Cheap Quotes for Scottsboro, AL Car Insurance (2021)

Scottsboro, Alabama car insurance rates average $300 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Scottsboro, AL companies, you can find cheap Scottsboro car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Scottsboro, AL for senior drivers are $1,902/year
  • Average car insurance rates in Scottsboro, AL are $300/month
  • The cheapest car insurance company in Scottsboro is USAA

How do the Scottsboro, Alabama monthly average car insurance rates of $300/month compare to nearby cities like Decatur car insurance rates, Mobile car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Scottsboro, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Scottsboro, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Scottsboro, Alabama companies to find the most affordable Scottsboro car insurance rates.

Enter your ZIP code above to find cheap Scottsboro, AL car insurance quotes today.

What are the minimum Scottsboro, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Scottsboro, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Scottsboro, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Average Scottsboro, AL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Scottsboro, AL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Scottsboro, Alabama

ZIP Code Average Annual Rates
35768 $3,721
35769 $3,655

How do age, gender, and marital status affect Scottsboro, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Scottsboro, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Scottsboro car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Scottsboro, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,055 $1,960 $1,857 $1,892 $7,104 $7,627 $2,307 $2,362
Farmers $2,337 $2,320 $2,090 $2,215 $8,936 $9,197 $2,663 $2,779
GEICO $1,961 $1,950 $1,869 $1,925 $5,123 $5,035 $2,064 $1,919
Liberty Mutual $3,087 $3,333 $2,525 $2,821 $11,392 $12,664 $3,293 $3,513
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,124 $1,995 $1,741 $1,857 $8,693 $9,704 $2,490 $2,654
State Farm $2,905 $2,905 $2,621 $2,621 $8,718 $10,902 $3,279 $3,795
Travelers $1,528 $1,551 $1,435 $1,428 $8,157 $12,794 $1,445 $1,659
USAA $1,211 $1,229 $1,130 $1,107 $3,586 $3,976 $1,575 $1,698

How much do teen drivers pay for car insurance in Scottsboro, AL?

Scottsboro, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Scottsboro car insurance rates from multiple Scottsboro, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Scottsboro, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,104 $7,627
Farmers $8,936 $9,197
GEICO $5,123 $5,035
Liberty Mutual $11,392 $12,664
Nationwide $4,394 $5,642
Progressive $8,693 $9,704
State Farm $8,718 $10,902
Travelers $8,157 $12,794
USAA $3,586 $3,976

How much do senior drivers pay for car insurance in Scottsboro, AL?

With a little research, seniors can find affordable car insurance in Scottsboro, Alabama. Here’s a look at how the top Scottsboro car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Scottsboro, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,857 $1,892
Farmers $2,090 $2,215
GEICO $1,869 $1,925
Liberty Mutual $2,525 $2,821
Nationwide $1,523 $1,574
Progressive $1,741 $1,857
State Farm $2,621 $2,621
Travelers $1,435 $1,428
USAA $1,130 $1,107

How does coverage level affect Scottsboro, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Scottsboro, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Scottsboro, Alabama

Insurance Company Low Medium High
Allstate $3,279 $3,390 $3,518
Farmers $3,854 $4,018 $4,330
GEICO $2,516 $2,718 $2,958
Liberty Mutual $5,097 $5,305 $5,584
Nationwide $2,532 $2,529 $2,590
Progressive $3,526 $3,887 $4,309
State Farm $4,478 $4,711 $4,966
Travelers $3,568 $3,825 $3,857
USAA $1,870 $1,929 $2,019

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your driving record affect Scottsboro, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Scottsboro, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Scottsboro, Alabama companies.

Annual Scottsboro, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,889 $3,403 $4,029 $3,262
Farmers $3,421 $4,423 $4,315 $4,110
GEICO $1,844 $2,961 $3,658 $2,459
Liberty Mutual $4,175 $5,824 $5,686 $5,629
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,534 $4,436 $3,783 $3,876
State Farm $4,263 $5,274 $4,668 $4,668
Travelers $3,120 $3,275 $4,796 $3,808
USAA $1,493 $1,873 $2,776 $1,615

How does a DUI affect Scottsboro, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Scottsboro, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Scottsboro, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,029
Farmers $4,315
GEICO $3,658
Liberty Mutual $5,686
Nationwide $3,238
Progressive $3,783
State Farm $4,668
Travelers $4,796
USAA $2,776

How does your credit history affect Scottsboro, AL car insurance rates?

Take a look at the data here to see how your Scottsboro, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Scottsboro, Alabama

Insurance Company Poor Fair Good
Allstate $4,195 $3,296 $2,696
Farmers $4,562 $3,922 $3,718
GEICO $3,473 $2,478 $2,242
Liberty Mutual $7,632 $4,682 $3,672
Nationwide $3,075 $2,402 $2,174
Progressive $4,413 $3,780 $3,529
State Farm $7,645 $3,875 $2,636
Travelers $4,091 $3,546 $3,613
USAA $2,606 $1,696 $1,515

How does your commute affect Scottsboro, AL car insurance rates?

Scottsboro, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Scottsboro if you’re financing.

Annual Car Insurance Rates by Commute Length in Scottsboro, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,396 $3,396
Farmers $4,067 $4,067
GEICO $2,682 $2,779
Liberty Mutual $5,329 $5,329
Nationwide $2,550 $2,550
Progressive $3,907 $3,907
State Farm $4,607 $4,830
Travelers $3,750 $3,750
USAA $1,851 $2,028

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Who has the cheapest Scottsboro, AL car insurance rates?

Here’s a breakdown of Scottsboro, Alabama car insurance rates by company. You can see which company offers the cheapest Scottsboro car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Scottsboro, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Scottsboro, AL car insurance companies?

Which Scottsboro, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Scottsboro companies to find the one for you.

Average Annual Car Insurance Rates by Company in Scottsboro, Alabama

Insurance Company Average Annual Rates
Allstate $3,396
Farmers $4,067
GEICO $2,731
Liberty Mutual $5,329
Nationwide $2,550
Progressive $3,907
State Farm $4,718
Travelers $3,750
USAA $1,939

What factors affect Scottsboro, AL car insurance rates?

Why are Scottsboro, Alabama car insurance rates different than rates in Decatur or Mobile? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Scottsboro, AL?

FBI statistics show that the Scottsboro, Alabama car theft rate is 29 thefts each year. High theft rates can lead to higher than average Scottsboro, AL car insurance rates.

How long is the average commute in Scottsboro, AL?

More time spent behind the wheel can lead to higher Scottsboro, Alabama car insurance rates. In Scottsboro, AL, the average commute length is 20.3 minutes.

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Car Insurance Quotes for Scottsboro, AL

Shop for affordable Scottsboro, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Scottsboro, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption