What is the engaged couple discount?

You can save 15% on your car insurance with an engaged couples discount from Country Financial if you both have policies with the company and are at least 21 years old. Although Country Financial is the only company that gives you a discount on engaged couple insurance, other companies offer discounts once you are married. Take advantage of these savings by bundling discounts, such as multi-car and multi-policy discounts.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: May 27, 2021

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Things to Know

  • An engaged couple discount will save you 10% on your car insurance
  • Country Financial is the only car insurance company with an engaged couple discount
  • Once you are married, you should see lower car insurance rates overall

Country Financial is the only car insurance company that offers an engaged couple discount. However, once you are married, most car insurance companies will offer discounts and lower rates.

Country Financial offers a 10% discount meaning you can find affordable car insurance with an engaged couple discount. Shop around to see if another company can offer you lower rates even without the discount.

Enter your ZIP code now to compare car insurance rates from multiple companies to find cheap coverage even if they don’t offer an engaged couples discount.

How can engaged couples get cheap car insurance?

Lots of companies offer you discounts and incentives when you are engaged. Sadly, car insurance isn’t one of those areas that cater to engaged couples.

The only place you can get car insurance with an engaged couple discount is Country Financial. If you are both at least 21 years old and have your policies through Country Financial, you may be eligible to save 10% on your car insurance rates with an engaged couple discount.

Even though most car insurance companies can’t offer you car insurance quotes with an engaged couple discount, you should still shop around to see if they can offer you lower overall rates.

Many insurers will allow you to combine your car insurance policy with your future spouse if you live in the same house. This allows you to take advantage of numerous car insurance discounts, such as multi-car and multi-policy discounts.

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Why do married couples have lower car insurance rates?

The good news is that once you get married, you should have no problem finding cheap car insurance. You will receive lower overall rates and be eligible for more discounts.

Married people live longer than single people according to the Centers for Disease Control (CDC). Auto insurers believe that married drivers are safer, and the statistics show that married drivers are in fewer accidents than single drivers.

Keep in mind that besides your marital status, your car insurance rates are determined by other factors such as your age, driving history, and credit score.

If either of you has a bad driving record or low credit score, it can increase your rates if you have a combined car insurance policy. Consider keeping your policies separate if this is the case so that you can save money on at least one policy. Your agent should be able to tell you how to get the most savings.

Engaged Couples Discount: The Bottom Line

Although Country Financial is the only place you can find a discount on engaged couples insurance, you can take advantage of many other savings, such as multi-car discounts, if you combine policies with your fiance.

Shop around to see who can offer you the best rates before you buy car insurance with an engaged couple discount. Other companies may have lower rates and better discounts.

Enter your ZIP code now to compare car insurance quotes from multiple companies near you for free to see if they are cheaper even without the engaged couples discount.

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