AAA Car Insurance Review

Our AAA Car Insurance Review finds the company offers many benefits to policyholders, including unlimited rental car reimbursement and $500 in pet injury coverage. To qualify for AAA auto insurance, you must be a member of AAA. Don’t rush out to buy a membership until you compare AAA car insurance quotes online and see how they fare against other local companies in your area. Enter your ZIP code below to get started.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Oct 25, 2020

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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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In a nutshell...

  • The regional divisions are AAA Midwest and AAA South
  • AAA car insurance is well known for offering many of the more common auto insurance discounts to its policyholders
  • Your auto insurance rates will always be determined by some variables unique to your risk profile

AAA is most famous for its emergency roadside assistance program with almost 60 million AAA members in America, but AAA is also one of the largest car insurance companies in the nation offering policy coverage to both members and non-members.

AAA car insurance policyholders are very loyal to the product offerings of AAA and enjoy comprehensive car insurance policies with the benefits of some distinct advantages over other national car insurance companies.

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AAA Car Insurance Advantages

Policyholders can take advantage of many benefits which are unique to the AAA car insurance company including a unique option to purchase an extended warranty for the insured vehicle.

Some of the many benefits as an AAA policyholder include:

  • Option to buy a 12-month policy
  • Five percent discount for full pre-payment of a car insurance policy
  • Unlimited rental car reimbursement
  • Up to $500 in pet injury coverage
  • Discounts on extended warranty plans
  • Multiple payment options
  • Choice of the auto repair shop

AAA is unlike many national car insurance companies however as their auto insurance products are not sold under one roof. The company operates under different divisions depending on where you live.

Finding the AAA car insurance company for your region is very easy, however, since the company website automatically detects your IP address, it will redirect you to a regional site with information about your local car insurance options.

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AAA Car Insurance Discounts

AAA car insurance is well known for offering many of the more common auto insurance discounts to its policyholders including the good driver discount, and the multi-vehicle discount.

Although one of the most significant discounts offered by this car insurer is the multi-policy discount, where you can save up to 20 percent on auto insurance premiums by merely combining many of your insurance needs such as homeowners and life.

How much are AAA car insurance rates?

While AAA has millions of policyholders and very affordable car insurance plans, your auto insurance rates will always be determined by some variables unique to your risk profile.

Factors which contribute to your risk profile include:

  • Your credit score
  • Your driving record
  • The type of vehicle insured
  • How the car is used
  • How much coverage you need
  • Where you live

AAA may be the best car insurance company for you but its also wise to shop around and compare car insurance companies before selecting a provider.

Try to compare at least five or six auto insurers and make sure to review the details of coverage, so you end up with both affordable car insurance premiums and reliable coverage.

Enter your zip code below to get FREE car insurance quotes today!

References:

  1. http://automotive.aaa.com/roadside-assistance.htm
  2. https://www.nationwide.com/comprehensive-car-insurance.jsp
  3. https://calstate.aaa.com/insurance
  4. https://www.geico.com/save/discounts/car-insurance-discounts/
  5. https://www.allstate.com/tools-and-resources/car-insurance/ask-agent-premium-deductible-limit.aspx

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