What are the most Stolen Cars in America?
Car theft is more common than most drivers think and without the right type of car insurance your vehicle loss may never be covered. Minimum car insurance requirements across America never cover auto theft – they only provide liability insurance for damages or injuries incurred by others. Not only will you be unable to file a claim for auto theft if you just have the minimum coverage but without the right anti-theft device you may never see your car again.
In 2009 the Top 10 most stolen cars in America according to the NICB (the National Insurance Crime Bureau) were:
- 1994 Honda Accord
- 1995 Honda Civic
- 1989 Toyota Camry
- 1997 Ford F-150 Pickup
- 2004 Dodge Ram Pickup
- 2000 Dodge Caravan
- 1996 Jeep Cherokee/Grand Cherokee
- 1994 Acura Integra
- 1999 Ford Taurus
- 2002 Ford Explorer
While this list of top 10 most stolen cars in America only highlights the cars most often subject to car theft any vehicle can easily be stolen without a vehicle owner taking some simple steps to help prevent auto theft.
Ways to Prevent Auto Theft
Car theft is not anything new. In fact, its probably one of the most common crimes in America no matter where you live. “Chop Shops” are in practically every city where thieves break down a car and sell it for parts claiming a handsome profit for a few minutes work. While no one can ever always prevent car theft there are a number of things you can do to reduce your odds of being a victim.
Always Lock Your Doors
Sounds simple enough right? Almost too simple many drivers forget to do it. Locking your doors will greatly increase the odds a thief will opt to steal another car – especially in crowded areas like parking lots. Although breaking a door lock is considered the easiest task for most professional car thieves its still all a matter of time and when your door is locked compared to a neighbors vehicle which is unlocked the car thief is certainly probably going to choose the quicker option.
Purchase an Anti-Theft Device
Almost all new cars come with some form of anti-theft device but many older cars do not. Some of the more common anti-theft devices installed today include ignition locks and steering wheel locks. While car alarms are popular many drivers (and owners) have simply become immune to the sound of a car alarm. Many car manufacturers have even stopped installing them opting for more reliable (and non-intrusive) anti-theft devices.
Purchase a Vehicle Tracking System (such as LoJack)
Vehicle tracking systems such as LoJack are extremely popular in places like California where the rates of car theft are extremely high. These devices help you locate the vehicle with an electronic tracking system which has proven to be very successful especially in the first few moments of a car theft situation.
What type of Car Insurance Covers a Stolen Car?
Comprehensive car insurance is the part of your car insurance policy which covers a stolen car although not all car insurance policies include this coverage. Some insurers maintain a stolen vehicle is covered under the uninsured or underinsured motorist coverage while others allow it to fall under comprehensive. You need to check with your car insurance company about whether or not you are insured for a stolen vehicle BEFORE your car is stolen.