GMAC Car Insurance Reviews

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GMAC car insurance is part of the General Motors Family and a very respected car insurance company. With over 70 years experience insuring vehicles and the trusted GM name many drivers opt for GMAC auto insurance coverage.

GMAC advertises that customers who switch save an average of $442 year however many auto insurance companies claim some amount of savings so its important to read car insurance company reviews. Your auto insurance rates are based on your unique profile and rarely meet some statistics based on many different drivers with different profiles.

What coverage does GMAC car insurance offer?

GMAC provides auto insurance coverage for all vehicles and has policy options for owners of most typical passenger vehicle and RV’s.  They also advertise collector car insurance however this is offered through a partnership with Hagerty Insurance.

GMAC provides many different types of car insurance including comprehensive, collision, liability and other. Although not a specialized insurer GMAC does have enough policy options for most drivers including coverage such as:

  • Liability Insurance (Bodily Injury and Property Damage)
  • Collision Coverage
  • Comprehensive Insurance
  • Uninsured and Underinsured Motorist Coverage
  • Medical Payments
  • PIP – Personal Injury Protection

GMAC car insurance rates are very competitive and although the company does not have a top 10 presence in terms of market share they still have a large following of loyal policyholders.

What options does GMAC car insurance offer with policy coverage?

One of the big advantages of choosing GMAC car insurance are the many benefits offered to most policyholders including:

  • SmartValet® – The company will pick up your damage car and drop off a rental car also taking care of the rental car return when your auto repairs are complete
  • SmartParts Promise® – GMAC guarantees all repairs will be made with only Original Equipment Manufacturer (OEM) parts in repairs to collision damage
  • Lifetime Repair Guarantee – for all collision repairs made by any of GMAC’s Gold Medal repair shops
  • and more

GMAC Car Insurance Discounts

As you can expect GMAC also provides a wealth of car insurance discounts for both GM vehicle owners and other models. Their SmartDiscounts program includes many car insurance discounts such as:

  • GM/GMAC Customer Discounts: Customers of almost any GM product line can qualify for discounts including simply an active OnStar subscription or GM credit card
  • Loyalty Discounts for policyholders who insure all GM vehicles
  • Good Driver Discount
  • Multi-Vehicle Discount: Discount for insuring more than on vehicle
  • Low Mileage Discounts
  • Affinity Discounts
  • and more

GMAC policyholders can save money on car insurance rates by taking advantage of one or many of these discounts.

How much is GMAC car insurance?

This will depend on your profile but GMAC car insurance rates are very competitive in the marketplace and policyholders are backed by one of the strongest companies in America.

While GMAC car insurance may not be for everyone the company is certainly worth considering in your car insurance comparison search for coverage.

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