Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Mar 13, 2020

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In a nutshell...

  • 21st Century is one of the most financially secure insurance companies in the world with an A rating
  • One of the downfalls with 21st Century Auto Insurance is that they do not cover specialty cars
  • 21st Century provides a 7.5 percent internet discount just for purchasing your policy online

The 21st Century Car Insurance Company was founded over 80 years ago and is one of the most popular brands for insurance nationwide.

The company offers numerous lines of both personal and commercial products and become part of the Farmers Insurance Group of companies a short while ago.

Farmers is the third largest insurance company in America, and with the 21st Century Car Insurance company under the Farmers brand, it’s undoubtedly one of the companies you want to include in your car insurance comparison search.

About 21st Century Car Insurance

In addition to the favorite 21st Century Car Insurance products the company also issues some other personal insurance policies including:

  • Motorcycle Insurance
  • Private Watercraft Insurance
  • Renters Insurance
  • Specialty Homeowners Insurance
  • Term Life Insurance
  • Umbrella Liability Insurance

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21st Century Car Insurance Review

As a premier auto insurance company, 21st Century enjoys a long list of highly satisfied customers, offers numerous car insurance discounts and has very competitive car insurance premiums.

Regarding marketing, the company is very geared towards selling auto insurance directly through the 21st Century website or toll phone number and even provides a 7.5 percent internet discount just for purchasing your policy online.

Policyholders enjoy a wealth of online account management tools through a very user-friendly interface including options such as payments online, claims handling and more.

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Specific Policies for 21st Century Insurance

You also want to note that 21st Century Insurance policies are written under different 21st Century companies depending on where you live.

Some of the companies you may see when applying for insurance through the 21st Century company are:

  • 21st Century Centennial Insurance Co.
  • 21st Century Insurance Co.
  • 21st Century Pacific Insurance Co.
  • 21st Century North America Insurance Co.
  • 21st Century Premier Insurance Co.

The company has a very well established platform for selling coverage direct. You can either visit the company website or call a toll free number to discuss your auto insurance options with an agent.

Very similar to almost all direct car insurance companies it’s straightforward and usually very quick to get a car insurance policy in place with 21st Century.

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References:

  1. https://www.allstate.com/tools-and-resources/car-insurance/ask-agent-premium-deductible-limit.aspx
  2. https://www.esurance.com/insurance/car/discounts
  3. https://www.iii.org/publications/insurance-handbook/insurance-basics/auto-insurance-basics
  4. https://www.esurance.com/insurance/car/coverage