Cheap Quotes for Fairburn, GA Car Insurance (2021)

Fairburn, Georgia car insurance rates average $491 a month and Georgia law requires coverage of at least 25/50/25. By comparing rates from multiple Fairburn, GA companies, you can find cheap Fairburn car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Fairburn has an average commute time of 22.0 minutes
  • Average car insurance rates in Fairburn, GA for senior drivers are $3,230/year
  • Average car insurance rates in Fairburn, GA are $491/month

How do the Fairburn, Georgia monthly average car insurance rates of $491/month compare to nearby cities like Albany car insurance rates, Alpharetta car insurance rates, and Sandy Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Fairburn, GA.

We’ll cover the Georgia minimum coverage requirements, Georgia car insurance laws, and Fairburn, GA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Fairburn, Georgia companies to find the most affordable Fairburn car insurance rates.

Enter your ZIP code above to find cheap Fairburn, GA car insurance quotes today.

What are the minimum Fairburn, GA car insurance requirements?

To meet Georgia minimum car insurance coverage requirements, Fairburn, GA drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Fairburn, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Fairburn, GA car insurance rates?

Three of the criteria that most affect car insurance rates in Fairburn, Georgia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Fairburn car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fairburn, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,228 $3,228 $3,095 $3,095 $7,644 $9,843 $3,615 $3,947
GEICO $2,032 $2,009 $1,971 $1,971 $6,120 $7,330 $2,629 $2,921
Liberty Mutual $6,694 $7,293 $5,483 $6,239 $28,755 $32,128 $7,077 $7,516
Nationwide $4,068 $4,202 $4,036 $4,431 $12,860 $16,542 $4,980 $5,402
Progressive $3,659 $3,338 $3,143 $3,319 $11,617 $12,862 $4,198 $4,362
State Farm $2,725 $2,725 $2,454 $2,454 $7,473 $9,812 $3,000 $3,248
USAA $1,880 $1,871 $1,768 $1,757 $7,024 $8,294 $2,339 $2,567

How much do teen drivers pay for car insurance in Fairburn, GA?

Fairburn, Georgia car insurance rates for teens are often higher than rates for other drivers. Compare Fairburn car insurance rates from multiple Fairburn, Georgia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Fairburn, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,644 $9,843
GEICO $6,120 $7,330
Liberty Mutual $28,755 $32,128
Nationwide $12,860 $16,542
Progressive $11,617 $12,862
State Farm $7,473 $9,812
USAA $7,024 $8,294

How much do senior drivers pay for car insurance in Fairburn, GA?

With a little research, seniors can find affordable car insurance in Fairburn, Georgia. Here’s a look at how the top Fairburn car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Fairburn, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,095 $3,095
GEICO $1,971 $1,971
Liberty Mutual $5,483 $6,239
Nationwide $4,036 $4,431
Progressive $3,143 $3,319
State Farm $2,454 $2,454
USAA $1,768 $1,757

How does coverage level affect Fairburn, GA car insurance rates?

How much coverage do you need? Are you comfortable with the Georgia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Fairburn, GA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Fairburn, Georgia

Insurance Company Low Medium High
Allstate $4,365 $4,759 $5,012
GEICO $3,127 $3,390 $3,602
Liberty Mutual $12,078 $12,572 $13,295
Nationwide $6,920 $7,197 $7,078
Progressive $5,236 $5,702 $6,499
State Farm $3,953 $4,243 $4,514
USAA $3,287 $3,421 $3,604

How does your driving record affect Fairburn, GA car insurance rates?

Safe driving pays off. The more traffic violations you have in Fairburn, GA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Fairburn, Georgia companies.

Annual Fairburn, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,857 $6,018 $4,907 $4,066
GEICO $2,276 $2,847 $5,817 $2,551
Liberty Mutual $9,604 $13,124 $15,081 $12,784
Nationwide $5,439 $6,386 $9,841 $6,595
Progressive $4,523 $8,069 $5,385 $5,272
State Farm $3,846 $4,627 $4,237 $4,237
USAA $2,622 $3,334 $4,865 $2,928

How does a DUI affect Fairburn, GA car insurance rates?

With even one DUI on your record, you can see an increase in your Fairburn, GA car insurance rates.

Annual Car Insurance Rates After a DUI in Fairburn, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
GEICO $5,817
Liberty Mutual $15,081
Nationwide $9,841
Progressive $5,385
State Farm $4,237
USAA $4,865

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How does your credit history affect Fairburn, GA car insurance rates?

Take a look at the data here to see how your Fairburn, Georgia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Fairburn, Georgia

Insurance Company Poor Fair Good
Allstate $6,100 $4,248 $3,787
GEICO $4,242 $2,982 $2,895
Liberty Mutual $18,127 $11,114 $8,703
Nationwide $8,413 $6,823 $5,960
Progressive $6,543 $5,663 $5,230
State Farm $6,015 $3,738 $2,957
USAA $4,455 $3,156 $2,702

How does your commute affect Fairburn, GA car insurance rates?

Fairburn, GA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Georgia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Fairburn if you’re financing.

Annual Car Insurance Rates by Commute Length in Fairburn, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,604 $4,820
GEICO $3,316 $3,430
Liberty Mutual $12,648 $12,648
Nationwide $7,065 $7,065
Progressive $5,812 $5,812
State Farm $4,237 $4,237
USAA $3,281 $3,594

Who has the cheapest Fairburn, GA car insurance rates?

Here’s a breakdown of Fairburn, Georgia car insurance rates by company. You can see which company offers the cheapest Fairburn car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Fairburn, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Fairburn, GA car insurance companies?

Which Fairburn, Georgia car insurance company will best fit your needs and budget? Check out this comparison of the top Fairburn companies to find the one for you.

Average Annual Car Insurance Rates by Company in Fairburn, Georgia

Insurance Company Average Annual Rates
Allstate $4,712
GEICO $3,373
Liberty Mutual $12,648
Nationwide $7,065
Progressive $5,812
State Farm $4,237
USAA $3,437

What factors affect Fairburn, GA car insurance rates?

Why are Fairburn, Georgia car insurance rates different than rates in Albany or Alpharetta? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Fairburn, GA?

More time spent behind the wheel can lead to higher Fairburn, Georgia car insurance rates. In Fairburn, GA, the average commute length is 22.0 minutes.

Car Insurance Quotes for Fairburn, GA

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