How cheap is car insurance for an Audi A4?
Audi A4 car insurance rates average at $191 per month. You can find cheap Audi A4 car insurance when you comparison shop online. The cost of auto insurance for an Audi A4 will vary based on your driving record and where you live, so compare Audi A4 insurance quotes online to get the best rates. Enter your ZIP code below to see how much drivers are paying for insurance in your area.
Compare Cheap Car Insurance Quotes
Secured with SHA-256 Encryption
UPDATED: Oct 29, 2020
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
Audi is manufacturer to many luxury cars such as the Audi A4, A8, TT coupe and more. Committed to both luxury and safety the Audi Company has produced numerous award winning models which are popular worldwide. The Audi A4 is no exception and one of the more popular models due to its affordable price starting at $31,950 for the base 2011 model. Almost all car insurance companies offer coverage for the Audi A4.
How much is car insurance for the Audi A4?
Auto insurance rates will depend on your unique profile but Audi cars have a long track record of safety along with numerous standard and optional safety features including:
- 4 wheel Anti Lock Brakes
- Adjustable seat belts
- Child seat lowering anchors
- Daytime running lights
- Electronic stability control
- Traction control
The more safety features a vehicle has the greater car insurance discounts auto insurance companies will extend. Although some Audi A4 models may not have all of these features (especially prior year models) the vehicle is still an exceptionally safe car. In fact, the Insurance Institute for Highway Safety awarded the 2010-2011 Audi A4 a Top Safety Pick after testing the car for performance in rollover tests.
Your car insurance rates will be determined based on a combination of all the factors in your application including your driving record, the type of car insured, your credit score and more. The good news about the A4 is that you will certainly not be penalized for driving this luxury car but awarded many discounts as far as the type of vehicle insured.
How much car insurance do I need for an Audi A4?
This is a very good question and how much car insurance you will need depends on whether you are buying or leasing the car.
For drivers Leasing an Audi A4
The car leasing company will determine the minimum amount of coverage required which is always far greater than state minimum requirements but also more representative of the policy coverage you should have. When you lease a car the title stays in the name of the auto leasing company so they want to be fully protected in the event of any accident.
For drivers Purchasing an Audi A4
When you purchase a car the only coverage required is enough to comply with state law. Any coverage beyond state minimum requirements is optional. You always want to consider comprehensive, collision and especially GAP insurance for a new car but the only obligation is to meet minimum requirements by law. Minimum auto insurance requirements never provide sufficient coverage for most people and owners of luxury cars can be exposed to great personal liability. Almost all financial advisors recommend never purchasing only the minimum car insurance requirements but rather a well rounded policy with coverage levels exceeding $100,000 for most drivers.
Who has the best Audi car insurance rates?
There is no company who has yet earned the title of best car insurance rates for every driver and there never will be. Due to the numerous factors and different risk formulas the only way to get best car insurance rates is to shop around. Most drivers start with a car insurance comparison search online.
Compare Car Insurance for the Audi A4 Today!