What is the electronic stability control discount?

You can save up to 5% on your car insurance with an electronic stability control discount. Not every company offers an ESC discount, and discount amounts will vary by company. Your electronic stability control system helps you regain control of your car if you lose stability and prevents rollovers in larger vehicles. Even if your car insurance company doesn’t offer this discount, you can still get a discount for your car’s general safety features.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: May 28, 2021

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Things to Know

  • Some car insurance companies offer a discount of up to 5% if your vehicle has electronic stability control
  • If your vehicle loses traction, your ESC system will help you regain control
  • Some car insurance companies combine this discount with a general safety feature discount

Most car insurance companies offer discounts if your car has added safety features since damages are not as likely in an accident. Although discount amounts and availability will vary by company, you can save up to 5% on car insurance with an electronic stability control discount.

Since every car insurance company is different, you will need to shop around to find affordable car insurance with an electronic stability control discount. Compare discounts and rates from different companies to find the best deal for you.

Enter your ZIP code now to compare car insurance quotes with an electronic stability control discount from multiple companies near you for free.

What is an electronic stability control discount and which companies offer one?

Many auto insurance companies offer a discount for your electronic stability control system since it helps you avoid accidents. However, you will only be able to save around 5% and only on the collision part of your coverage.

This table shows the top car insurance companies with an electronic stability control discount. The amount of the discount available is listed if known.

Electronic Stability Control Car Insurance Discount Available by Company
CompanyElectronic Stability Control Discount Available
AAAX
AllstateX
American FamilyX
AmicaX
Country FinancialX
FarmersX
Liberty MutualX
MetLifeX
NationwideX
ProgressiveX
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Keep in mind that even if your insurer doesn’t offer this discount, they may offer a more generalized discount for all of the safety features on your vehicle.

The good news is that most companies will allow you to bundle car insurance discounts to save the most money. In order to reduce your rates the most, speak with your agent to see what discounts you are eligible for based on your vehicle’s features, such as daytime running lights, a collision warning system, or anti-lock brakes.

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What is electronic stability control?

Many newer and more expensive cars come with electronic stability control (ESC). This safety feature gently applies your breaks if it detects a loss of stability or traction and helps you regain control.

Electronic stability control reduces single-vehicle crashes and rollovers up to 59%, according to the National Highway Traffic Safety Administration. This is especially helpful in larger, top-heavy vehicles like SUVs.

You can also avoid accidents where you might lose control of your car by obeying the speed limit and limit driving in bad weather.

Electronic Stability Control Discount: The Bottom Line

Electronic stability control is a safety feature that helps you regain control of your vehicle suddenly becomes unstable. Even if your car insurance company doesn’t offer this specific discount, you can still get a broader discount for safety features on your vehicle.

Before you buy car insurance with an electronic stability control discount, shop around to find the company that will offer you the most discounts.

Enter your ZIP code now to compare car insurance rates with an electronic stability control discount for free.

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