What is the anti-lock brakes discount?

What are anti-lock brakes? Anti-lock brakes discounts are a common of the defensive driving reduction from auto insurance providers. Safe drivers are rewarded for something that may already be installed. If you have an ABS car light, or the anti brakes, you could qualify for 10 percent savings on car insurance.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Apr 30, 2021

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Things to Know

  • Anti-lock brakes are an important safety feature that prevents your brake from locking
  • Car insurance companies generally offer ABS discounts
  • Discounts can be up to 10 percent just for having this safety feature

If you’ve noticed the ABS car light on your dashboard, you may want to look into what discounts are available to you. This safety feature is a flag to auto insurance providers that you have an extra layer of protection, leading to an anti-lock brakes discount.

Some car insurance companies reward you for purchasing this innovative technology for your vehicle

Keep reading to learn more about this safety feature and how to compare anti-lock brakes discount car insurance quotes in your area. Enter your ZIP code to get connected.

How do anti-lock brakes work?

So what are anti-lock brakes anyway? The anti lock brake system, or ABS, regulates the amount of brake fluid that your wheel sends through the rest of your vehicle. This is what prevents any lock-up.

Anti-lock brakes are a safety feature that prevents your brakes from locking if you slam on them. Sometimes, people forget to pump the brakes when you need to stop quickly, which results in harsh braking.

Basically, it’s a signal backup system, so you don’t end up losing control of your vehicle.

How do I know if my car has ABS?

Most newer models of cars are going to have ABS as a standard safety feature. If you’re in the process of buying a new car and are unsure whether it has the feature, ask.

If you’re curious about a car that you already own, find the owner’s manual. This feature will be listed with other maintenance. Or, as previously stated, simply look to your dashboard when you start your car and look for the “ABS” light.

Now that you understand what ABS is find out how to find anti-lock brakes discount car insurance companies.

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Do car insurance companies offer anti-lock brakes discount?

Because ABS is so common, trying to find anti-lock brakes discount car insurance rates could be difficult depending on where you live. Not every car insurance provider offers an anti-lock brakes discount.

Car insurance questions may be hard to answer due to varying factors based on company and state. Where you live may also affect whether you qualify for the adaptive headlights discount.

How much is the insurance discount for having anti-lock brakes?

Check out the table below for a list of what companies offer anti-lock brakes discounts and what percentage your savings will be.

Companies with Anti-Lock Brakes Discount
ComapniesAnti-Lock Brakes Discount
21st Centuryn/a
AAAn/a
Allstate10
American Familyn/a
Ameriprise3
Amica5
Country Financialn/a
Esurance5
Farmersn/a
Geico5
Liberty Mutual5
MetLife5
Nationwide5
Progressiven/a
Safe Auto5
Safecon/a
State Farm5
The General8
The Hanover5
The Hartford3
Travelersn/a
USAAn/a
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Anti-lock brakes discounts are not the only safe-driving discount based on equipment. Insurance providers calculate your anti-lock brakes discount car insurance quotes — and all other insurance quotes — based on your risk.

Now that you’ve learned one way to lower that risk and save money, it’s time for you to find your ABS discount car insurance company.

Anti-lock brakes discount: The Bottom Line

Depending on companies are available in your area, you may find that the provider offers affordable ABS discount car insurance. Though, due to how common the tech is, there may be times that you don’t qualify for the discount — or it’s simply not offered.

The Insurance Information Institute encourages drivers to compare the pricing and licensing of their prospective provider. These two will play major roles when deciding what car insurance to buy.

But, you will find that anti-lock brakes have the potential to save you 10 percent on car insurance monthly, which may be worth the hunt for the right fit.

Remember, if you have an ABS car light, you may be able to buy anti-brakes discount car insurance at low rates. Enter your ZIP code to compare local car insurance quotes in your area.

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