What is the early-signing discount?
An early signing discount can save you 15% on your car insurance, but each company will offer a different discount amount and have different requirements. For example, the Allstate car insurance discount for early signing is 10% and you must sign your policy at least a week in advance. Take adavantage of an early signing discount to save money and avoid a lapse in coverage.
Compare Cheap Car Insurance Quotes
Secured with SHA-256 Encryption
UPDATED: May 28, 2021
It’s all about you. We want to help you make the right cheap car insurance coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
- You can save up to 15% on your car insurance with a discount for signing your policy early
- You have to either renew or sign up for a new policy at least a week in advance to get a discount
- You will face higher car insurance rates and possibly legal trouble if you allow your coverage to lapse
Many car insurance companies will give you a discount if you renew or sign up for a new policy before the existing one expires. An early signing discount will save you money and ensure that you don’t let your auto insurance expire.
Each company’s discount amount and criteria will be different. Shop around to find the most affordable car insurance with an early signing discount by comparing rates and discounts from various companies.
Enter your ZIP code now to compare car insurance quotes with an early signing discount from multiple companies near you for free.
What is an early signing discount?
An early signing discount is just like it sounds. Car insurance companies will offer you a discount as an incentive to either renew your coverage with them or sign up for a new policy before your old policy ends.
A car insurance early signing discount is a simple way to save money. Keeping your auto insurance rates low is as simple as renewing your coverage on time. Insurers want to know if you’ve got continuous coverage because if you don’t, you are considered a risky driver and your rates will rise.
You will also prevent a lapse in your car insurance by signing early. Since most states require you to have auto insurance, driving without it will result in severe consequences.
According to the Insurance Information Institute, about 13% of drivers are uninsured. If you drive with your auto insurance lapsed, you risk fines, driver’s license suspension, and possible jail time.
You can avoid legal issues and save money just by renewing your car insurance policy early.
Compare quotes from the top car insurance companies and save
Secured with SHA-256 Encryption
What car insurance companies offer an early signing discount?
Most companies offer many different types of car insurance discounts and allow you to bundle them for even greater savings. Many car insurance companies offer an early signing discount since it benefits them to keep you as a customer.
This table shows you car insurance companies with an early signing discount. If the amount of the discount is known, it is listed.
|Company||Early Signing Discount Available|
Get Your Rates Quote Now
Each car insurance company may have a different amount of a discount. The early signing discount provided by Allstate car insurance, for example, differs from the discount offered by Nationwide.
The requirements may also differ from one company to the next. To get the discount, Allstate insurance allows you to renew or sign up for your policy at least seven days before your current policy expires, although other companies may have different rules.
Early Signing Discount: The Bottom Line
If you sign your new policy at least a week ahead of time, you can save up to 15% on your car insurance with an early signing discount. You can also combine this discount with others to save even more money.
Before you buy car insurance with an early signing discount, shop around and compare rates and discounts from different companies to find the cheapest coverage.
Enter your ZIP code now to compare car insurance rates with an early signing discount for free.