Cheap Quotes for Clarion, IA Car Insurance (2021)

Clarion, Iowa car insurance rates average $235 a month and Iowa law requires coverage of at least 20/40/15. By comparing rates from multiple Clarion, IA companies, you can find cheap Clarion car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 20, 2022

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Things to Know

  • Clarion has an average commute time of 12.8 minutes
  • The cheapest car insurance company in Clarion is USAA
  • Average car insurance rates in Clarion, IA after a DUI are $3,407/year

How do the Clarion, Iowa monthly average car insurance rates of $235/month compare to nearby cities like West Des Moines car insurance rates, Des Moines car insurance rates, and Davenport car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Clarion, IA.

We’ll cover the Iowa minimum coverage requirements, Iowa car insurance laws, and Clarion, IA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Clarion, Iowa companies to find the most affordable Clarion car insurance rates.

Enter your ZIP code above to find cheap Clarion, IA car insurance quotes today.

What are the minimum Clarion, IA car insurance requirements?

To meet Iowa minimum car insurance coverage requirements, Clarion, IA drivers need to carry at least 20/40/15 coverage.

Minimum Required Car Insurance Coverage in Clarion, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Clarion, IA car insurance rates?

Three of the criteria that most affect car insurance rates in Clarion, Iowa are age, gender, and marital status. Let’s take a look at how each of these stack up with top Clarion car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarion, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,830 $1,830 $1,640 $1,640 $4,918 $6,873 $1,830 $2,201
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,150 $2,338 $1,888 $2,297 $10,166 $11,453 $2,436 $2,688
Nationwide $1,753 $1,799 $1,562 $1,667 $4,054 $5,241 $1,987 $2,159
Progressive $1,390 $1,329 $1,146 $1,194 $3,532 $3,976 $1,667 $1,799
State Farm $1,317 $1,317 $1,161 $1,161 $3,630 $4,589 $1,482 $1,696
Travelers $2,345 $2,394 $2,276 $2,284 $10,394 $16,606 $2,437 $2,882
USAA $1,181 $1,196 $1,084 $1,108 $3,143 $3,342 $1,417 $1,566

How much do teen drivers pay for car insurance in Clarion, IA?

Clarion, Iowa car insurance rates for teens are often higher than rates for other drivers. Compare Clarion car insurance rates from multiple Clarion, Iowa car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Clarion, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,918 $6,873
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,166 $11,453
Nationwide $4,054 $5,241
Progressive $3,532 $3,976
State Farm $3,630 $4,589
Travelers $10,394 $16,606
USAA $3,143 $3,342

How much do senior drivers pay for car insurance in Clarion, IA?

With a little research, seniors can find affordable car insurance in Clarion, Iowa. Here’s a look at how the top Clarion car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Clarion, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,640 $1,640
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,888 $2,297
Nationwide $1,562 $1,667
Progressive $1,146 $1,194
State Farm $1,161 $1,161
Travelers $2,276 $2,284
USAA $1,084 $1,108

How does coverage level affect Clarion, IA car insurance rates?

How much coverage do you need? Are you comfortable with the Iowa minimum of 20/40/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Clarion, IA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Clarion, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,852 $3,004 $2,680
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,244 $4,417 $4,620
Nationwide $2,640 $2,515 $2,428
Progressive $1,881 $2,012 $2,119
State Farm $1,946 $2,055 $2,131
Travelers $4,882 $5,282 $5,443
USAA $1,660 $1,760 $1,843

How does your driving record affect Clarion, IA car insurance rates?

Safe driving pays off. The more traffic violations you have in Clarion, IA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Clarion, Iowa companies.

Annual Clarion, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,053 $3,015 $3,900 $2,413
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,825 $4,726 $4,829 $4,328
Nationwide $1,831 $2,628 $3,581 $2,071
Progressive $1,609 $2,649 $1,747 $2,011
State Farm $1,888 $2,200 $2,044 $2,044
Travelers $3,796 $5,054 $6,767 $5,193
USAA $1,342 $1,799 $2,337 $1,540

How does a DUI affect Clarion, IA car insurance rates?

With even one DUI on your record, you can see an increase in your Clarion, IA car insurance rates.

Annual Car Insurance Rates After a DUI in Clarion, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $3,900
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,829
Nationwide $3,581
Progressive $1,747
State Farm $2,044
Travelers $6,767
USAA $2,337

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How does your credit history affect Clarion, IA car insurance rates?

Take a look at the data here to see how your Clarion, Iowa car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Clarion, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,626 $2,666 $2,244
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,321 $3,893 $3,067
Nationwide $3,070 $2,406 $2,107
Progressive $2,358 $1,916 $1,739
State Farm $2,910 $1,801 $1,421
Travelers $5,851 $4,996 $4,760
USAA $2,307 $1,584 $1,372

How does your commute affect Clarion, IA car insurance rates?

Clarion, IA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Iowa can be seen here. Remember, though, that you may have to carry substantially more car insurance in Clarion if you’re financing.

Annual Car Insurance Rates by Commute Length in Clarion, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,812 $2,878
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,427 $4,427
Nationwide $2,528 $2,528
Progressive $2,004 $2,004
State Farm $1,995 $2,093
Travelers $5,202 $5,202
USAA $1,691 $1,818

Who has the cheapest Clarion, IA car insurance rates?

Here’s a breakdown of Clarion, Iowa car insurance rates by company. You can see which company offers the cheapest Clarion car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Clarion, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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What are the top Clarion, IA car insurance companies?

Which Clarion, Iowa car insurance company will best fit your needs and budget? Check out this comparison of the top Clarion companies to find the one for you.

Average Annual Car Insurance Rates by Company in Clarion, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,845
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,427
Nationwide $2,528
Progressive $2,004
State Farm $2,044
Travelers $5,202
USAA $1,755

What factors affect Clarion, IA car insurance rates?

Why are Clarion, Iowa car insurance rates different than rates in West Des Moines or Des Moines? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Clarion, IA?

More time spent behind the wheel can lead to higher Clarion, Iowa car insurance rates. In Clarion, IA, the average commute length is 12.8 minutes.

Car Insurance Quotes for Clarion, IA

Shop for affordable Clarion, Iowa car insurance rates today. Enter your ZIP code to compare quotes from multiple Clarion, IA car insurance companies.

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