Liberty Mutual RightTrack: How much do you save? (2021)

The Liberty Mutual RightTrack car insurance discount can be up to 30%. The Liberty Mutual RightTrack car insurance app utilizes telematics to monitor hard braking, acceleration, miles driven, and nighttime driving during a 90-day evaluation period. Your discount with RightTrack is based on how well you perform.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Jul 2, 2021

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Things to Know

  • Liberty Mutual RightTrack monitors your driving habits for 90 days through an app
  • Discounts are up to 30%, depending on how well you drive
  • Your rates won’t be increased for poor driving
  • You can only sign up for RightTrack when you start your car insurance policy with Liberty Mutual

If you would like to cut your car insurance premium by nearly a third, the Liberty Mutual RightTrack car insurance discount may be in your favor. You can get affordable Liberty Mutual RightTrack car insurance just by trying it out.

RightTrack is a telematics program that offers you car insurance discounts based on safe driving habits. Better driving equals bigger savings.

Discounts are good for the life of your car insurance policy, and your Liberty Mutual RightTrack car insurance rates won’t increase if you have poor driving habits.

Shop around before you get a Liberty Mutual RightTrack car insurance quote directly from the company. Enter your ZIP code above to compare free car insurance quotes from companies in your area.

How does Liberty Mutual RightTrack work?

RightTrack is very easy to use. You have to sign up for RightTrack when you activate your car insurance policy with Liberty Mutual. Then you simply download the app and use your Liberty Mutual RightTrack login to create your account.

The app will run in the background on your phone and evaluate your driving habits. The behaviors tracked are:

  • Braking
  • Acceleration
  • Time of day
  • Miles driven

The downsides are that the app does use your battery and data, which can cost you money if you don’t have a good data plan. Also, the app does store your data, which can lead to some privacy concerns.

Also, keep in mind that Liberty Mutual usage-based car insurance app stores your data, and Liberty Mutual can use it for different purposes. Some drivers may wish to protect their Liberty Mutual RightTrack car insurance app privacy.

Do you know how to beat Liberty Mutual RightTrack? Even if you try, the bigger advantage is that it makes you more aware of your driving habits.

Looking for a Liberty Mutual RightTrack hack will take as much effort as it takes to be a safer driver. Additionally, while you are trying to trick Liberty Mutual RightTrack, cheating may actually cause an accident.

According to the Insurance Information Institute, one of the main advantages of telematics is that it provides immediate feedback, causing you to adjust your driving habits quickly.

Before you sign up for Liberty Mutual RightTrack car insurance, first, read our Liberty Mutual car insurance review to see average rates, discounts, and company ratings. Also, check out Liberty Mutual RightTrack app reviews on Apple and Google.

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Is RightTrack from Liberty Mutual worth it?

There are pros and cons when it comes to a program like RightTrack and it may not be for everyone.

Pros for using RightTrack include:

  • The program is free and easy to use
  • If you drive safely, you will save money on your car insurance
  • Any discount you receive is for the life of your policy
  • You will pay more attention to your driving and improve any poor habits you might have picked up

Cons of using RightTrack are:

  • The app does use your data, so if you don’t have a good data plan in place, it can actually cost you money
  • You only have 90 days to show good driving habits
  • RightTrack isn’t available in every state. You can’t get RightTrack in Arkansas, California, Delaware, Hawaii, North Carolina, or Washington D.C.
  • Your data is tracked which can compromise your privacy
  • Liberty Mutual generally has more expensive car insurance rates that average

If you still aren’t quite sure you want to buy Liberty Mutual RightTrack car insurance, call the Liberty Mutual customer service using the Liberty Mutual phone number.

Liberty Mutual RightTrack reviews are generally mixed, but company ratings are fairly high. This car insurance company has good Better Business Bureau ratings and is financially stable.

Liberty Mutual is one of the best insurance companies when it comes to ratings. But, that doesn’t mean it’s right for you. Other programs, like GEICO DriveEasy or Progressive Snapshot, are similar to RightTrack but may offer you lower car insurance rates.

Just like any other usage-based car insurance program, you can get affordable Liberty Mutual RightTrack car insurance rates just by trying it out. What do you have to lose?

Now that you’ve learned more about Liberty Mutual RightTrack, enter your ZIP code into our free quote tool below to get quotes from companies near you.

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