Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Mar 13, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Car insurance comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

In a nutshell...

  • Most searches today for a new car insurance policy are done by zip code
  • Each state has its own car insurance rate
  • Using the internet is the quickest way to get car insurance quote

In America, there are 100’s of auto insurance companies who offer car insurance coverage.

Some car insurance companies offer policies nationwide while others specialize in regional markets or unique policy types.

Most car insurance companies specialize in “general car insurance” which means they offer standard auto insurance policies including liability, comprehensive, collision, and GAP.

Others specialize in auto insurance for commercial vehicles, classic cars, and luxury cars or may even offer umbrella or custom insurance packages.

Enter your zip code above to get FREE car insurance quotes today!

How can I find a list of car insurance companies by the state?

It’s hard to find a complete list of car insurance companies by state, and if you own a vehicle, you only need to compare car insurance companies in your country.

A simple Google search with terms such as “car insurance companies in California” or “list of auto insurance providers in Florida” should bring up results to assist you with finding a local auto insurer.

We can certainly help here since we offer a free auto insurance quotes tool by just entering your zip code in our database of car insurance companies nationwide.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are independent car insurance agents?

The term “independent car insurance agent” has a double meaning since these types of car insurance agents come in two forms.

The first is a licensed insurance agent who solely represents one auto insurance company while others are more or less car insurance brokers who shop around your application profile to find the best fit.

While seeking an independent agent can often help regarding having a local force to reckon with, there are also times when independent agents work heavily on commission.

Today is the generation of the internet and companies like Geico and Esurance are committed to solely selling policies online or through a toll-free number.

Before contacting an independent agent, it’s probably better to spend a few moments doing a car insurance comparison search online.

Will my state department of insurance have a list of car insurance companies?

Although many government websites still look and feel like they were designed in 1955, calling a state department or visiting the particular site of your state insurance regulator should provide a list of local car insurance companies.

The downfall here is you still have to research online or engage the use of a broker to get car insurance quotes.

Sure, you will have a list of insurers, but no information which pertains to the cost of your auto insurance premiums will be attached.

Enter your zip code below to get FREE car insurance quotes today!

References:

  1. https://www.statefarm.com/insurance/auto/antique-classic-cars
  2. https://www.geico.com/vehicle-insurance/
  3. https://www.esurance.com/
  4. https://www.statefarm.com/simple-insights/saving/these-7-factors-determine-car-insurance-premiums