Cheap Quotes for Kelso, WA Car Insurance (2021)

Kelso, Washington car insurance rates average $231 a month and Washington law requires coverage of at least 25/50/10. By comparing rates from multiple Kelso, WA companies, you can find cheap Kelso car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • Average car insurance rates in Kelso, WA for senior drivers are $1,479/year
  • Average car insurance rates in Kelso, WA are $231/month
  • The cheapest car insurance company in Kelso is Nationwide

How do the Kelso, Washington monthly average car insurance rates of $231/month compare to nearby cities like Seattle car insurance rates, Everett car insurance rates, and Federal Way car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Kelso, WA.

We’ll cover the Washington minimum coverage requirements, Washington car insurance laws, and Kelso, WA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Kelso, Washington companies to find the most affordable Kelso car insurance rates.

Enter your ZIP code above to find cheap Kelso, WA car insurance quotes today.

What are the minimum Kelso, WA car insurance requirements?

To meet Washington minimum car insurance coverage requirements, Kelso, WA drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Kelso, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Kelso, WA car insurance rates?

Three of the criteria that most affect car insurance rates in Kelso, Washington are age, gender, and marital status. Let’s take a look at how each of these stack up with top Kelso car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kelso, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,831 $1,815 $1,690 $1,768 $6,192 $7,151 $1,947 $2,026
American Family $1,821 $1,821 $1,663 $1,663 $6,955 $9,504 $1,821 $2,445
Farmers $1,766 $1,811 $1,617 $1,825 $3,968 $4,250 $2,219 $2,310
GEICO $1,685 $1,715 $1,582 $1,582 $3,655 $4,781 $2,844 $2,073
Liberty Mutual $1,692 $1,854 $1,517 $1,771 $9,341 $10,335 $1,818 $1,985
Nationwide $1,271 $1,299 $1,184 $1,231 $3,381 $4,112 $1,510 $1,628
Progressive $1,463 $1,367 $1,318 $1,333 $7,409 $8,313 $1,754 $1,750
State Farm $1,441 $1,441 $1,296 $1,296 $4,092 $5,179 $1,633 $1,879
USAA $1,188 $1,171 $1,146 $1,145 $5,209 $6,154 $1,504 $1,646

How much do teen drivers pay for car insurance in Kelso, WA?

Kelso, Washington car insurance rates for teens are often higher than rates for other drivers. Compare Kelso car insurance rates from multiple Kelso, Washington car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Kelso, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,192 $7,151
American Family $6,955 $9,504
Farmers $3,968 $4,250
GEICO $3,655 $4,781
Liberty Mutual $9,341 $10,335
Nationwide $3,381 $4,112
Progressive $7,409 $8,313
State Farm $4,092 $5,179
USAA $5,209 $6,154

How much do senior drivers pay for car insurance in Kelso, WA?

With a little research, seniors can find affordable car insurance in Kelso, Washington. Here’s a look at how the top Kelso car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Kelso, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,690 $1,768
American Family $1,663 $1,663
Farmers $1,617 $1,825
GEICO $1,582 $1,582
Liberty Mutual $1,517 $1,771
Nationwide $1,184 $1,231
Progressive $1,318 $1,333
State Farm $1,296 $1,296
USAA $1,146 $1,145

How does coverage level affect Kelso, WA car insurance rates?

How much coverage do you need? Are you comfortable with the Washington minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Kelso, WA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Kelso, Washington

Insurance Company Low Medium High
Allstate $2,887 $3,043 $3,227
American Family $3,277 $3,457 $3,651
Farmers $2,304 $2,471 $2,637
GEICO $2,342 $2,491 $2,636
Liberty Mutual $3,574 $3,795 $3,998
Nationwide $1,845 $1,951 $2,060
Progressive $2,805 $3,008 $3,453
State Farm $2,134 $2,289 $2,423
USAA $2,241 $2,394 $2,550

How does your driving record affect Kelso, WA car insurance rates?

Safe driving pays off. The more traffic violations you have in Kelso, WA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Kelso, Washington companies.

Annual Kelso, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,582 $3,208 $3,542 $2,878
American Family $2,775 $3,554 $4,115 $3,402
Farmers $2,050 $2,545 $2,748 $2,540
GEICO $1,921 $2,457 $3,660 $1,921
Liberty Mutual $3,235 $4,067 $4,155 $3,699
Nationwide $1,524 $2,052 $2,568 $1,663
Progressive $2,503 $3,912 $2,920 $3,020
State Farm $2,079 $2,485 $2,282 $2,282
USAA $1,759 $2,552 $3,190 $2,080

How does a DUI affect Kelso, WA car insurance rates?

With even one DUI on your record, you can see an increase in your Kelso, WA car insurance rates.

Annual Car Insurance Rates After a DUI in Kelso, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,542
American Family $4,115
Farmers $2,748
GEICO $3,660
Liberty Mutual $4,155
Nationwide $2,568
Progressive $2,920
State Farm $2,282
USAA $3,190

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How does your credit history affect Kelso, WA car insurance rates?

Take a look at the data here to see how your Kelso, Washington car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Kelso, Washington

Insurance Company Poor Fair Good
Allstate $3,795 $2,885 $2,478
American Family $4,086 $3,336 $2,963
Farmers $3,021 $2,273 $2,118
GEICO $2,963 $2,371 $2,134
Liberty Mutual $5,419 $3,333 $2,616
Nationwide $2,317 $1,829 $1,710
Progressive $3,404 $3,036 $2,826
State Farm $3,305 $1,991 $1,551
USAA $3,021 $2,216 $1,949

How does your commute affect Kelso, WA car insurance rates?

Kelso, WA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Washington can be seen here. Remember, though, that you may have to carry substantially more car insurance in Kelso if you’re financing.

Annual Car Insurance Rates by Commute Length in Kelso, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,053 $3,053
American Family $3,391 $3,532
Farmers $2,471 $2,471
GEICO $2,458 $2,521
Liberty Mutual $3,789 $3,789
Nationwide $1,952 $1,952
Progressive $3,089 $3,089
State Farm $2,221 $2,344
USAA $2,372 $2,419

Who has the cheapest Kelso, WA car insurance rates?

Here’s a breakdown of Kelso, Washington car insurance rates by company. You can see which company offers the cheapest Kelso car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Kelso, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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What are the top Kelso, WA car insurance companies?

Which Kelso, Washington car insurance company will best fit your needs and budget? Check out this comparison of the top Kelso companies to find the one for you.

Average Annual Car Insurance Rates by Company in Kelso, Washington

Insurance Company Average Annual Rates
Allstate $3,053
American Family $3,462
Farmers $2,471
GEICO $2,490
Liberty Mutual $3,789
Nationwide $1,952
Progressive $3,089
State Farm $2,282
USAA $2,395

What factors affect Kelso, WA car insurance rates?

Why are Kelso, Washington car insurance rates different than rates in Seattle or Everett? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Kelso, WA?

FBI statistics show that the Kelso, Washington car theft rate is 45 thefts each year. High theft rates can lead to higher than average Kelso, WA car insurance rates.

How long is the average commute in Kelso, WA?

More time spent behind the wheel can lead to higher Kelso, Washington car insurance rates. In Kelso, WA, the average commute length is 21.4 minutes.

Car Insurance Quotes for Kelso, WA

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