915 $3,662 $2,347
Liberty Mutual $2,389 $3,203 $2,892 $2,532
Nationwide $2,850 $3,651 $6,175 $3,651
Progressive $1,610 $2,725 $3,161 $2,317
State Farm $3,135 $3,741 $7,078 $3,640
Travelers $2,128 $3,432 $4,001 $3,105
USAA $1,732 $2,568 $4,223 $1,897

How does a DUI affect Orange Cove, CA car insurance rates?

With even one DUI on your record, you can see an increase in your Orange Cove, CA car insurance rates.

Annual Car Insurance Rates After a DUI in Orange Cove, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,675
Farmers $6,496
GEICO $3,662
Liberty Mutual $2,892
Nationwide $6,175
Progressive $3,161
State Farm $7,078
Travelers $4,001
USAA $4,223

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How does your commute affect Orange Cove, CA car insurance rates?

Orange Cove, CA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for California can be seen here. Remember, though, that you may have to carry substantially more car insurance in Orange Cove if you’re financing.

Annual Car Insurance Rates by Commute Length in Orange Cove, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,766 $4,602
Farmers $4,698 $5,656
GEICO $2,457 $2,951
Liberty Mutual $2,526 $2,982
Nationwide $3,609 $4,555
Progressive $2,228 $2,678
State Farm $4,241 $4,556
Travelers $2,850 $3,483
USAA $2,399 $2,811

Who has the cheapest Orange Cove, CA car insurance rates?

Here’s a breakdown of Orange Cove, California car insurance rates by company. You can see which company offers the cheapest Orange Cove car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Orange Cove, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

What are the top Orange Cove, CA car insurance companies?

Which Orange Cove, California car insurance company will best fit your needs and budget? Check out this comparison of the top Orange Cove companies to find the one for you.

Average Annual Car Insurance Rates by Company in Orange Cove, California

Insurance Company Average Annual Rates
Allstate $4,184
Farmers $5,177
GEICO $2,704
Liberty Mutual $2,754
Nationwide $4,082
Progressive $2,453
State Farm $4,399
Travelers $3,166
USAA $2,605

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What factors affect Orange Cove, CA car insurance rates?

Why are Orange Cove, California car insurance rates different than rates in Fresno or Los Angeles? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Orange Cove, CA?

FBI statistics show that the Orange Cove, California car theft rate is 22 thefts each year. High theft rates can lead to higher than average Orange Cove, CA car insurance rates.

How long is the average commute in Orange Cove, CA?

More time spent behind the wheel can lead to higher Orange Cove, California car insurance rates. In Orange Cove, CA, the average commute length is 27.5 minutes.

Car Insurance Quotes for Orange Cove, CA

Shop for affordable Orange Cove, California car insurance rates today. Enter your ZIP code to compare quotes from multiple Orange Cove, CA car insurance companies.

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