Cheap Quotes for Richland, GA Car Insurance (2021)

Richland, Georgia car insurance rates average $390 a month and Georgia law requires coverage of at least 25/50/25. By comparing rates from multiple Richland, GA companies, you can find cheap Richland car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Richland, GA are $390/month
  • Richland has an average commute time of 29.0 minutes
  • Average car insurance rates in Richland, GA for senior drivers are $2,624/year

How do the Richland, Georgia monthly average car insurance rates of $390/month compare to nearby cities like Alpharetta car insurance rates, Johns Creek car insurance rates, and Sandy Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Richland, GA.

We’ll cover the Georgia minimum coverage requirements, Georgia car insurance laws, and Richland, GA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Richland, Georgia companies to find the most affordable Richland car insurance rates.

Enter your ZIP code above to find cheap Richland, GA car insurance quotes today.

What are the minimum Richland, GA car insurance requirements?

To meet Georgia minimum car insurance coverage requirements, Richland, GA drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Richland, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Richland, GA car insurance rates?

Three of the criteria that most affect car insurance rates in Richland, Georgia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Richland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Richland, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,647 $2,647 $6,385 $8,193 $3,080 $3,360
GEICO $1,797 $1,759 $1,726 $1,726 $5,093 $6,078 $2,245 $2,527
Liberty Mutual $5,019 $5,468 $4,115 $4,669 $20,684 $23,096 $5,325 $5,681
Nationwide $4,010 $4,150 $3,940 $4,342 $12,456 $16,087 $4,886 $5,314
Progressive $2,420 $2,264 $2,066 $2,153 $7,000 $7,778 $2,807 $2,960
State Farm $1,994 $1,994 $1,784 $1,784 $5,202 $6,847 $2,184 $2,354
USAA $1,693 $1,691 $1,565 $1,575 $6,034 $7,159 $2,107 $2,329

How much do teen drivers pay for car insurance in Richland, GA?

Richland, Georgia car insurance rates for teens are often higher than rates for other drivers. Compare Richland car insurance rates from multiple Richland, Georgia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Richland, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,385 $8,193
GEICO $5,093 $6,078
Liberty Mutual $20,684 $23,096
Nationwide $12,456 $16,087
Progressive $7,000 $7,778
State Farm $5,202 $6,847
USAA $6,034 $7,159

How much do senior drivers pay for car insurance in Richland, GA?

With a little research, seniors can find affordable car insurance in Richland, Georgia. Here’s a look at how the top Richland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Richland, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,647 $2,647
GEICO $1,726 $1,726
Liberty Mutual $4,115 $4,669
Nationwide $3,940 $4,342
Progressive $2,066 $2,153
State Farm $1,784 $1,784
USAA $1,565 $1,575

How does coverage level affect Richland, GA car insurance rates?

How much coverage do you need? Are you comfortable with the Georgia minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Richland, GA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Richland, Georgia

Insurance Company Low Medium High
Allstate $3,611 $4,029 $4,295
GEICO $2,679 $2,882 $3,046
Liberty Mutual $8,883 $9,207 $9,682
Nationwide $6,793 $7,016 $6,885
Progressive $3,419 $3,631 $3,993
State Farm $2,830 $3,019 $3,205
USAA $2,886 $3,004 $3,168

How does your driving record affect Richland, GA car insurance rates?

Safe driving pays off. The more traffic violations you have in Richland, GA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Richland, Georgia companies.

Annual Richland, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,272 $5,093 $4,103 $3,445
GEICO $1,914 $2,418 $4,998 $2,146
Liberty Mutual $7,035 $9,591 $11,032 $9,370
Nationwide $5,298 $6,223 $9,638 $6,434
Progressive $2,936 $4,986 $3,390 $3,411
State Farm $2,758 $3,278 $3,018 $3,018
USAA $2,312 $2,920 $4,271 $2,574

How does a DUI affect Richland, GA car insurance rates?

With even one DUI on your record, you can see an increase in your Richland, GA car insurance rates.

Annual Car Insurance Rates After a DUI in Richland, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,103
GEICO $4,998
Liberty Mutual $11,032
Nationwide $9,638
Progressive $3,390
State Farm $3,018
USAA $4,271

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How does your credit history affect Richland, GA car insurance rates?

Take a look at the data here to see how your Richland, Georgia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Richland, Georgia

Insurance Company Poor Fair Good
Allstate $5,164 $3,581 $3,190
GEICO $3,609 $2,535 $2,463
Liberty Mutual $13,286 $8,119 $6,367
Nationwide $8,230 $6,650 $5,814
Progressive $4,214 $3,562 $3,266
State Farm $4,276 $2,665 $2,113
USAA $3,937 $2,764 $2,357

How does your commute affect Richland, GA car insurance rates?

Richland, GA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Georgia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Richland if you’re financing.

Annual Car Insurance Rates by Commute Length in Richland, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,887 $4,070
GEICO $2,818 $2,920
Liberty Mutual $9,257 $9,257
Nationwide $6,898 $6,898
Progressive $3,681 $3,681
State Farm $3,018 $3,018
USAA $2,882 $3,157

Who has the cheapest Richland, GA car insurance rates?

Here’s a breakdown of Richland, Georgia car insurance rates by company. You can see which company offers the cheapest Richland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Richland, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Richland, GA car insurance companies?

Which Richland, Georgia car insurance company will best fit your needs and budget? Check out this comparison of the top Richland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Richland, Georgia

Insurance Company Average Annual Rates
Allstate $3,978
GEICO $2,869
Liberty Mutual $9,257
Nationwide $6,898
Progressive $3,681
State Farm $3,018
USAA $3,019

What factors affect Richland, GA car insurance rates?

Why are Richland, Georgia car insurance rates different than rates in Alpharetta or Johns Creek? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Richland, GA?

More time spent behind the wheel can lead to higher Richland, Georgia car insurance rates. In Richland, GA, the average commute length is 29.0 minutes.

What is the traffic like in Richland, GA

Like commute length, time spent in traffic also increase risk of accidents. Richland, GA is listed as 985th in INRIX congested cities data.

Car Insurance Quotes for Richland, GA

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