Cheap Quotes for Remsen, IA Car Insurance (2021)

Remsen, Iowa car insurance rates average $241 a month and Iowa law requires coverage of at least 20/40/15. By comparing rates from multiple Remsen, IA companies, you can find cheap Remsen car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

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Things to Know

  • Average car insurance rates in Remsen, IA after a DUI are $3,492/year
  • Average car insurance rates in Remsen, IA are $241/month
  • Average car insurance rates in Remsen, IA for senior drivers are $1,605/year

How do the Remsen, Iowa monthly average car insurance rates of $241/month compare to nearby cities like Davenport car insurance rates, West Des Moines car insurance rates, and Council Bluffs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Remsen, IA.

We’ll cover the Iowa minimum coverage requirements, Iowa car insurance laws, and Remsen, IA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Remsen, Iowa companies to find the most affordable Remsen car insurance rates.

Enter your ZIP code above to find cheap Remsen, IA car insurance quotes today.

What are the minimum Remsen, IA car insurance requirements?

To meet Iowa minimum car insurance coverage requirements, Remsen, IA drivers need to carry at least 20/40/15 coverage.

Minimum Required Car Insurance Coverage in Remsen, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Remsen, IA car insurance rates?

Three of the criteria that most affect car insurance rates in Remsen, Iowa are age, gender, and marital status. Let’s take a look at how each of these stack up with top Remsen car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Remsen, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,859 $1,859 $1,665 $1,665 $4,988 $6,978 $1,859 $2,237
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,767 $1,813 $1,576 $1,681 $4,074 $5,270 $2,002 $2,177
Progressive $1,407 $1,344 $1,161 $1,210 $3,599 $4,053 $1,686 $1,820
State Farm $1,269 $1,269 $1,125 $1,125 $3,562 $4,507 $1,430 $1,629
Travelers $2,313 $2,361 $2,243 $2,250 $10,142 $16,154 $2,404 $2,848
USAA $1,307 $1,321 $1,199 $1,222 $3,562 $3,781 $1,570 $1,735

How much do teen drivers pay for car insurance in Remsen, IA?

Remsen, Iowa car insurance rates for teens are often higher than rates for other drivers. Compare Remsen car insurance rates from multiple Remsen, Iowa car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Remsen, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $4,988 $6,978
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,074 $5,270
Progressive $3,599 $4,053
State Farm $3,562 $4,507
Travelers $10,142 $16,154
USAA $3,562 $3,781

How much do senior drivers pay for car insurance in Remsen, IA?

With a little research, seniors can find affordable car insurance in Remsen, Iowa. Here’s a look at how the top Remsen car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Remsen, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,665 $1,665
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,576 $1,681
Progressive $1,161 $1,210
State Farm $1,125 $1,125
Travelers $2,243 $2,250
USAA $1,199 $1,222

How does coverage level affect Remsen, IA car insurance rates?

How much coverage do you need? Are you comfortable with the Iowa minimum of 20/40/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Remsen, IA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Remsen, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $2,899 $3,050 $2,718
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,640 $2,537 $2,458
Progressive $1,898 $2,042 $2,165
State Farm $1,876 $2,003 $2,090
Travelers $4,786 $5,167 $5,316
USAA $1,859 $1,969 $2,059

How does your driving record affect Remsen, IA car insurance rates?

Safe driving pays off. The more traffic violations you have in Remsen, IA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Remsen, Iowa companies.

Annual Remsen, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,085 $3,059 $3,961 $2,450
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,842 $2,646 $3,608 $2,084
Progressive $1,633 $2,692 $1,774 $2,041
State Farm $1,833 $2,146 $1,990 $1,990
Travelers $3,717 $4,944 $6,614 $5,084
USAA $1,496 $2,015 $2,619 $1,719

How does a DUI affect Remsen, IA car insurance rates?

With even one DUI on your record, you can see an increase in your Remsen, IA car insurance rates.

Annual Car Insurance Rates After a DUI in Remsen, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $3,961
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,608
Progressive $1,774
State Farm $1,990
Travelers $6,614
USAA $2,619

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How does your credit history affect Remsen, IA car insurance rates?

Take a look at the data here to see how your Remsen, Iowa car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Remsen, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,681 $2,707 $2,278
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,089 $2,422 $2,124
Progressive $2,391 $1,946 $1,768
State Farm $2,832 $1,753 $1,383
Travelers $5,728 $4,886 $4,654
USAA $2,578 $1,773 $1,536

How does your commute affect Remsen, IA car insurance rates?

Remsen, IA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Iowa can be seen here. Remember, though, that you may have to carry substantially more car insurance in Remsen if you’re financing.

Annual Car Insurance Rates by Commute Length in Remsen, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,855 $2,922
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,545 $2,545
Progressive $2,035 $2,035
State Farm $1,941 $2,039
Travelers $5,089 $5,089
USAA $1,891 $2,034

Who has the cheapest Remsen, IA car insurance rates?

Here’s a breakdown of Remsen, Iowa car insurance rates by company. You can see which company offers the cheapest Remsen car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Remsen, Iowa

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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What are the top Remsen, IA car insurance companies?

Which Remsen, Iowa car insurance company will best fit your needs and budget? Check out this comparison of the top Remsen companies to find the one for you.

Average Annual Car Insurance Rates by Company in Remsen, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $2,889
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,545
Progressive $2,035
State Farm $1,990
Travelers $5,089
USAA $1,962

What factors affect Remsen, IA car insurance rates?

Why are Remsen, Iowa car insurance rates different than rates in Davenport or West Des Moines? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Remsen, IA?

More time spent behind the wheel can lead to higher Remsen, Iowa car insurance rates. In Remsen, IA, the average commute length is 16.4 minutes.

Car Insurance Quotes for Remsen, IA

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