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Considering a Honda CR-V for your next vehicle purchase? It’s a great idea to learn more about this compact SUV’s long-term cost of ownership, including car insurance rates, before you make a commitment. Edmunds’ research indicates that the average Honda CR-V owner can expect to pay around $6,258 for car insurance for the first five years of ownership. This is slightly less than Edmunds’ car insurance estimate for the Hyundai Tucson, which is $7,036 for five years, and the Chevrolet Equinox, which is $6,799 for five years.
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The estimate of $6,258 works out to a car insurance rate of about $1,252 per year or $105 per month. Keep in mind, though, that car insurance rates for the same vehicle can vary widely depending on the driver. Drivers in certain “high-risk” demographic groups, such as males under 25, tend to pay higher rates, as do drivers with lots of tickets and accidents on their records. For a more precise estimate of how much you’ll pay to insure your Honda CR-V, type your zip code into the box and click “Start!”
Cost of Ownership for the Honda CR-V
In addition to car insurance premiums, other long-term ownership costs include repairs, maintenance, and fuel. Edmunds estimates that repair costs for the Honda CR-V will be zero for the first two years, and only $732 over five years. This is more than $100 less than Edmunds’ repair cost estimate for the Chevrolet Equinox, and just $1 more than the repair estimate for the Hyundai Tucson. No repairs are anticipated for the Tucson until year four of ownership, though, compared to year three for the CR-V.
Scheduled maintenance costs for the Equinox are expected to be nearly $4,000 over the first five years, compared to $3,223 for the Tucson. The Honda CR-V surpasses both of its competitors in this area, though, with anticipated maintenance costs of only $2,973 for the first five years.
With an EPA fuel economy rating of 21 city mpg and 28 highway mpg, the Honda CR-V is not as fuel-efficient as the Tucson or the Equinox. Edmunds estimates that a driver who covers 15,000 miles a year in either of these vehicles will spend $9,252 on fuel over five years, while a CR-V driver will spend about $10,021. This difference will be substantially reduced, though, if you do most of your driving on city streets, because the Equinox and the Tucson both gain their fuel economy advantages in highway driving. It’s also important to note that the extra cash you spend on fuel for the CR-V is likely to be paid back in savings on car insurance and maintenance costs.
Honda CR-V Safety Ratings and Features
The 2011 Honda CR-V has not been crash-tested yet, but the similar 2010 model performed reasonably well. In the federal government’s frontal offset and side impact crash tests, the CR-V earned the full five stars available, and it earned four out of five stars in rollover tests. It performed equally well in the Insurance Institute for Highway Safety’s testing, except that it only earned a score of “Marginal” in roof strength tests. These are solid crash test scores, but if safety is your primary concern, you might consider the insurance industry’s “Top Safety Picks” in the compact SUV category: the Volkswagen Tiguan, the Hyundai Tucson, and the Honda Element.
Kelley Blue Book appreciates the clear visibility offered by the Honda CR-V, and Cars.com applauds the long list of standard safety features. These include side curtain airbags, traction control, vehicle stability assist, brake assist, and anti-lock brakes. The following safety features are also available on the base model:
- Electronic stability control
- Electronic brake force distribution
- Tire pressure monitoring system
Reviews for the Honda CR-V
In U.S. News and World Report’s ranking of “Affordable Compact SUVs,” the Honda CR-V takes 4th place after the Toyota RAV4 (#3), the Chevrolet Equinox, and GMC Terrain (tied for #1). It earned its high ranking among 23 similar vehicles by performing well all-around, according to U.S. News. The CR-V is not the most powerful vehicle in its class and it doesn’t have the best fuel economy, but its starting MSRP of $21,695 is competitive and it has abundant cargo space.
The main complaint that reviewers like Automobile Magazine had about the CR-V was its “sluggish” acceleration. The vehicle’s 2.4 liter, 4-cylinder engine is unquestionably underpowered if you want to dart in and out of traffic, but reviewers noted that this is nothing new for a member of the compact SUV class. Although the Honda CR-V is not winning any prizes for speed, reviewers were generally impressed with how well it handled compared to its competition. Kelley Blue Book called the steering “stable,” and Consumer Guide compared the CR-V’s handling to that of a compact car.
Honda CR-V Interior Features
Consumer Guide also found head and legroom to be ample, and Car and Driver’s reviewer said that the interior “approaches cavernous.” The Toyota RAV4 is the only compact SUV with more cargo space. However, the Honda CR-V does not have third-row seating, which can be a deal-breaker for families that are on the larger side. In addition to numerous storage cubbies, the CR-V also features the following storage solutions:
- Eight cup holders
- Retracting center tray table
- Under-seat storage bin
Optional features in the Honda CR-V include a backup camera, a navigation system, and a USB interface. You can also upgrade your CR-V with leather seats, a telescopic steering wheel, a sunroof, and Bluetooth connectivity. There’s even a “conversation mirror,” which is an innovative feature for parents who want to keep an eye on kids in the backseat.
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