Cheap Quotes for Vesper, WI Car Insurance (2021)

Vesper, Wisconsin car insurance rates average $241 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Vesper, WI companies, you can find cheap Vesper car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 14, 2022

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Things to Know

  • The cheapest car insurance company in Vesper is American Family
  • Average car insurance rates in Vesper, WI after a DUI are $3,204/year
  • Average car insurance rates in Vesper, WI are $241/month

How do the Vesper, Wisconsin monthly average car insurance rates of $241/month compare to nearby cities like Janesville car insurance rates, Green Bay car insurance rates, and Waukesha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Vesper, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Vesper, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Vesper, Wisconsin companies to find the most affordable Vesper car insurance rates.

Enter your ZIP code above to find cheap Vesper, WI car insurance quotes today.

What are the minimum Vesper, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Vesper, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Vesper, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Vesper, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Vesper, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Vesper car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vesper, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,233 $2,359 $2,055 $2,275 $7,025 $9,018 $2,276 $2,474
American Family $949 $993 $887 $897 $2,601 $2,871 $1,111 $1,183
Farmers $1,852 $1,855 $1,644 $1,738 $8,664 $8,982 $2,103 $2,208
GEICO $1,363 $1,487 $1,381 $1,556 $4,381 $4,721 $1,265 $1,313
Liberty Mutual $1,918 $2,104 $1,555 $1,774 $5,914 $6,647 $2,042 $2,225
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,781 $1,721 $1,458 $1,507 $6,264 $7,102 $2,139 $2,309
State Farm $1,323 $1,323 $1,169 $1,169 $3,673 $4,655 $1,489 $1,694
USAA $1,270 $1,271 $1,148 $1,173 $3,187 $3,704 $1,651 $1,816

How much do teen drivers pay for car insurance in Vesper, WI?

Vesper, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Vesper car insurance rates from multiple Vesper, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Vesper, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,025 $9,018
American Family $2,601 $2,871
Farmers $8,664 $8,982
GEICO $4,381 $4,721
Liberty Mutual $5,914 $6,647
Nationwide $7,089 $10,840
Progressive $6,264 $7,102
State Farm $3,673 $4,655
USAA $3,187 $3,704

How much do senior drivers pay for car insurance in Vesper, WI?

With a little research, seniors can find affordable car insurance in Vesper, Wisconsin. Here’s a look at how the top Vesper car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Vesper, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,055 $2,275
American Family $887 $897
Farmers $1,644 $1,738
GEICO $1,381 $1,556
Liberty Mutual $1,555 $1,774
Nationwide $2,913 $3,076
Progressive $1,458 $1,507
State Farm $1,169 $1,169
USAA $1,148 $1,173

How does coverage level affect Vesper, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Vesper, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Vesper, Wisconsin

Insurance Company Low Medium High
Allstate $3,552 $3,705 $3,886
American Family $1,422 $1,449 $1,438
Farmers $3,356 $3,601 $3,934
GEICO $2,066 $2,182 $2,302
Liberty Mutual $2,800 $3,050 $3,216
Nationwide $4,927 $5,071 $5,215
Progressive $2,877 $3,055 $3,172
State Farm $1,953 $2,068 $2,165
USAA $1,835 $1,904 $1,969

How does your driving record affect Vesper, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Vesper, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Vesper, Wisconsin companies.

Annual Vesper, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,050 $4,171 $3,884 $3,752
American Family $1,375 $1,457 $1,457 $1,457
Farmers $3,166 $3,991 $3,780 $3,584
GEICO $1,533 $2,449 $2,742 $2,010
Liberty Mutual $2,326 $3,260 $3,411 $3,091
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,789 $3,342 $2,886 $3,123
State Farm $1,903 $2,221 $2,062 $2,062
USAA $1,494 $1,877 $2,537 $1,702

How does a DUI affect Vesper, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Vesper, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Vesper, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,884
American Family $1,457
Farmers $3,780
GEICO $2,742
Liberty Mutual $3,411
Nationwide $6,078
Progressive $2,886
State Farm $2,062
USAA $2,537

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How does your credit history affect Vesper, WI car insurance rates?

Take a look at the data here to see how your Vesper, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Vesper, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,879 $3,356 $2,908
American Family $1,923 $1,267 $1,120
Farmers $4,109 $3,467 $3,316
GEICO $2,867 $2,044 $1,640
Liberty Mutual $4,379 $2,618 $2,070
Nationwide $5,701 $4,756 $4,756
Progressive $3,488 $2,919 $2,698
State Farm $3,076 $1,766 $1,344
USAA $2,933 $1,543 $1,232

How does your commute affect Vesper, WI car insurance rates?

Vesper, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Vesper if you’re financing.

Annual Car Insurance Rates by Commute Length in Vesper, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,625 $3,804
American Family $1,413 $1,460
Farmers $3,631 $3,631
GEICO $2,135 $2,231
Liberty Mutual $3,022 $3,022
Nationwide $5,071 $5,071
Progressive $3,035 $3,035
State Farm $2,011 $2,113
USAA $1,878 $1,927

Who has the cheapest Vesper, WI car insurance rates?

Here’s a breakdown of Vesper, Wisconsin car insurance rates by company. You can see which company offers the cheapest Vesper car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Vesper, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Vesper, WI car insurance companies?

Which Vesper, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Vesper companies to find the one for you.

Average Annual Car Insurance Rates by Company in Vesper, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,714
American Family $1,436
Farmers $3,631
GEICO $2,183
Liberty Mutual $3,022
Nationwide $5,071
Progressive $3,035
State Farm $2,062
USAA $1,903

What factors affect Vesper, WI car insurance rates?

Why are Vesper, Wisconsin car insurance rates different than rates in Janesville or Green Bay? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Vesper, WI?

More time spent behind the wheel can lead to higher Vesper, Wisconsin car insurance rates. In Vesper, WI, the average commute length is 23.6 minutes.

Car Insurance Quotes for Vesper, WI

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