Allstate Drivewise: How Much Do You Save? (2025)

The Allstate Drivewise car insurance discount is around 15%. It will monitor nearly all of your driving habits and Allstate Drivewise car insurance quotes can be much lower than basic Allstate quotes.

Usage-based car insurance uses smartphone mechanisms like GPS and Bluetooth to track driving behavior. Your car insurance rates are then based on how well you drive rather than the traditional factors such as gender, marital status, and credit history.

Allstate isn’t the only company that offers a usage-based insurance (UBI) program. Most of the top car insurance companies have driving apps, and the technology will only get better.

Before you sign up for Allstate Drivewise car insurance, first, read our Allstate car insurance review to see average rates, discounts, and company ratings.

Allstate Drivewise is one of many usage-based car insurance options you have, depending on the company you choose. Enter your ZIP code now to compare free quotes from multiple companies and secure affordable car insurance.

What is Allstate Drivewise?

Traditional factors car insurance companies use to determine your rates include your age, driving record, and where you live. But Drivewise lets you challenge the car insurance companies’ assumptions about these factors.

Allstate Drivewise is a voluntary program created by Allstate Insurance Company to improve driver safety and self-awareness.

The Allstate Drivewise car insurance app monitors and records data while you go about your life and issues rewards and offers services based on how you perform behind the wheel.

Allstate users can redeem their rewards points for auctions, car rentals, daily deals, and even get 10,000 Allstate Rewards points for downloading the app and completing the program enrollment steps.

Telematics devices are intended to reduce auto accident deaths from distracted or reckless driving. The Centers for Disease Control and Prevention (CDC) estimates that more than 2,800 individuals were killed and almost 400,000 injured by distracted driving in 2018.

The goal of Allstate Drivewise is to provide a discount or monetary reward on the car insurance policies of customers with safe driving habits. The information collected by the app from an accident can be taken to an car insurance lawyer for evidence.

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How does Allstate Drivewise work?

There are two things you need to use Allstate Drivewise: a small device plugged into your car and an app downloaded to your smartphone.

The device and the app work together to track your driving habits, recording your speed, what time of day or night you drive most, and any instances of hard braking. Safe speed is considered anything under 80 MPH.

As you drive, the app will give you information such as in-trip alerts or hard braking habits. It will also provide potential rewards that can be used for merchandise, gift cards, etc.

Another handy feature of Allstate Drivewise is you can use the same app to view your Allstate insurance verification. Just use your Allstate insurance login — it’s as simple as that.

You can use your Allstate Drivewise login to check the app for a report of each trip so you can track how you are doing and estimate any discounts or bonuses heading your way.

Some customers have expressed concern about Allstate Drivewise device problems. If you notice malfunctions, contact Allstate immediately.

Who should use Allstate Drivewise?

If you are already a safe driver, you could save big on car insurance by signing up for Allstate Drivewise because it offers the benefit of potential savings with no risk because your car insurance rates will not increase as a result of bad driving habits.

Teen drivers can also enroll in the Drivewise program and get instant alerts when the app detects dangerous driving behavior. Their parents can monitor the trip data to check how their teens drive and see tips to help them improve their driving skills.

In fact, your family’s Allstate Drivewise car insurance rates may reduce young driver car insurance rates which can be up to three times more expensive than drivers over the age of 25.

Your teen might try to learn how to cheat Allstate Drivewise. Have a serious discussion with them about the benefits of the usage-based program.

Also, if you work from home, commute a short distance to work, and typically drive during the day only, then usage-based car insurance is likely to save you money.

However, if you have a long commute to work, work third shift, or live and work in a bustling downtown area of a large city, Drivewise is unlikely to lower your car insurance rates.

Most users agree that the program saves them money, except for city dwellers who are forced to use sudden braking frequently in congested city streets. They think that the app counts this against their driving performance when it comes to rewards or discounts.

Additionally, if tampering is detected, you may be removed from the program and lose any rewards owed to you at the time of the tampering.

Ready to buy usage-based car insurance? You can pay an average of $407 a month for Allstate car insurance, but Drivewise could help you save money.

Now that you know more about Allstate Drivewise, compare car insurance quotes from multiple companies in your area. Enter your ZIP code below to get free car insurance quotes.

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