What is the driver’s ed discount?

You can save up to 20% on teen car insurance with a driver’s ed discount, and most states require teens to take driver’s education in order to get their driver’s license. However, the amount of the driver’s ed insurance discount and requirements will vary by company. Bundle your driver’s ed discount with other car insurance discounts for the most savings.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: May 25, 2021

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Things to Know

  • Car insurance companies offer a driver’s ed discount of up to 20%
  • Most states require driver’s ed in order for teens to get a driver’s license
  • Driver’s ed classes teach basic safe driving skills and rules of the road to new drivers

Car insurance for new drivers is very expensive so parents need to take advantage of all the ways to save. Most car insurance companies help lower those rates by offering teens a driver’s ed discount.

Even though car insurance rates for young drivers are very high, you can find affordable car insurance with a driver’s ed discount by shopping around. Compare rates from different companies to see who can offer you the best deal.

Enter your ZIP code now to compare car insurance rates with a driver’s ed discount from multiple companies near you for free.

What is a driver’s ed discount?

Driver’s education teaches beginner drivers basic driving skills and rules of the road. These classes teach important safety information to new drivers and help them avoid accidents.

These classes are so invaluable, most states require teens to attend before they can be issued a driver’s license.

Each state has its own requirements that a driver’s ed course must meet, such as classroom and on the road training. If young drivers choose to not attend a class, they will have to wait until they are adults to get a driver’s license.

Driver’s education is very important. Car accidents are the second leading cause of teen deaths in the U.S., according to the Centers for Disease Control.

Companies are very willing to offer car insurance with a driver’s ed discount since teens who take the course are at less risk of an accident. A driver’s ed class will make your teen a safer driver and offers the added bonus of lowering your car insurance rates.

There are other ways to lower your car insurance rates for a young driver. Also consider buying an older but safe vehicle for your teen to drive, ask for multi-car discounts, and raise your deductible to reduce your insurance costs.

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What car insurance companies offer a driver’s ed discount?

Many companies are willing to offer you a driver’s ed insurance discount because teen driver’s car insurance rates are very high to start with.

This table shows you the top car insurance companies with a driver’s ed insurance discount. If the amount of the discount is known, it’s listed.

Driver's Ed Car Insurance Discount Available By Company
CompanyDriver's Ed Discount Available
21st CenturyX
AAAX
AllstateX
American FamilyX
AmicaX
Country FinancialX
EsuranceX
FarmersX
GEICOX
Liberty MutualX
MetLifeX
ProgressiveX
Safe AutoX
SafecoX
State FarmX
The GeneralX
The HanoverX
The HartfordX
Travelers8%
USAAX
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Keep in mind, the amount of the discount and the requirements that must be met will differ by company. For example, a GEICO driver’s ed discount will be different than one from Liberty Mutual.

The amount and eligibility of the discount can also be determined by the type of class you attend. Your discount may be different if you take an online driver’s ed course as opposed to an in-person class. Some states may also require an in-person class to meet driver’s license requirements.

The good news is that you can bundle that driver’s ed discount with other student-related car insurance discounts. For example, you can take advantage of a good student discount also to lower your rates.

Driver’s Ed Discount: The Bottom Line

Despite expensive teen car insurance rates, you can find cheap coverage if you shop around before you buy car insurance with a driver’s ed discount. Compare discount amounts and rates to see who can offer you the cheapest coverage.

Enter your ZIP code to compare car insurance quotes with a driver’s ed discount for free today.

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