What does 25/50/10 car insurance mean?

When you buy auto insurance, your auto insurance policy will include liability protection in case you’re in an at-fault accident Motor vehicle liability protection doesn’t pay for your expenses rather the expenses incurred by other individuals Auto Liability coverage will have three different limits for bodily injury and also for property damage When your declarations page says…

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Horace Mann Car Insurance Review (2022)

If you’re a teacher looking for car insurance, the Horace Mann Educators Corporation may be able to provide you with the coverage you need. Horace Mann car insurance will ensure you’re covered at an appropriate rate for teachers and others working in the education system. However, you should compare Horace Mann to other car insurance…

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The Average Miles Driven Per Year in North America

How many miles do people drive a year? The average person drives between 13,000-15,000 miles per year. If you drive less than the average miles driven per year, you could drastically lower your car insurance rates. Annual mileage is one of the major factors car insurance companies look at when determining your rates. If you…

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Can you get car insurance without a license?

Car insurance may seem like an unnecessary expense if you don’t have a driver’s license. After all, what is the point of an insurance policy if you’re not going to drive the car? Well, we can think of a few exceptions. Even without a license, you might need car insurance sometimes for various reasons. For…

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Once I buy the policy, will I ever need to change my insurance coverage?

If you’ve recently purchased a policy, you may have questions about prospective changes. One of the most common questions is, “Can I change my car insurance coverage at any time?” Fortunately, most adjustments to your car insurance coverage are easy to make. By contacting your insurance agent, you can learn more about possible changes and…

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Affordable Low-Income Car Insurance in 2022

There have been a lot of changes happening in the last couple of years. Some of us are relying on less income than we previously had, while others are finding their driving habits have changed as remote work remains a staple. In both these scenarios a change in car insurance might be warranted, but how…

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AAA GAP Insurance: What to Consider

The process of shopping for car insurance policies can be long and tedious. We thought we’d try to narrow your search options by shedding light on some of them. This article will look at AAA GAP insurance and how it can be a vital addition to your pre-existing auto insurance policy. Although car insurance can…

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Progressive Auto Accident Forgiveness Explained

There is always a risk of getting in an accident on the road as a driver. Thinking about auto collisions and how you’ll cover damages can be stressful. One way to broaden your coverage following a crash is with an accident forgiveness policy. Progressive accident forgiveness can keep your rates down and is worth considering…

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Why do you need car insurance?

If you drive a car, you’re responsible for your actions on the road. Accidents happen, and if you are at fault, you are liable for any damages stemming from the accident. This includes things like another party’s medical bills, the costs of repairing or replacing their car, or harm to surrounding property. And this is…

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How much is car insurance for a 16-year-old?

Whether you’re looking for yourself or a dependent, shopping for car insurance for a 16-year-old may be a new experience that has significant financial implications. Teenagers and young adults tend to pay more for car insurance, so it’s important to be diligent when choosing a company and coverage details. It’s easy to get stuck overpaying…

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What You Should Know About Kemper Auto Insurance in 2022

If you’re finding it difficult getting auto insurance elsewhere because of a poor driving record, Kemper Auto insurance might be worth a look.  The company is best known for providing auto insurance for high-risk drivers, but it also offers other coverage, including life, homeowners, and supplemental health insurance.  Founded in 1990, Kemper is licensed to…

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How much does it cost to insure an electric car?

Electric vehicles (EVs) have become more popular in recent years thanks to their environmentally friendly features. Currently, the electric vehicle market is valued at $273 billion and is projected to reach $802.75 billion in 2028.  Although electric cars help you save money on gas, they are more expensive to buy than regular cars. Also, they…

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How much is car insurance in NY?

Auto insurance rates can vary across the United States. If you’re a New York resident, you’ll want to have clear expectations as to how much car insurance is in New York. Inexpensive auto insurance isn’t always the best idea, although most people wouldn’t decline saving on auto insurance. This article will highlight popular car insurance…

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Why is my car insurance so high?

If you wonder “Why is my insurance so high?” you are not alone. Car insurance companies look at a wide range of factors. From your driving record to where you live to driving habits, various details go into the pricing of a car insurance policy. But this doesn’t mean you can never lower your insurance…

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Best Auto Insurance Companies & Policies for Antique Cars

If you own an antique car you know the time, effort, and money it takes to protect and maintain such cars. Unlike regular cars, antique cars have a higher market value and hence require exclusive insurance coverage. Insurance for vintage cars, or classic car insurance coverage, is similar to regular insurance coverage but specifically designed…

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The Cheapest Cars to Insure for Young Drivers

Whether you’re a young driver buying your first car or are looking for insurance for a younger member of your household, you’ll quickly find that young driver car insurance can seem unreasonably expensive. While you can absolutely take advantage of discounts certain insurance companies offer to young drivers, one of the best ways to save…

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Do I need insurance before I buy a used car?

Do you need insurance before you buy a used car? Having at least liability insurance coverage before buying a used car is generally a good idea. Buying a car is usually easier if you already have insurance, and you may not be able to take it home if you don’t have proof of insurance. Depending…

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How much is car insurance for a 20-year-old?

How much is car insurance for a 20-year-old? The average cost is around $5,000–$6,000 per year. While young driver car insurance is more expensive in general, the exact cost depends on the type of car, the driver’s record, and whether the driver’s insurance company offers any discounts to young drivers. Car insurance also tends to…

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How much is a ticket for driving without a license?

How much is a ticket for driving without a license? The cost of a ticket for driving without a license varies considerably based on your state. In addition to a fine, many states also have other penalties for driving without a license — including jail time in some cases. Driving with an expired license or…

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Free Windshield Replacement With Insurance

Have you ever had a rock hit your windshield? Or maybe it was a branch that fell off a tree? Or even a game of catch that went spectacularly wrong? If so, you may have dealt with the struggle of replacing a windshield. Since many insurance policies have deductibles that are higher than the cost…

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