Best Car Insurance for Used Vehicles

The older your car gets, and the longer you keep it running, the lower car insurance rates become. Used car insurance is standard insurance. While some companies may offer you savings for owning a used car or using a car for a long time, drivers are buying standard policies for these models.  That still doesn’t…

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Average Cost of Car Insurance in New York

The average cost of car insurance in New York is $154 a month, and consists of a combination of liability and comprehensive car insurance rates. New York State ranks as one of the most expensive states in the U.S. for car insurance coverage. There are many ways to reduce your annual car insurance rates, including…

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Tips for Commuter Cars and Car Insurance

When you are applying for a new car insurance policy, commuter cars fall under a different category of risk. Car insurance companies may charge you a higher rate when you drive every day, because you are putting miles and wear-and-tear on your car.  Following the coronavirus pandemic, the concept of the commute changed. It may be…

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Who qualifies for USAA insurance?

It is common knowledge that the United Services Automobile Association caters to military members, but who qualifies for USAA insurance besides veterans? Also, how has USAA membership evolved since the company’s inception? Today, USAA is open to active-duty and retired members of at least seven branches of the United States military, plus members of their…

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Is driving without a license a felony?

Is driving without a license a felony in the United States? Well, not exactly. Though driving without a license is illegal, most states do not classify it as a felony offense. At least not for the first offense. So if you are caught driving without a license, you’re unlikely to see the inside of a…

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How much is car insurance for an 18-year-old?

Car insurance for 18-year-olds tends to be more expensive than average, but the good news is that your rates will most likely go down if you’ve already been driving for a few years.  There are also a wide variety of options available to help you lower your car insurance rates including comparing car insurance companies,…

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How long do points stay on your license in New York State?

Getting tickets with points on your license can be a stressful time. Understandably, the New York DMV points system can feel overwhelming. More than likely you have a lot of questions about the process. Figuring out how many DMV points you have and when they expire can help keep you on the right track to…

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5 Things an Anti-Theft Device Can Do To Keep Your Car Safe

Having an anti-theft device on your vehicle can keep your car safe from thieves and vandals, but it can be difficult to know which anti-theft device is best for you. Many kinds of anti-theft devices can impact your safety, your driving experience, and your car’s security when it is out of your sight. Catalytic converter…

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Complete 2022 Guide for Non-Owner SR-22 Insurance

It is a common misconception that an SR-22 is a type of insurance. Rather, it is a certificate that you must carry which proves you have proper insurance coverage required by law. Not every car insurance company will insure a driver that has an SR-22 certificate. This can be a daunting experience while shopping around…

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How State Farm GAP Insurance Works

Knowing which car insurance companies offer GAP insurance can be difficult, but State Farm makes keeping your vehicle protected easy. Unlike other companies, State Farm has an easy alternative to GAP insurance that can save you a lot of money with little hassle. Offering invaluable benefits for your stolen or totaled vehicle, State Farm has…

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Best GAP Insurance Providers in 2022

Finding the right car insurance company and the best optional GAP insurance providers can be difficult. It may be hard to know which company has the best benefits and rates, but browsing your options can give you some answers. GAP insurance can be essential to protect your car’s value and ensure you do not have…

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Does GEICO offer GAP insurance?

Looking for GAP insurance can be difficult, especially since many car insurance companies do not offer GAP insurance. GAP insurance is optional but incredibly important for emergencies. Like many other optional insurance coverages, GAP insurance is inexpensive and can assist in many worst-case scenarios. GAP insurance can make a difference in getting through a difficult…

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How much does car insurance increase after an accident?

If you spend much time on the road, the chances are that you’ll be in an accident at some point. Although your car insurance rates increase after an accident, your driving record typically clears in three to five years. In the meantime, there are ways you can lower car insurance rates after an accident. So,…

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GEICO Student Discount: Save on Auto Insurance

Auto insurance for college students and high school students is costly. Since young drivers lack experience, they have a greater chance of causing accidents. In turn, car insurance companies are more likely to pay a claim for a student driver. The good news is that most car insurance companies offer discounts to lower rates. For…

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How much is car insurance for 17-year-olds?

Getting a driver’s license is an exciting rite of passage for most teens. However, it also comes with costly car insurance rates and scary accident statistics. While many different factors go into calculating how much car insurance is for 17-year-olds, age and experience are the most significant. However, young drivers can lower rates by adding…

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What does no-fault state mean in car insurance?

The necessary coverage for car insurance varies depending on where you live in the United States. There are different types of insurance programs offered to drivers according to what state they reside in. It is important to know what kind of auto insurance you need because it could cost you a lot of money if…

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Who can be in the car with a permit driver?

No matter your age, if you only hold a learner’s permit, then you cannot operate a motor vehicle alone. To legally drive with only a permit, you must have a passenger over 21 that holds a valid driver’s license. The penalty for driving without a license can be severe. Drivers who get busted for driving…

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How much does a speeding ticket raise insurance?

Everyone knows that a speeding ticket costs you a lot of money. But, do you know just how much a speeding ticket raises insurance? One speeding ticket can increase your car insurance rates by over 30%. However, your rate increase depends on your insurance company and where you live. In addition, how much you were…

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Progressive Good Student Discount Explained

It is no secret that younger drivers pay more for car insurance than people older than age 25. Fortunately, qualifying for the Progressive good student discount can reduce your car insurance rates by up to 10%, depending on what state you live in. On average, people under the age of 25 pay almost 300% more…

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Can you get car insurance with a permit?

Getting your learner’s permit is an exciting milestone towards adulthood and freedom. But, with this exciting milestone comes the tedious, confusing, and expensive process of owning and understanding car insurance. Where do you even begin? Continue reading to find out if you’re eligible for car insurance with a permit and the best car insurance options…

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