Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Mar 13, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

The GMC Terrain is a crossover SUV vehicle that is very popular with American consumers for both its affordability and mileage. While crossover SUV vehicles certainly provide more room and functionality than smaller mid-size vehicles the GMC Terrain happens to also be a very affordable vehicle to insure. Other crossover vehicles include the Toyota RAV-4 and Honda CR-V.

GMC Terrain Pricing and Fuel Efficiency

The GMC Terrain is a very affordable vehicle and the 2011 base model starts just under $25,000. Manufactured by General Motors this vehicle has been awarded many good reviews by consumers especially for its fuel efficiency in the cross over SUV category. The vehicle comes in 4 models including the SLE-1, SLE-2, SLT-1 and SLT-2. Fuel mileage is said to be 22 mpg in the city and 32 mpg in the highway for the 2.4L engine model. This means on a full tank of gas its possible to achieve over 600 highway miles before refueling.

Part of the reasons why consumers love crossover SUV vehicles (such as the Terrain) is the interior room compared to smaller cars at the same price level. The GMC Terrain has won many industry awards for its leg room and fuel economy.

Safety Features

Vehicle safety features play a big part in car insurance discounts and how much car insurance is for a GMC terrain certainly benefits from the long list of factory installed standard safety equipment including:

  • 6 airbags (standard)
  • GMC On Star*
  • ABS Brakes (Anti-Lock)
  • and more

Every year the Insurance Institute for Highway Safety (IIHS) evaluates different makes and models for safety awards and the 2010 GMC Terrain won a Top Safety Pick from the IIHS.

GMC Terrain Summary

While the Terrain has received great reviews there is also an argument about whether or not the higher price is justified compared to its sister vehicle the Chevy Equinox. Both the Equinox and the Terrain are essentially the same car and with a price tag around $2,000 higher there doesn’t seem to be enough justification to purchase a Terrain when you can simply buy the Equinox. Other complaints include the very limited storage space available for luggage and other items in the vehicle’s trunk.

How much is car insurance for the GMC Terrain?

Car insurance rates will certainly depend on your unique profile including your credit score, driving record and more however compared to similar vehicles your car insurance rates will be in the same ballpark. Most drivers should estimate around $100-$140 a month ($1,200 – $1,600 annually). If you can take advantage of the numerous car insurance discounts available such as multi-vehicle discounts or low mileage discounts you can even pay less.

Car insurance comparison is certainly the best way to compare auto insurance rates for the Terrain and most consumers opt to start a search online. With over 100 licensed car insurance companies in most states finding an auto insurer will be fairly easy but the only way to get the best rates is to try and compare as many quotes as you can.

Compare Car Insurance Rates Today!