What is cheap car insurance?

Cheap car insurance is the dream, but it's always important to read about what kind of cheap auto insurance coverage you're purchasing and make sure it's sufficient before you buy. You can’t always trust the cheapest car insurance rates, but you can find affordable and trustworthy coverage when you comparison shop online. We recommend comparing at least three quotes before you buy. Get multiple quotes here for free. Enter your ZIP code above to get started.

Compare Cheap Car Insurance Quotes

secured lock Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by Tonya Sisler
Insurance Writer Tonya Sisler

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent Brad Larsen

UPDATED: Jun 22, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

In a nutshell...

  • Always read about the types of coverage being offered whenever you get a car insurance quote
  • Comparing car insurance companies is the best way to get good quotes and rates
  • Car insurance comparison is widely accessible online

Cheap car insurance has a different definition depending on whom you speak with.

For some drivers, cheap car insurance is only defined as the policy with the lowest rates while others compare quotes and try to make an educated comparison between coverage options.

The words cheap car insurance are often misleading because one thing you don’t want to be when it comes to obtaining car insurance coverage is reasonable.

If Geico is charging $200 a month while Nationwide is charging $180 for the same amount of coverage and the two car insurance companies are of equal reputation, then the $180 option is the cheap auto insurance coverage you are looking for.

Use our FREE quote tool to compare cheap car insurance rates today!

How to Avoid Pitfalls of Cheap Car Insurance Quotes

Many times when you receive cheap car insurance quote the policy provided contains bare minimum state requirements which are only fundamental policy limits to assist in minor accidents, and this coverage will just extend to others.

In short, if your auto insurance quote is only providing you with minimum coverage as required by law then you probably do not have coverage for insured or damages sustained to you or your vehicle.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption

What are the most important elements of car insurance to compare?

While car insurance premiums are based on internal risk formulas there are many things you can compare to make sure any potential policy has enough coverage for you and your family.

Some of the most important things to compare in a car insurance policy are:

  • Types of Coverage
  • Policy Limits of Coverage
  • Amount of Deductible
  • Policy Exclusions

If you want to find the best auto insurance rates than auto insurance comparison will be the best way to avoid getting jacked.

While many auto insurers advertise cheap auto insurance quotes a good comparison of any potential policies can make the coverage is the same, and the reason for more affordable premiums is not due to lesser coverage.

Car insurance comparison is widely accessible online, and a wealth of resources exist to help educate drivers about auto insurance coverage which can help you save money now and for your next car.

Enter your zip code below to get FREE car insurance quotes today!


  1. https://www.esurance.com/insurance/car/coverage
  2. https://www.thebalance.com/understanding-minimum-car-insurance-requirements-2645473
  3. https://www.allstate.com/tools-and-resources/car-insurance/ask-agent-premium-deductible-limit.aspx
  4. https://www.progressive.com/auto/discounts/compare-car-insurance-rates/

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

secured lock Secured with SHA-256 Encryption