AIS Car Insurance Reviews

AIS Car Insurance offers many types of policies, including traditional auto insurance, RV and motorhome policies, motorcycle insurance, and more. AIS is one of California's most respectable car insurance companies, with cheap auto insurance for California drivers. Read our AIS Car Insurance review to compare AIS auto insurance rates with other top-rated companies using the free tool below.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Oct 28, 2020

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AIS Car Insurance is a California car insurance company and one of the largest insurers for personal insurance lines in California. With over 400,000 policyholders, and a history dating back over 40 years ago, AIS is one of the most respectable car insurance companies in California.

The AIS insurance company offers many types of vehicle insurance including traditional auto insurance, RV and Motorhome policies, motorcycle insurance, Mexico vehicle insurance, and even auto insurance for classic/vintage cars.

In terms of customer service AIS car insurance reviews show the company has put a lot of work in developing a customer service base many drivers enjoy and with over 400,000 policyholders in a state where almost all national car insurance compete this is no easy task.

AIS Car Insurance Reviews

California car insurance rates are high with California being one of the top 5 states with the highest auto insurance premiums. While its normal to want the cheapest car insurance rates its also wise to find a balance between premiums and reliable coverage. Many AIS policyholders enjoy extensive coverage at very affordable rates and enjoy a committed customer service team with local agents to assist in the event of a claim. Many AIS car insurance reviews are extremely positive of the AIS auto insurance company. Some of the benefits of using AIS for auto insurance coverage include:

  • Customer service available 24/7
  • Online account management
  • Intimate knowledge of the California market
  • Local Agents

How to get AIS Car Insurance Quotes?

AIS car insurance quotes can be obtained through contacting the company direct, calling a toll free number or visiting the AIS website but unlike some car insurance companies who deal directly online AIS also has 23 local offices throughout California in locations such as Fresno, Long Beach, Anaheim, Sacramento, San Diego, San Francisco, San Jose, Thousand Oaks, West Los Angeles and more.

    How much car insurance do I need in California?

    This is a very important question to answer as California state minimum requirements are much lower than any driver should have. California car insurance laws state that every driver must have liability insurance with at least the following levels of coverage:

    • $15,000 for accidents with one injured person
    • $30,000 combined coverage per accident to cover all injured persons
    • $5,000 of property damage insurance

    Obviously these minimum car insurance requirements in California barely cover the cost of anything more than a minor accident and with the cost of medical expenses and your exposure to California tort law it’s important to consider much higher coverage than California state minimum requirements.

    Is AIS Car Insurance Cheap?

    AIS has many car insurance policy options for California drivers suiting almost every budget. However since car insurance rates vary by driver its always best to start a car insurance comparison search online to compare rates. Sometimes the difference between insurance providers can vary greatly however AIS car insurance rates are extremely competitive and worth consideration in any search for an auto insurance policy

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