Can’t-Miss Glendale Car Insurance Guide [Comprehensive]

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Brad Larsen
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UPDATED: Mar 13, 2020

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Glendale StatisticsDetails
City Population246,709
City Density4,430 people per square mile
Average Cost of Car Insurance$4,563.99
Cheapest Car Insurance ProviderGeico + USAA
Road ConditionsPoor Share: 23%
Mediocre Share: 29%
Fair Share: 20%
Good Share: 27%
VOC: $550

Just nine miles from downtown Phoenix, Glendale has a little bit of everything.

You can go to the Adobe Mountain Desert Railroad Park for a day of learning about the railroad history or check out the Glendale Folk and Heritage Festival. Glendale also has several chocolate festivals for your sweet tooth.

If concerts and ball games are more your style, the State Farm Stadium plays host to music concerts and the Fiesta Bowl.

No matter where you’re going, chances are good you’ll be driving to get there. With the population at 241,543, this can often mean more drive-time for you with more cars on the road.

That’s why it’s important to get the right car insurance for you in Arizona’s Antique Capital. Ready to get started? Enter your ZIP code above to compare rates easily.

Table of Contents

The Cost of Car Insurance in Glendale

Nobody likes to pay more for car insurance than they need to. We’re no different. To help you choose the right car insurance, we’ve assembled this guide so that you can feel better prepared. First, let’s talk about some factors that affect rates.

There’s a lot of information out there, and most of it isn’t relevant for your day-to-day. However, some of it is really important if you want to choose the right insurance for your lifestyle.

We’re going to touch on a few things that influence how much you’ll be paying for car insurance.

Do gender and age affect my car insurance in Glendale?

Although it doesn’t seem fair, both gender and age affect how much you’ll pay for car insurance.

AgeAverage Annual Rate
17$9,576.12
25$3,222.35
35$2,831.88
60$2,625.63

As you can see, rates decrease steadily with age. The cheapest premiums for car insurance customers in the Glendale area were paid by 60-year-olds. Focus on keeping a clean driving record, and you’ll be seeing this reflected in your rates.

A study by the Consumer Federation of America (CFA) in 2017 found in 10 cities studied:

40-year-old and 60-year-old women with perfect driving records were charged more than men for basic coverage nearly twice as often as men.

The average rate for males in Glendale is $4,563.99, with females paying about $200 less at $4,309.47.

DemographicAverage Annual Rates
Single 17-Year-Old Male$10,400.00
Single 17-Year-Old Female$8,752.24
Single 25-Year-Old Male$3,363.60
Single 25-Year-Old Female$3,081.09
Married 35-Year-Old Male$2,836.71
Married 35-Year-Old Female$2,827.05
Married 60-Year-Old Male$2,673.76
Married 60-Year-Old Female$2,577.50

Glendale’s average age is 33.9. If you’re near that age, your rates are likely to be close to our averages unless otherwise specified.

What are the cheapest ZIP Codes in Glendale?

The area you live in can also impact how much you’ll spend on your annual premiums. Insurance companies look at rates such as crime, vehicle thefts, and fraud when determining premiums.

The table below indicates the cheapest ZIP codes for auto insurance in Glendale, Arizona.

ZIP CodeAverage Annual Rate
85310$4,196.86
85309$4,274.07
85308$4,327.13
85345$4,381.84
85307$4,409.07
85305$4,520.10
85306$4,643.66
85302$4,792.40
85304$4,801.00
85303$4,959.81
85301$4,966.25

If you live in the 85310 area, you’re doing pretty well for auto insurance.

What’s the best car insurance company in Glendale?

It can be really hard to find the right car insurance company for you. Rates change based on your individual history — but also by factors beyond your influence.

We’re going to look at rates based on commute rates, credit history, and more. We’ve got it all here — so you don’t have to spend hours tracking down what you need to know.

Cheapest Car Insurance Rates by Company

Take a look at the table below and see what the rates are for your closest age group.

GroupSingle 17-Year-Old FemaleSingle 17-Year-Old MaleSingle 25-Year-Old FemaleSingle 25-Year-Old MaleMarried 35-Year-Old FemaleMarried 35-Year-Old MaleMarried 60-Year-Old FemaleMarried 60-Year-Old Male
Allstate$9,387.98$12,120.62$4,847.57$5,264.81$4,340.74$4,340.74$4,227.77$4,227.77
American Family$8,574.85$11,216.53$3,240.44$3,789.87$3,240.44$3,240.44$2,975.78$2,975.78
Farmers$14,746.99$15,290.33$3,782.52$3,884.01$3,363.25$3,363.00$2,986.59$3,195.33
Geico$5,342.48$5,599.38$1,681.96$1,639.68$1,851.24$2,066.67$1,580.23$2,033.11
Nationwide$7,120.98$9,133.78$3,287.61$3,557.83$2,839.21$2,888.49$2,533.81$2,685.56
Progressive$9,622.38$10,715.30$2,506.69$2,470.26$2,344.21$2,038.27$2,100.76$1,996.04
State Farm$11,079.44$13,932.29$3,791.90$4,790.57$3,523.62$3,523.62$3,124.11$3,124.11
Travelers$6,846.67$8,647.96$2,454.35$2,581.44$2,316.85$2,439.93$2,152.85$2,290.77
USAA$6,048.41$6,943.77$2,136.81$2,293.93$1,623.88$1,629.25$1,515.59$1,535.41

No matter your gender, 17-year-olds are going to be paying a lot for their car insurance. Farmers is easily the priciest for this age group, who may want to look into the much-cheaper Geico. In fact, Geico has some of the best rates for all age and gender groups.

USAA also has some really good rates, but they are only available to military personnel and their families.

Don’t get discouraged if you’re a new driver looking at these numbers — rates go down across the board with age. If you are getting the policy yourself, or have a teen driver to put on your existing policy, it’s worth it to shop around.

Best Car Insurance for Commute Rates

Did you know some companies charge more for heavy daily use? So if your commute is longer, you’ll be paying more.

According to the Federal Highway Administration’s driving study, Arizonans drove an average of 12,829 miles per licensed driver in 2014.

A lot of those were between work and back.

Group10-Mile Commute/
6,000 Annual Miles
25-Mile Commute/
12,000 Annual Miles
Average
Allstate$6,094.75$6,094.75$6,094.75
American Family$4,859.88$4,953.65$4,906.77
Farmers$6,326.50$6,326.50$6,326.50
Geico$2,677.82$2,770.87$2,724.35
Nationwide$4,255.91$4,255.91$4,255.91
Progressive$4,224.24$4,224.24$4,224.24
State Farm$5,709.84$6,012.57$5,861.21
Travelers$3,716.35$3,716.35$3,716.35
USAA$2,933.72$2,998.04$2,965.88

You’ll notice that half of these insurers — but definitely not all — will charge you higher rates for car insurance if you have a longer commute.

State Farm increases its rates the most by over $300 in Glendale. If you’re driving to work every morning with an audiobook and a coffee ready to go for the drive, you may want to check if your company charges you more for it.

Best Car Insurance for Coverage Level Rates

Sometimes, you can get more coverage for less money.

GroupLowMediumHighAverage
Allstate$5,677.38$6,130.01$6,476.86$6,094.75
American Family$4,721.23$5,062.94$4,936.13$4,906.77
Farmers$5,277.46$6,398.51$7,303.54$6,326.50
Geico$2,241.32$2,768.91$3,162.80$2,724.34
Nationwide$4,034.21$4,307.39$4,426.13$4,255.91
Progressive$3,652.25$4,311.04$4,709.44$4,224.24
State Farm$5,232.24$5,980.37$6,371.01$5,861.21
Travelers$3,287.70$3,779.77$4,081.59$3,716.35
USAA$2,733.56$3,006.31$3,157.77$2,965.88

American Family actually has its high-level coverage for about $125 cheaper than its medium-level coverage.

Keep in mind that a few hundred dollars now can potentially save you thousands later.

Best Car Insurance for Credit History Rates

Your credit is a major factor in your car insurance rates.

GroupGoodFairPoorAverage
Allstate$4,950.20$5,549.79$7,784.26$6,094.75
American Family$3,960.98$4,595.39$6,163.93$4,906.77
Farmers$5,738.68$6,034.54$7,206.29$6,326.50
Geico$1,968.08$2,453.40$3,751.55$2,724.34
Nationwide$3,561.47$4,075.16$5,131.10$4,255.91
Progressive$3,840.88$4,114.16$4,717.68$4,224.24
State Farm$2,613.81$4,175.54$10,794.27$5,861.21
Travelers$2,931.39$3,686.19$4,531.47$3,716.35
USAA$2,267.41$2,725.63$3,904.59$2,965.88

If you’re working on improving your credit, you may want to stay away from State Farm, which is over $3,000 more than the next insurer for those with poor credit. Geico seems to have the cheapest rates for every credit level.

Best Car Insurance for Driving Record Rates

Does credit score affect your premiums?

One accident can raise your rates by almost $1,000 or more. If you get one DUI, you’re going an increase up to $3,200 for the top insurers in Arizona.

GroupClean RecordWith One AccidentWith One DUIWith One Speeding ViolationAverage
Allstate$4,871.39$6,185.43$7,007.21$6,314.98$6,021.34
American Family$3,495.83$5,343.61$6,730.00$4,057.63$5,189.81
Farmers$5,347.67$6,905.58$6,741.44$6,311.33$6,331.56
Geico$2,099.93$2,858.51$3,839.00$2,099.93$2,932.48
Nationwide$3,591.71$3,780.40$5,626.25$4,025.28$4,332.79
Progressive$3,720.38$4,918.10$3,927.86$4,330.62$4,188.78
State Farm$5,323.06$6,399.35$5,861.21$5,861.21$5,861.21
Travelers$2,966.45$3,869.70$4,329.67$3,699.59$3,721.94
USAA$2,158.40$3,089.51$4,075.82$2,539.79$3,107.91

Geico’s rates don’t change at all with one speeding violation, and Nationwide is the most lenient for getting into one accident.

What are some car insurance factors in Glendale?

Besides the aforementioned factors like your rate, commute length, and credit score, there are some other influences that will affect how much you pay — and a lot of it is out of your control.

To start, let’s take a look at the Phoneix-Mesa-Scotsdale area metro report for 2019.

Metro Report – Growth and Prosperity

In the decade between 2005 and 2015, the Glendale metro area ranked 58th for growth and 88th for prosperity. Prosperity here measures the changes in the average wealth and income produced in an area.

The city has since started booming. According to the Bookings Institute, the Glendale metro area ranks 12th in growth and 51st in prosperity nationwide, as of 2019.

This is largely due to how many jobs came to the area, with job growth in the decade at 7.0 percent. Jobs grew 2.8 percent from 2016 to 2017 alone.

Leading this growth were jobs in individual and family services, electronic shopping and mail-order houses, and computer systems design.

Glendale also saw a 0.5 percent spike in productivity from 2016 to 2017, and the standard of living during this time rose 1.4 percent as a result. The average annual wage also saw a 1.2 percent increase during this time.

Glendale’s rankings are fairly high in the country for GMP and new company growth.

  • Gross metropolitan product (GMP) – +3.3 percent (23 out of 100)
  • Jobs at young firms – 7.9 percent (16 out of 100)

Tucson is about 120 miles away, but it does have higher job growth and standard of living.

Next, let’s take an in-depth look at the median household income in Glendale, Arizona, as compared to the average cost of auto insurance in the city.

Median Household Income

The upwards trends in Glendales’s growth and prosperity rates mean that the metro area is attracting higher-paying jobs. Just because you have more money, that doesn’t mean you want to spend more of it on car insurance.

Data USA reports that Glendale’s average household income is $49,383.

That’s quite a bit lower than the national average of $61,937.

The average amount of money that a Glendale resident pays in insurance premiums is $4,563.99 a year. With the average household income at $49,383, that means you may be paying 7 percent of your take-home on car insurance alone.That breaks down to about $380 a month.

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Now that you know how your car insurance rates are impacting your annual budget you understand why it’s so important to compare companies and rates before you purchase your policy.

Homeownership in Glendale

We’ve gone over how credit scores and your ZIP code changes car insurance rates. Like those, most people don’t know that whether or not they own their home can be an important factor in how much their premiums are.

According to a 2016 report by Consumer Federation of America, major auto insurers charge good drivers as much as 47 percent more for liability if they rent rather than own their home.

That doesn’t really seem fair, but why do they do it? Like credit scores, owning a home is believed to show financial stability for many insurance providers.

Are you wondering how many of your neighbors own their homes?

According to Data USA, 54.2 percent of Glendalians owned their home in 2017. That’s slightly up from 2016 when 54 percent owned their home. This is a good bit lower than the national average of 63.9 percent homeowners.

The U.S. median property price was $229,700. Glendale’s was 21 percent lower at $180,500.

However, the median property value had a massive growth spurt from 2016 to 2017 and increased by 10.5 percent.

Education in Glendale

Arizona’s Antique Capital has a number of universities and career colleges. In 2017, Data USA reported that 6,182 degrees were awarded by Glendale places of higher education.

The student body contains more female students than male students, with 3,190 women to 2,992 men.

The number of students graduating from universities in Glendale:

  • White – 50 percent
  • Hispanic or Latino – 30.8 percent
  • Asian – 5.89 percent
  • Black or African-American – 5.08 percent

The largest universities in the city by the number of degrees conferred are as follows:

The most common majors in Glendale are Liberal Arts and Sciences (2152), Paramedics (344), and Welding Technology (261).

You may be eligible for good student discounts. It never hurts to shop around.

Wage by Race and Ethnicity in Common Jobs

According to this data from Data USA, the highest-paid ethnicity among Glendale workers were Asian, followed by white.

EthnicityMiscellaneous ManagersPremiums as Percentage of IncomeFirstline Supervisors of
Retail Sales Workers
Premiums as Percentage of IncomeRetail SalespersonsPremiums as Percentage of Income
Other Native American$317,3421.44%$43,79410.42%$39,36111.60%
Asian$92,5724.93%$63,1737.22%$30,16715.13%
White$86,0665.30%$50,7498.99%$30,84114.80%
Black$76,2875.98%$44,91210.16%$28,16316.21%
Two or More Races$73,7546.29%$43,32510.53%$21,72521.01%
American Indian$62,0847.35%$30,61914.91%$16,35627.90%
Other$57,2437.97%$36,86412.38%$20,38222.39%

Basically, the lower the income, the higher the percentage of your money goes toward car insurance premiums.

Wage by Gender in Common Jobs

Wage disparity between the genders does not just impact day-to-day costs. It can also influence the percentage of income spent on car insurance.

In 2017, the average male salary in Glendale was $60,619. Meanwhile, the average female salary was 23.8 percent lower at $46,169.

Take a look below to see what percentage of disposable income some people pay for car insurance.

GenderMiscellaneous ManagersPremiums as a Percentage of IncomeFirstline Supervisors of
Retail Sales workers
Premiums as a Percentage of IncomeRetail SalespersonsPremiums as a Percentage of IncomeCustomer Service
Representatives
Premiums as a Percentage of IncomeCashiersPremiums as a Percentage of Income
Female$72,1246.34%$43,00410.63%$36,37912.56%$32,46214.08%$23,07819.80%
Male$98,1734.66%$58,6317.79%$46,4069.85%$37,29912.25%$28,28916.16%

Gender wage disparity is still a problem. While males pay anywhere from 4.66 percent to 16.16 percent of their income toward car insurance premiums, females spend 6.34 percent to 19.80 percent of their income on it.

What about the poverty level in Glendale?

Poverty by Age and Gender

20.3 percent of the population in Glendale for whom poverty status is determined — which is for 48,300 of the total 238,00 people — live below the poverty line. This is much higher than the national average of 13.1 percent.

The largest group of people living in poverty are females ages 25 to 34.

The next demographics living in poverty are females 35–44 and then males ages 6–11.

Women are more likely to be the ones living below the poverty line. This means they’re going to be paying a higher percentage of their income toward car insurance premiums.

Poverty by Race and Ethnicity

By now, you should know that race and ethnicity can affect pay.

It can also affect poverty rates. In 2017, Data USA reported that the largest group afflicted by poverty in Glendale were white individuals comprising 49.7 percent of the below-poverty individuals.

Hispanic and Black individuals follow in second and third place, with 35.3 percent and 5.93 percent respectively.

Employment by Occupations

From 2016 to 2017, employment in Glendale grew 1.02 percent. It went from 107,000 to 108,000 employees.

The most common jobs for employment in Glendale were Office and Administrative Support Occupations (15.4 percent), Sales and Related Occupations (11.5 percent), and Management Occupations (8.45 percent).

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Driving in Glendale

Where you live and your unique demographics are not the only factors that determine how much you’ll pay for car insurance.

The types of roads, conditions of them, and how Glendale chooses to enforce these things. We’re going to be going over these factors.

First, let’s talk about the many roads that pepper the city.

What are the major roads in Glendale?

As a suburb for a major metropolitan city, Glendale gets its fair share of traffic.

The webwork of roads needs quite a lot of upkeep, but they’ll quickly take you where you need to go.

Major Highways in Glendale

Glendale has easy access to many major highways.

map of Glendale highways

Arizona’s major roads are:

  • Interstate 8 – 348.25 miles from San Diego, California, to Casa Grande, Arizona
  • Interstate 10 – 2,460.34 miles from Santa Monica, California, to Jacksonville, Florida
  • Interstate 11 – 22.845 miles from Henderson, Nevada, to Hoover Dam
  • Interstate 15 – 1,433.52 miles from Sweetgrass, Montana, to San Diego, California
  • Interstate 17 – 145.76 miles from Flagstaff, Arizona, to Phoenix, Arizona
  • Interstate 19 – 63.35 miles from Tucson, Arizona, to Nogales, Arizona
  • Interstate 40 – 2,556.61 miles from Barstow, California, to Wilmington, North Carolina

If you’re about to head out on the road, take a minute to check out this live tracker of Glendale’s’ traffic.

Popular Road Trips/Sites

At 113,998 square miles, there are plenty of things to see and do in The Grand Canyon State.

Check out the video below to see some more options if you’re feeling adventurous and want to see more of your state.

If you’re used to being behind the wheel, you’ll know how important it is to have well-maintained roads.

Road Conditions in Glendale

As you set out on your adventures through sunny Glendale, you may want to take notice of the road conditions and how those may impact your operating costs.

The average vehicle operating cost in Glendale is $550 a year. This includes things like the cost of insurance and the maintenance costs you’ll pay for keeping your ride in good condition and ready to go when you need it.

How are Glendale’s roads looking?

Road ConditionPercentage of Roads in Glendale
Poor Share23%
Mediocre Share29%
Fair Share20%
Good Share27%

It looks like there’s a fairly even split among roads and their conditions, with 27 percent rated as being in good condition. Like most metro areas, there is always construction and road paving happening, so it is a continuous process.

Hitting the wrong pothole can cause some serious damage to your vehicle that can result in your need to file a claim.

This can sometimes raise your premiums, so you can see how the condition of the road you are on is something you should be concerned about.

Additional coverage like roadside assistance or collision can also help keep your out-of-pocket costs down.

Does Glendale use speeding or red-light cameras?

Metro-area speed limits are usually fairly low, so it doesn’t take much to be speeding.

Red-light cameras are a somewhat controversial topic even though, according to the Insurance Institute for Highway Safety (IIHS):

In 2017, 890 people were killed in crashes that involved red-light running.

Cameras can help stop red-light running when the police can’t be on every corner.
However, Glendale decided in 2018 that moving forward with installing more red-light cameras wasn’t really a feasible option.

This is partly due to a new Arizona law that makes enforcing tickets tricky. People can ignore a ticket if it arrives in the mail, and they won’t be forced to show up in court until someone arrives at their house to legitimize it.

With 890 people killed due to red-light running, this is something that needs to be taken seriously.

What type of vehicles are in Glendale?

What kind of vehicle do you drive?

Believe it or not, the type of car you drive can have an impact on your car insurance.

Have you noticed your neighbors seem to be driving the same kinds of cars?

Most Popular Vehicles Owned

The most uniquely popular vehicle in the greater Phoenix area is the Nissan 350Z.

With average gas mileage of 19.6 mpg, the 350Z may not be the best on gas, but it is a lot of fun. The car is known to be sleek and stylish, with smooth handling, especially in turns.

With four and five-star safety ratings, it’s a great sports car for a hot Arizona summer day.

How many cars per household?

Glendale follows the national trend of owning two cars per household. 40 percent of Glendale homes have two cars, followed by 23.5 with just one. The public transportation system can be a lifeline for those who own none.

YearNumber of Vehicles per Household
20151.66
20161.72

With multiple cars or teenage drivers, premiums can jump up fast. That’s why it’s so important to keep costs down and shop around.

Households Without a Car

According to governing.com, nine percent of Glendale households didn’t own a vehicle in 2016.

YearPercentage of Households Without Vehicle
20158.40%
20169.00%

The percentage of residents who don’t own a vehicle has been steadily increasing.

Speed Traps in Glendale

An easy way to get a ticket is to be caught by a hidden police car.

According to Tech-FAQ.com, a speed trap is an area where police wait and intentionally hide so they can catch people speeding.

The good news for Glendale residents is that the city didn’t actually make it onto the top-10 speed traps in the state.

Vehicle Theft in Glendale

According to The Federal Bureau of Investigation (FBI), 1,163 vehicle thefts occurred in Glendale in 2017.

Per Neighborhood Scout, Glendale has a crime index of five. This just means that Glendale is five percent safer than the typical American city.

In Glendale, the chances of being a victim of violent crime are one in 203. The state average is worse at one in 197.

The safest neighborhoods in Glendale include:

  1. N. 59th Avenue/W. Beardsley Road
  2. N. 71st Avenue/W. Pinnacle Peak Road
  3. N. 75th Avenue/W. Beardsley Road
  4. N. 75th Avenue/N. 76th Avenue
  5. N. Litchfield Road/W. Northern Ave

Here’s a closer look at crimes committed in Glendale in a chart showing figures from 2017:

DetailsViolentPropertyTotal
Number of Crimes1,16710,18611,353
Crime Rate (per 1,000 residents)4.6540.6345.28

There were 1,167 violent crimes in 2017 alone.

How is traffic in Glendale?

Let’s take a look at a few things like transportation and highway information for the Phoenix metropolitan area.

First, let’s look at traffic congestion.

Traffic Congestion

At just over nine miles from Glendale, Phoenix is a heavily congested area that is right next door.

Phoenix is the 22nd most congested city in the United States and the 125th in the world.

CityHours Spent in TrafficPeak SpeedOff-Peak SpeedFree Flow
Phoenix, AZ7332 mph47 mph54 mph

Typically, highways are 15 percent congested, while non-highways are more so at 19 percent.

The average driver in Phoenix spends an average of over three full days a year sitting in traffic.

Traffic IndexTime Index (minutes)Time Exp. IndexInefficiency IndexCO2 Emission Index
141.4930.51133.82154.117569.82

If you’re unfamiliar with these terms, we have defined them below.

  • Traffic index – a mix of the time consumed in traffic during a job commute, dissatisfaction at how long it takes, CO2consumption sitting in traffic and overall areas that can be improved in the traffic system
  • Time index – the average time needed to go one way, in minutes
  • Inefficiency index – how efficient traffic is at getting to its destination, i.e. highly efficient when people drive a car instead of slower public transport

What about transportation in Glendale?

Transportation

Glendale drivers spend approximately 26.2 minutes commuting each day, which is longer than the typical U.S. worker at 25.1 minutes.

Meanwhile, 1.81 percent of Glendale commuters have “super commutes” meaning they drive in excess of 90 minutes.

Busiest Highways

Route 101 and Route 202 going into Phoenix are among Glendale’s busiest highways.

The worst times are during the morning and evening commutes.

How safe are Glendale streets and roads?

In this section, we are going to take a closer look at fatalities that occur on the Phoenix area roads, courtesy of the National Highway Traffic Safety Administration (NHTSA).

County2014 – Fatalities20152016201720182014 –
Fatalities per
100,000 Population
2015201620172018
Apache264935472336.268.9949.0265.6932.03
Cochise12172622229.4213.4420.6717.617.35
Coconino455850474732.7141.7235.5833.3132.9
Gila173119262432.0358.4835.5848.4844.54
Graham10758626.2318.4813.2221.3315.76
Greenlee1011010.71010.3610.560
La Paz111918182053.5892.7687.1286.8194.8
Maricopa3674054784624908.969.711.2210.6711.11
Mohave294953434314.2523.9425.7920.7620.52
Navajo394331525636.239.9328.5747.6450.7
Pima88931111141258.769.2110.9111.0912.03
Pinal455562717111.3713.5414.8616.4315.88
Santa Cruz8636717.1312.876.4612.8715.05
Yavapai424741554419.2921.2818.2624.1218.97
Yuma331618263116.157.798.6712.414.61

As you can see, Maricopa County has the most fatalities in the state. Let’s look at some factors that contributed to these fatalities.

  • Fatalities (all crashes) – 490 total
  • Fatalities in crashes involving an alcohol-impaired driver (BAC = .08+) – 139
  • Single-vehicle crash fatalities – 289
  • Fatalities in crashes involving speeding – 131
  • Fatalities in crashes involving a roadway departure – 156
  • Fatalities in crashes Involving an intersection (or intersection-related) – 168
  • Passenger car occupant fatalities – 140
  • Pedestrian fatalities – 160
  • Pedal cyclist fatalities – 1

34 percent of these fatalities were intersection-related, and 28 percent came from alcohol-impaired drivers.

What about the location for these fatalities, and what type of road were they on?

Road TypeFatalities
Interstate – Rural8
Interstate – Urban32
Freeway and Expressway37
Other162
Minor Arterial153
Collector Arterial37
Local33
Unknown4
Total Fatal Crashes466

The majority of fatalities occurred on principal arterial roads, followed by minor arterial roads.

Based on the U.S. Department of Transportation (DOT) data, the table below shows the number of railroad and highway crash incidents that happened in Maricopa County and Glendale from 2012 to 2016:

CityHighwayHighway User TypeRail Equipment TypeNon-Suicide FatalityNon-Suicide Injury
El MirageThompson RanchAutomobileFreight Train00
Glendale43rd and Camel Back RoadAutomobileFreight Train00
Glendale43rd and Camel Back RoadAutomobileYard/Switch00
Glendale43rd and Camel Back RoadAutomobileFreight Train00
Glendale43rd and Camel Back RoadPick-up truckFreight Train00
Glendale43rd and Camel Back RoadVanYard/Switch00
Glendale59th Avenue/GlendaleAutomobileFreight Train00
Glendale59th Avenue/GlendalePedestrianYard/Switch01
GlendaleBethany Home RoadAutomobileYard/Switch00
GlendaleBethany Home RoadAutomobileFreight Train00
GlendaleBethany Home RoadAutomobileLight Loco(s)00
GlendaleBethany Home RoadPedestrianLight Loco(s)01
MorristownMcCarroll RoadPick-up truckLight Loco(s)00
Phoenix27th AvenueAutomobileYard/Switch01
Phoenix27th AvenueAutomobileFreight Train00
Phoenix27th AvenueAutomobileLight Loco(s)00
Phoenix27th AvenueAutomobileFreight Train00
Phoenix27th AvenueAutomobileLight Loco(s)00
Phoenix27th AvenueTruck-trailerYard/Switch00
PhoenixThomas RoadAutomobileYard/Switch00
PhoenixThomas RoadAutomobileFreight Train00
PhoenixThomas RoadAutomobileLight Loco(s)00
PhoenixThomas RoadAutomobileLight Loco(s)00
PhoenixThomas RoadPick-up truckLight Loco(s)00
PhoenixThomas RoadPedestrianLight Loco(s)01
Phoenix20th AvenueAutomobileYard/Switch00
PhoenixOsborn RoadPedestrianFreight Train01
Phoenix35th AvenueAutomobileFreight Train00
Phoenix35th AvenueAutomobileLight Loco(s)02
Phoenix35th AvenuePedestrianLight Loco(s)01
Phoenix43rd AvenueAutomobileYard/Switch00
PhoenixIndian School RoadAutomobileYard/Switch00
PhoenixIndian School RoadAutomobileLight Loco(s)00
PhoenixLower Buckeye RoadAutomobileFreight Train00
PhoenixVan Buren StreetAutomobileYard/Switch00
PhoenixWashington StreetPick-up truckYard/Switch00
TempeUniversity DriveVanFreight Train01
Tempe1st StreetPedestrianD01
TempeW. 9th StreetAutomobileFreight Train00

Most of these accidents occurred on 43rd and Camelback Road and Bethany Home Road. This data helps show where railroad crossing safety may have opportunities for improvement.

Allstate America’s Best Drivers Report

Allstate America’s Best Drivers Report tracks the total number of accident claims drivers make throughout the country.

Glendale, Arizona, is America’s 89th safest city for driving in 2019. This is out of 200 major cities.

In 2019, Glendale drivers went an average of nine years between accidents, and they were nearly 15 percent more likely to file a claim than the average U.S. driver.

Glendale DriversStatstics
Average Years Between Collisions9.22
2018 Best Drivers Report Ranking97
Relative Claim Likelihood
(Compared to National Average)
0.147
Drivewise® Hard Braking Events per 1,000 Miles28.97

Glendale’s ranking went up eight spots from 2018 to 2019.

Ridesharing

If you’re a driver for Lyft or Uber, you’re going to need to get ridesharing insurance.

If you’re just a passenger, there are quite a few options in Glendale. According to RideGuru, these are the available ridesharing services in the city:

Below are the ridesharing services available in Glendale beyond regular taxi rides.

  • Blacklane – Luxury vehicles that seat one to five people
  • Lyft – Lowest cost Lyft service that grants you a request for a regular four-seat car
  • Lyft Lux – A premium black car service limited to only the most luxurious makes and models
  • Lyft Lux SUV – A premium black SUV service for up to six passengers
  • Lyft Plus – The best Lyft option for larger groups that can seat six or more passengers; Prices tend to run higher than a regular Lyft ride to compensate van and SUV drivers for their higher gas usage.
  • Lyft Premier – Lyft’s luxury service; A request for a Lyft Premier will grant you a high-end four-seat car.
  • Uber Black – A high-end sedan with seating for up to four people will pick you up.
  • Uber Select – Similar to Uber Black, the car with four leather seats doesn’t have to be black. It’s a step above UberX, and costs a bit less than Uber Black.
  • Uber X – A regular-size car that seats four.
  • Uber XL – Seats up to six passengers

There should be no problem finding a lift after a night on the town.

E-star Repair Shops

Esurance E-star helps drivers find the best-rated repair shops in their area. According to them, these are the top ten repair shops in Glendale.

  • CARSTAR Goodwrench
    17311 North 91st Ave.
    Peoria, AZ 85382
    email: rusty@goodwrenchautobody.com
    P: (623) 876-4444
  • CARSTAR Michael’s Collision
    11044 N. Cave Creek Rd.
    Phoenix, AZ 85020
    email: tyra@michaelscollision.com
    P: (602) 371-1700
  • Chaney’s Collision Centers – Glendale
    7161 N. 61st Ave.
    Glendale, AZ 85301
    email: martin@chaneys.biz
    P: (623) 934-9000
    F: (623) 939-8658
  • Chaney’s Collision Centers – Surprise
    13148 W. Foxfire Dr.
    Surprise, AZ 85378
    email: martin@chaneys.biz
    P: (623) 915-2886
  • Chapman Auto Body
    999 W. Bell Rd.
    Phoenix, AZ 85023
    email: dannyharwell@chapmanchoice.com
    P: (602) 866-6180
  • Gerber – Avondale
    775 North Dysart Road
    Avondale, AZ 85323
    email: gerberazaudits@gerbercollision.com
    P: (623) 935-6133
    F: (623) 925-9451
  • Gerber – Tempe/Priest Drive
    8045 S. Priest Dr.
    Tempe, AZ 85284
    email: gerberazaudits@gerbercollision.com
    P: (480) 422-3870
    F: (480) 705-3212
  • Gerber – Tempe/University Drive
    2100 W. University Dr.
    Tempe, AZ 85281
    email: gerberazaudits@gerbercollision.com
    P: (480) 774-9999
    F: (480) 774-9997
  • Service King 75th Avenue
    16000 North 75th Ave.
    Peoria, AZ 85382
    email: ccc@serviceking.com
    P: (623) 486-4810
    F: (623) 486-3334

If you need some work done, you may want to start here with this list.

What is the weather like in Glendale?

Glendale has hot summers and mild winters.

WeatherAverages
Annual High Temperature86.7°
Annual Low Temperature63.4°
Annual Temperature75.05°
Average Annual Precipitation – Rainfall8.04 inch
Days per Year With Precipitation – Rainfall36 days
Annual Hours of Sunshine3832 hours

With lows in the 60s and highs in the 80s, chances are your coats will be stuffed into your closet for most of the year.

Maricopa County has experienced fifteen natural disasters, which is slightly higher than the national average of thirteen per city.

  • Floods – 10
  • Storms – nine
  • Fires – three
  • Flash Flood – one
  • Heavy Rain – one
  • Hurricane – one
  • Tornado – one
  • Wind – one

Eleven emergencies were declared major disasters by the president.

Is public transit available in Glendale?

Glendale has a lot of options for public transportation. There’s a fixed-router bus system, Glendale Dial-A-Ride, GUS bus service, and a Taxi Voucher Program.

Dial-A-Ride is available for residents who are 65 years and older. If you need to take advantage of this service, the hours are below.

  • 8 a.m. to 6 p.m. Monday through Friday
  • 9 a.m. to 4 p.m. on Saturday
  • 9 a.m. to 2 p.m. on Sunday

If you have questions, contact them at (818) 548-3960, option 2.

The GUS BUS is a free service to take you around the city.

Are other Alternate Transportation available in Glendale?

Pedago Electric Bikes are available to rent throughout the city. The prices for these vary by hour and day, and there are options for the type of bike to rent.

Is parking easy in Glendale?

There are options in the city if you need to find a place to park.

Parking lots and garages are available throughout Glendale.

ChargeHub lists the most popular electric car charging stations within 10 miles of Glendale. Some are free.

Make sure to pay attention to the signs where you park, or you’ll end up having to pay for a parking citation.

How is the air quality in Glendale?

Air quality is tracked because of its importance to the health of residents and the effect on climate change.

Below are the EPA (Environmental Protection Agency) air levels for Maricopa County from 2016 to 2018.

Maricopa County Air Quality Index (AQI)201620172018
Days with AQI366365365
Days Good595154
Days Moderate270250247
Days Unhealthy for Sensitive Groups365057
Days Unhealthy054
Days Very Unhealthy104

People with chronic illnesses and the very young and very old are most sensitive to the effects. While most of these factors stayed similar, the number of unhealthy days more than doubled.

Military/Veterans

The most common service period for veterans in Glendale is the Vietnam War, with 5,073 Vietnam veterans in Glendale in 2017. There are 2,855 2000’s Gulf War veterans and 2,111 veterans from the 1990s’ Gulf War.

The Luke Air Force Base is located about 25 minutes away from Glendale.

These companies provide military discounts:

  • Allstate
  • Esurance
  • Farmers
  • Geico
  • Liberty Mutual
  • MetLife
  • Safe Auto
  • Safeco
  • State Farm
  • The General

USAA is a company that is exclusively available to military personnel and their families, and they often have great rates.

GroupAnnual Premium
Allstate$4,904.10
Farmers$5,000.08
Geico$2,264.71
Nationwide$3,496.08
Progressive$3,577.50
State Farm$4,756.25
Travelers$3,084.74
USAA$3,084.29

USAA has the best rates of these top companies for car insurance, but Travelers is neck-and-neck at only 45 cents more. The company also gives a 15 percent discount for garaging cars on a military base.

Military personnel may be able to find additional car insurance discounts. What kind of discounts are out there for veterans? Click on the links to find out more.

Next, let’s talk about Glendale’s unique laws.

Unique City Laws

There are a lot of laws out there. It’s impossible to learn them all, but the law does not accept ignorance as an excuse. You may end up breaking the law without even knowing it.

Let’s look at food truck laws, tiny home laws, hands-free laws, and parking regulations.

Check out these unique regulations.

Food Trucks

If you’ll be operating a food truck, you must get a peddler’s license and a bending permit.

Before opening for business, food trucks need to be inspected by the fire department. The only exception to this is if the truck has already passed inspection in another Arizona city within the year prior.

There are set guidelines for food trucks regarding selling food for immediate consumption, inflated balloons, and fresh-cut flowers. They must be able to show their license, permit, and identification card when asked.

Hands-Free Laws

There are hand-held and texting bans for all drivers in Arizona, and drivers with learner’s permits are fully banned from using them.

Phoenix also has its own ban on texting while driving, so keep that in mind.

Tiny Homes

Tiny homes are becoming more popular, as people seek to simplify their lives. Before you take the leap, be aware that these houses must meet specific rules.

They are often considered the same as mobile homes and are subject to the same regulations. Before committing, be aware of these regulations so there are no surprises later.

Parking Laws

Like most places, Glendale has a lot of parking regulations.

When parallel parking, make sure to park within 18 inches of the curb or side of the road.

Glendale Car Insurance FAQs

We hope this has been a comprehensive guide to driving in Glendale. Despite this, we know you may have some more questions. We have a few more below to help you navigate and enjoy life in Glendale, Arizona.

Read on for more.

Where can you go to relax in Glendale?

There are several gardens in Glendale if you feel like you need an escape from the rush of traffic and business.

Check out the Elsie McCarthy Sensory Garden, which was created to stimulate all your senses. The garden is filled with water features, plants and trees, and ambiance lighting. There are unique features of the park that are creatively designed to give you a sense of calm.

Also, check out the Desert Botanical Garden for a wide assortment of succulents and lush trees.

What are the minimum car insurance requirements in Glendale?

Arizona requires a basic amount of liability insurance to drive in the state.

Insurance RequiredMinimum Limits – 15/30/10
Bodily Injury Liability per Person$15,000 per person, $30,000 per accident
Property Damage Liability$10,000

Make sure to get this quickly after moving to the area.

What languages are commonly spoken in Glendale?

What other languages are commonly spoken in Glendale?

32.9 percent of households speak a language other than English at home.

The most common non-English language spoken in Glendale is Spanish, which is spoke by 24.57 percent of the populace.

How’s the cost of living in Glendale?

The cost of living index in Glendale is 94.7. That’s lower than the national average, which is 100.

The median rent in the city is $974.

Is Glendale a part of Phoenix?

Glendale is considered to be part of the greater Phoenix metro area, referred to by locals as the West Valley.

It’s one of the fastest-growing areas in the country.

How do I get cheap car insurance in Glendale?

The biggest factors that impact your car insurance are your credit scores and driving records.

Your neighborhood affects it also, so the best way to get cheap insurance is to shop around and see which companies are best for your demographics.

Start comparison shopping now using our free online tool. Enter your ZIP code below to get started.

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