What is the daytime running lights discount?

Most car insurance companies offer a daytime running lights discount, but discount amounts will be different for each company. DRLs in cars make your vehicle more visible and help you avoid accidents. Combine your daytime running lights discount with other safety feature discounts to save the most money on your auto insurance.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: May 28, 2021

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Things to Know

  • Daytime running lights improve your car’s visibility and come on automatically when you start your engine
  • Most car insurance companies offer a daytime running lights discount, but it varies by company
  • Bundle discounts you receive for your car’s safety features for even more savings

Most car insurance companies offer a daytime running lights discount, but the amount is usually small and will vary by company. Daytime running lights will not only save you money, but they will also help you prevent accidents and keep you safe.

Shop around to find affordable car insurance with a daytime running lights discount. Compare quotes from various companies to see who can offer you the highest discount and the lowest rates.

Enter your ZIP code now to compare car insurance quotes with a daytime running lights discount from multiple companies near you for free.

What are daytime running lights and why is there a car insurance discount?

Newer cars today come with a lot of bells and whistles to keep you safe. Everything from cameras that help you back up, adaptive cruise control, and electronic stability control, and daytime running lights; safety is the name of the game.

Daytime running lights (DRL) turn on automatically when you start your vehicle. Although DRLs in cars aren’t as bright as your headlights, they do improve your car’s visibility much like tail lights at night.

DRLs make it easier for other vehicles and pedestrians to avoid your car, especially in inclement weather such as rain, snow, or fog. Being easier to see helps you avoid accidents, and that makes insurance companies happy. They offer discounts for features like daytime running lights because these features reduce the risk of a claim.

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Which car insurance companies offer a daytime running lights discount?

Even though the discount is usually small, it’s fairly easy to find car insurance with a daytime running lights discount. However, the discount amount will vary by company.

This table shows you car insurance companies with a daytime running lights discount. The amount of the available discount is added if it is known.

Daytime Running Lights Car Insurance Discount Available By Company
CompanyDaytime Running Lights Discount Available
21st CenturyX
AAAX
AllstateX
American FamilyX
Ameriprise (Connect)X
Country FinancialX
EsuranceX
FarmersX
GEICO3%
Liberty MutualX
MetLifeX
NationwideX
ProgressiveX
Safe AutoX
The HanoverX
The HartfordX
TravelersX
USAAX
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Instead of a basic DRL car insurance discount, some companies offer an all-inclusive auto insurance discount for the car’s safety features. These car insurance discounts typically include daytime running lights and other safety features such as anti-lock brakes.

Daytime Running Lights: The Bottom Line

Although a daytime running lights discount will usually be small, you can still bundle it with other car insurance discounts, such as an anti-lock brakes discount, to lower your rates.

Since each company will offer different discount amounts, shop around before you buy car insurance with a daytime running lights discount. Compare quotes to see which company can give you the best deal.

Enter your ZIP code now to compare car insurance rates with a daytime running lights discount from multiple companies for free.

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