Is it a bad idea if my child isn’t on my car insurance?

It is bad if your child isn't on your car insurance if they live in your home, are licensed, and drive your cars, because if they aren't on your policy and they get in an accident while driving your car, you could both be penalized. Since it is bad if your child isn't on your car insurance, you should add them to your policy as soon as they're licensed. Car insurance for teens costs an average of $691/mo, but you can save by comparing rates from multiple companies and asking about discounts.

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UPDATED: Jun 22, 2022

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