Cheap Quotes for Scio, OR Car Insurance (2021)

Scio, Oregon car insurance rates average $274 a month and Oregon law requires coverage of at least 25/50/20. By comparing rates from multiple Scio, OR companies, you can find cheap Scio car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

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Things to Know

  • Average car insurance rates in Scio, OR for senior drivers are $1,920/year
  • Average car insurance rates in Scio, OR are $274/month
  • The cheapest car insurance company in Scio is State Farm

How do the Scio, Oregon monthly average car insurance rates of $274/month compare to nearby cities like Bend car insurance rates, Hillsboro car insurance rates, and Gresham car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Scio, OR.

We’ll cover the Oregon minimum coverage requirements, Oregon car insurance laws, and Scio, OR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Scio, Oregon companies to find the most affordable Scio car insurance rates.

Enter your ZIP code above to find cheap Scio, OR car insurance quotes today.

What are the minimum Scio, OR car insurance requirements?

To meet Oregon minimum car insurance coverage requirements, Scio, OR drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Scio, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Scio, OR car insurance rates?

Three of the criteria that most affect car insurance rates in Scio, Oregon are age, gender, and marital status. Let’s take a look at how each of these stack up with top Scio car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scio, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,264 $3,035 $2,971 $3,000 $9,761 $10,879 $3,425 $3,443
American Family $2,226 $2,226 $1,985 $1,985 $5,518 $8,671 $2,226 $2,330
Farmers $1,817 $1,777 $1,606 $1,705 $7,480 $7,656 $2,039 $2,097
GEICO $2,281 $2,205 $2,123 $2,137 $5,912 $5,397 $2,429 $2,102
Liberty Mutual $2,675 $2,817 $2,332 $2,591 $8,510 $9,158 $2,551 $2,558
Nationwide $1,963 $1,951 $1,756 $1,832 $4,392 $5,468 $2,276 $2,390
Progressive $1,775 $1,610 $1,546 $1,589 $7,680 $8,474 $2,121 $2,011
State Farm $1,420 $1,420 $1,299 $1,299 $4,501 $5,645 $1,611 $1,850
Travelers $1,773 $1,789 $1,600 $1,665 $4,996 $6,061 $1,851 $1,884
USAA $1,734 $1,679 $1,722 $1,656 $5,356 $5,738 $2,233 $2,314

How much do teen drivers pay for car insurance in Scio, OR?

Scio, Oregon car insurance rates for teens are often higher than rates for other drivers. Compare Scio car insurance rates from multiple Scio, Oregon car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Scio, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,761 $10,879
American Family $5,518 $8,671
Farmers $7,480 $7,656
GEICO $5,912 $5,397
Liberty Mutual $8,510 $9,158
Nationwide $4,392 $5,468
Progressive $7,680 $8,474
State Farm $4,501 $5,645
Travelers $4,996 $6,061
USAA $5,356 $5,738

How much do senior drivers pay for car insurance in Scio, OR?

With a little research, seniors can find affordable car insurance in Scio, Oregon. Here’s a look at how the top Scio car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Scio, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,000
American Family $1,985 $1,985
Farmers $1,606 $1,705
GEICO $2,123 $2,137
Liberty Mutual $2,332 $2,591
Nationwide $1,756 $1,832
Progressive $1,546 $1,589
State Farm $1,299 $1,299
Travelers $1,600 $1,665
USAA $1,722 $1,656

How does coverage level affect Scio, OR car insurance rates?

How much coverage do you need? Are you comfortable with the Oregon minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Scio, OR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Scio, Oregon

Insurance Company Low Medium High
Allstate $4,786 $4,962 $5,169
American Family $3,371 $3,592 $3,225
Farmers $3,073 $3,231 $3,513
GEICO $2,825 $3,089 $3,305
Liberty Mutual $3,872 $4,136 $4,438
Nationwide $2,607 $2,826 $2,828
Progressive $3,235 $3,335 $3,482
State Farm $2,249 $2,383 $2,509
Travelers $2,537 $2,688 $2,882
USAA $2,679 $2,807 $2,926

How does your driving record affect Scio, OR car insurance rates?

Safe driving pays off. The more traffic violations you have in Scio, OR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Scio, Oregon companies.

Annual Scio, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,011 $5,406 $5,584 $4,888
American Family $2,361 $3,630 $4,566 $3,026
Farmers $2,759 $3,553 $3,474 $3,302
GEICO $2,025 $3,223 $4,249 $2,795
Liberty Mutual $3,675 $4,114 $4,718 $4,088
Nationwide $2,342 $2,505 $3,525 $2,643
Progressive $2,534 $4,604 $3,254 $3,011
State Farm $2,111 $2,757 $2,327 $2,327
Travelers $2,193 $2,802 $3,142 $2,673
USAA $2,030 $2,845 $3,963 $2,378

How does a DUI affect Scio, OR car insurance rates?

With even one DUI on your record, you can see an increase in your Scio, OR car insurance rates.

Annual Car Insurance Rates After a DUI in Scio, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,584
American Family $4,566
Farmers $3,474
GEICO $4,249
Liberty Mutual $4,718
Nationwide $3,525
Progressive $3,254
State Farm $2,327
Travelers $3,142
USAA $3,963

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How does your credit history affect Scio, OR car insurance rates?

Take a look at the data here to see how your Scio, Oregon car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Scio, Oregon

Insurance Company Poor Fair Good
Allstate $6,534 $4,595 $3,789
American Family $4,305 $3,186 $2,696
Farmers $3,782 $3,098 $2,936
GEICO $3,707 $3,073 $2,440
Liberty Mutual $6,094 $3,587 $2,766
Nationwide $3,326 $2,642 $2,293
Progressive $3,758 $3,256 $3,038
State Farm $3,323 $2,121 $1,698
Travelers $3,373 $2,650 $2,085
USAA $4,203 $2,343 $1,866

How does your commute affect Scio, OR car insurance rates?

Scio, OR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Oregon can be seen here. Remember, though, that you may have to carry substantially more car insurance in Scio if you’re financing.

Annual Car Insurance Rates by Commute Length in Scio, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,972 $4,972
American Family $3,344 $3,448
Farmers $3,272 $3,272
GEICO $3,023 $3,124
Liberty Mutual $4,149 $4,149
Nationwide $2,754 $2,754
Progressive $3,351 $3,351
State Farm $2,320 $2,441
Travelers $2,594 $2,810
USAA $2,724 $2,884

Who has the cheapest Scio, OR car insurance rates?

Here’s a breakdown of Scio, Oregon car insurance rates by company. You can see which company offers the cheapest Scio car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Scio, Oregon

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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What are the top Scio, OR car insurance companies?

Which Scio, Oregon car insurance company will best fit your needs and budget? Check out this comparison of the top Scio companies to find the one for you.

Average Annual Car Insurance Rates by Company in Scio, Oregon

Insurance Company Average Annual Rates
Allstate $4,972
American Family $3,396
Farmers $3,272
GEICO $3,073
Liberty Mutual $4,149
Nationwide $2,754
Progressive $3,351
State Farm $2,381
Travelers $2,702
USAA $2,804

Car Insurance Quotes for Scio, OR

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