Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Mar 13, 2020

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Car accidents can happen at any time and while the first main concern is the safety of others there are very few drivers who don’t think about higher car insurance rates when they get home. Good drivers benefits from the cheapest car insurance rates but after even a minor accident you can see premiums rise up to 20% or more.
Although many car accidents are just random acts, there are thousands which could have been avoided every year. Some of the most notable news in the car industry is distracted driving laws, and while one could argue that almost every auto accident is caused by some kind of distraction the fact is we need to create awareness of our own actions to reduce the accident risk.

From iPhones to iPods and text messaging to tweets there are a whole new set of social pressures which distract us while driving and just as people are aware of the risks of smoking but still smoke, it’s important to also understand the risk of losing focus on the road. A great visual guide to Distracted Driving Statistics is below, published by, highlighting the common distractions most drivers face and accidents statistics along with risk levels by age group. Most any driver can learn something from this graphic and when you’re finished punch in your ZIP code above to find cheap car insurance quotes online.