SafeAuto Car Insurance Review (2022)

You could pay as little as 70¢/day with SafeAuto. SafeAuto provides low-cost insurance to high-risk drivers on a budget. You can get liability-only, full coverage, and even SR-22 insurance through this company.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Apr 6, 2022

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Things to Know

  • SafeAuto provides low-cost insurance to high-risk drivers
  • Drivers can file a claim online
  • SafeAuto offers numerous discounts

Car insurance is an important tool that can protect drivers, but sometimes drivers on a budget can have a hard time finding policies that meet their coverage and financial needs. Thankfully, SafeAuto can help drivers get the coverage they need at low rates.

Keep reading this SafeAuto review to learn more about this company and cheap car insurance tips that can help you save money.

What is SafeAuto?

Founded in 1993, the SafeAuto insurance company provides affordable car insurance coverage to over half of the United States. It has a simple website with a clean design that is easy to navigate. The SafeAuto website also offers a Spanish language option for those drivers who don’t speak English as their first language.

You can use the online portal to make your policy payments so you can keep your coverage in good standing. Filing a claim with SafeAuto is easy too. Drivers can file a claim online or through the website.

If you have SafeAuto car insurance questions, you can call 1-800-SAFEAUTO for more information.

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What coverages does SafeAuto offer?

While the coverage offered is basic, SafeAuto can provide drivers with state minimum coverage and full coverage. You can even obtain SR-22 insurance through SafeAuto. However, bear in mind that you won’t purchase coverage for commercial vehicles through this company.

Does SafeAuto have competitive rates?

SafeAuto advertises that drivers can pay as little as 70¢ a day or $21 per month for car insurance. You can see how SafeAuto’s rates compare to other car insurance companies here:

Average Annual U.S. Car Insurance Rates by Company
CompaniesAverage Annual Rate
Amica$1,183
Geico$1,198
American Family$1,233
NJM$1,301
Safeco$1,317
Nationwide$1,349
Auto-Owners$1,357
State Farm$1,511
Travelers$1,528
AAA$1,610
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Now, when you shop for quotes online, you may be offered a different rate. Car insurance rates are influenced by various factors like your address and the type of car you drive.

Does SafeAuto offer discounts?

You can see below how SafeAuto’s discount options compare to those of other major insurance companies:

Discounts by Insurance Provider
Discounts21st CenturyAAAAllstateAmerican FamilyAmeripriseAmicaCountry FinancialEsuranceFarmersGeicoLiberty MutualMetLifeNationwideProgressiveSafe AutoSafecoState FarmThe GeneralThe HanoverThe HartfordTravelersUSAA
Adaptive Cruise Controlxxxx
Adaptive Headlightsxxxxxxxx
Anti-lock Brakesxxxxxxxxxxxxxxxxxxxxxx
Anti-Theftxxxxxxxxxxxxxxxxxxxxxx
Claim Freexxxxxxxxxxxxxxxxxxxxxx
Continuous Coveragexxxxxxxxxxxxxxx
Daytime Running Lightsxxxxxxxxxxxxxxxxxx
Defensive Driverxxxxxxxxxxxxxxxxxxxxxx
Distant Studentxxxxxxxxxxxxxxx
Driver's Edxxxxxxxxxxxxxxxxxxxx
Driving Device/Appxxxxxxxxxxxxx
Early Signingxxxxxxxxxxxxxx
Electronic Stability Controlxxxxxxxxx
Emergency Deploymentx
Engaged Couplex
Family Legacyxxxxxx
Family Planxxxxx
Farm Vehiclexxxx
Fast 5x
Federal Employeexxxx
Forward Collision Warningxxxxxxx
Full Paymentxxxxxxxxxxxxxxxxx
Further Educationxxxxxxxxx
Garaging/Storingxxxxxx
Good Creditxxxx
Good Studentxxxxxxxxxxxxxxxxxxxxxx
Green Vehiclexxxxxxx
Homeownerxxxxxxxxxxxxxxxxxx
Lane Departure Warningxxxx
Life Insurancexx
Low Mileagexxxxxxxxxxxxxxxxxxx
Loyaltyxxxxxxxxxxxx
Marriedxxxxxxxxxxxxxx
Membership/Groupxxxxxxxxxxx
Militaryxxxxxxxxxx
Military Garagingx
Multiple Driversxx
Multiple Policiesxxxxxxxxxxxxxxxxxxxxx
Multiple Vehiclesxxxxxxxxxxxxxxxxxxxxx
New Addressx
New Customer/New Planxxx
New Graduatex
Newer Vehiclexxxxxxxxxxxxxxxx
Newly Licensedx
Newlywedsx
Non-Smoker/Non-Drinkerx
Occasional Operatorx
Occupationxxxxxxxxxxxx
On Time Paymentsxxxx
Online Shopperxx
Paperless Documentsxxxxxxxx
Paperless/Auto Billingxxxxxxxxxxxxxxxxx
Passive Restraintxxxxxxxxxxxxxxxxxxxxxx
Recent Retireesxx
Renterxxx
Roadside Assistancexx
Safe Driverxxxxxxxxxxxxxxxxxxx
Seat Belt Usex
Senior Driverxxxxxxxxx
Stable Residencexxxx
Students & Alumnixxxxxx
Switching Providerxxxxxxxxxxx
Utility Vehiclexxxx
Vehicle Recoveryxxxxxxxxxxxxxxxxxxxxx
VIN Etchingxxxxxxxxxx
Volunteerx
Young Driverxxxxxx
Total Discounts Provided21212927182726343431383835362230192022382828
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Drivers can also save money on their rates by requesting quotes from multiple insurance companies to be sure they are getting the best deal possible.

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What you Need to Know about SafeAuto

SafeAuto has been providing low-cost car insurance for over 20 years. With SafeAuto, you can get the coverage you need to stay street legal, and drivers who need it can even obtain SR-22 insurance through this company. If you are looking for more extensive forms of coverage, you may need to investigate other insurance companies. You can shop online to find the best insurance coverage at the best rate.

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