Cheap Quotes for Clearfield, UT Car Insurance (2021)

Clearfield, Utah car insurance rates average $307 a month and Utah law requires coverage of at least 25/65/15. By comparing rates from multiple Clearfield, UT companies, you can find cheap Clearfield car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 15, 2022

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Things to Know

  • Average car insurance rates in Clearfield, UT are $307/month
  • Average car insurance rates in Clearfield, UT for senior drivers are $1,993/year
  • The cheapest car insurance company in Clearfield is USAA

How do the Clearfield, Utah monthly average car insurance rates of $307/month compare to nearby cities like Layton car insurance rates, South Jordan car insurance rates, and West Jordan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Clearfield, UT.

We’ll cover the Utah minimum coverage requirements, Utah car insurance laws, and Clearfield, UT statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Clearfield, Utah companies to find the most affordable Clearfield car insurance rates.

Enter your ZIP code above to find cheap Clearfield, UT car insurance quotes today.

What are the minimum Clearfield, UT car insurance requirements?

To meet Utah minimum car insurance coverage requirements, Clearfield, UT drivers need to carry at least 25/65/15 coverage.

Minimum Required Car Insurance Coverage in Clearfield, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Average Clearfield, UT Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Clearfield, UT you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Clearfield, Utah

ZIP Code Average Annual Rates
84015 $3,666
84056 $3,700

How do age, gender, and marital status affect Clearfield, UT car insurance rates?

Three of the criteria that most affect car insurance rates in Clearfield, Utah are age, gender, and marital status. Let’s take a look at how each of these stack up with top Clearfield car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clearfield, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,341 $2,167 $2,140 $2,143 $7,531 $8,446 $2,477 $2,449
American Family $2,065 $2,065 $1,905 $1,905 $7,538 $9,793 $2,065 $2,424
Farmers $2,162 $2,136 $1,909 $2,037 $9,257 $9,529 $2,448 $2,526
GEICO $1,784 $1,991 $1,989 $2,348 $5,396 $5,739 $1,544 $1,532
Liberty Mutual $2,504 $2,694 $2,074 $2,314 $10,290 $11,423 $2,629 $2,779
Nationwide $1,940 $1,957 $1,736 $1,822 $5,363 $6,805 $2,251 $2,410
Progressive $2,160 $1,996 $1,772 $1,891 $8,981 $9,976 $2,482 $2,592
State Farm $2,982 $2,982 $2,732 $2,732 $9,363 $11,643 $3,388 $3,870
USAA $1,348 $1,323 $1,215 $1,210 $4,778 $5,567 $1,633 $1,785

How much do teen drivers pay for car insurance in Clearfield, UT?

Clearfield, Utah car insurance rates for teens are often higher than rates for other drivers. Compare Clearfield car insurance rates from multiple Clearfield, Utah car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Clearfield, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,531 $8,446
American Family $7,538 $9,793
Farmers $9,257 $9,529
GEICO $5,396 $5,739
Liberty Mutual $10,290 $11,423
Nationwide $5,363 $6,805
Progressive $8,981 $9,976
State Farm $9,363 $11,643
USAA $4,778 $5,567

How much do senior drivers pay for car insurance in Clearfield, UT?

With a little research, seniors can find affordable car insurance in Clearfield, Utah. Here’s a look at how the top Clearfield car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Clearfield, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,140 $2,143
American Family $1,905 $1,905
Farmers $1,909 $2,037
GEICO $1,989 $2,348
Liberty Mutual $2,074 $2,314
Nationwide $1,736 $1,822
Progressive $1,772 $1,891
State Farm $2,732 $2,732
USAA $1,215 $1,210

How does coverage level affect Clearfield, UT car insurance rates?

How much coverage do you need? Are you comfortable with the Utah minimum of 25/65/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Clearfield, UT car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Clearfield, Utah

Insurance Company Low Medium High
Allstate $3,520 $3,703 $3,912
American Family $3,599 $3,769 $3,792
Farmers $3,647 $3,942 $4,412
GEICO $2,564 $2,782 $3,025
Liberty Mutual $4,340 $4,570 $4,855
Nationwide $3,319 $2,886 $2,902
Progressive $3,593 $3,816 $4,534
State Farm $4,616 $4,978 $5,291
USAA $2,236 $2,360 $2,476

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How does your driving record affect Clearfield, UT car insurance rates?

Safe driving pays off. The more traffic violations you have in Clearfield, UT, the higher your car insurance rates will be. Compare rates based on driving infractions from top Clearfield, Utah companies.

Annual Clearfield, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,120 $3,778 $4,421 $3,528
American Family $3,058 $3,832 $4,542 $3,448
Farmers $3,403 $4,431 $4,302 $3,867
GEICO $1,995 $3,131 $3,715 $2,321
Liberty Mutual $3,585 $4,943 $5,307 $4,518
Nationwide $2,414 $3,243 $3,796 $2,690
Progressive $3,366 $5,103 $3,525 $3,931
State Farm $4,496 $5,427 $4,962 $4,962
USAA $1,850 $2,348 $3,159 $2,073

How does a DUI affect Clearfield, UT car insurance rates?

With even one DUI on your record, you can see an increase in your Clearfield, UT car insurance rates.

Annual Car Insurance Rates After a DUI in Clearfield, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,421
American Family $4,542
Farmers $4,302
GEICO $3,715
Liberty Mutual $5,307
Nationwide $3,796
Progressive $3,525
State Farm $4,962
USAA $3,159

How does your credit history affect Clearfield, UT car insurance rates?

Take a look at the data here to see how your Clearfield, Utah car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Clearfield, Utah

Insurance Company Poor Fair Good
Allstate $4,958 $3,336 $2,842
American Family $4,673 $3,510 $2,977
Farmers $4,576 $3,809 $3,617
GEICO $4,249 $2,356 $1,766
Liberty Mutual $6,528 $4,048 $3,189
Nationwide $3,741 $2,851 $2,515
Progressive $4,485 $3,861 $3,597
State Farm $8,078 $4,063 $2,744
USAA $3,369 $2,158 $1,545

How does your commute affect Clearfield, UT car insurance rates?

Clearfield, UT car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Utah can be seen here. Remember, though, that you may have to carry substantially more car insurance in Clearfield if you’re financing.

Annual Car Insurance Rates by Commute Length in Clearfield, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,712 $3,712
American Family $3,718 $3,722
Farmers $4,000 $4,000
GEICO $2,744 $2,836
Liberty Mutual $4,516 $4,661
Nationwide $3,036 $3,036
Progressive $3,981 $3,981
State Farm $4,832 $5,091
USAA $2,332 $2,383

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Who has the cheapest Clearfield, UT car insurance rates?

Here’s a breakdown of Clearfield, Utah car insurance rates by company. You can see which company offers the cheapest Clearfield car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Clearfield, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Clearfield, UT car insurance companies?

Which Clearfield, Utah car insurance company will best fit your needs and budget? Check out this comparison of the top Clearfield companies to find the one for you.

Average Annual Car Insurance Rates by Company in Clearfield, Utah

Insurance Company Average Annual Rates
Allstate $3,712
American Family $3,720
Farmers $4,000
GEICO $2,790
Liberty Mutual $4,588
Nationwide $3,036
Progressive $3,981
State Farm $4,962
USAA $2,357

What factors affect Clearfield, UT car insurance rates?

Why are Clearfield, Utah car insurance rates different than rates in Layton or South Jordan? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Clearfield, UT?

More time spent behind the wheel can lead to higher Clearfield, Utah car insurance rates. In Clearfield, UT, the average commute length is 22.6 minutes.

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Car Insurance Quotes for Clearfield, UT

Shop for affordable Clearfield, Utah car insurance rates today. Enter your ZIP code to compare quotes from multiple Clearfield, UT car insurance companies.

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