Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Mar 13, 2020

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In a nutshell...

  • Most states have over 100 licensed car insurance companies with Illinois, Indiana, and Georgia
  • Illinois has most licensed car insurance companies in the USA
  • No matter where you live drivers still can enjoy very competitive markets to find affordable auto insurance

All car insurance companies must be licensed through the state and approved to offer private passenger insurance, so it’s fairly easy to get a count of license car insurance companies by state.

However, not all licensed car insurance companies are actively engaged in the sale of auto insurance coverage so please bear that in mind.

Enter your zip code above to get FREE car insurance quotes today!

Number of Licensed Car Insurance Companies by State

While the vast of majority of licensed providers do offer policy options to the public, some have the license as part of their existing insurance business in other fields in case they do decide to branch out.

There are some smaller markets like Hawaii and Massachusetts where the number of auto insurance providers hover around 50.

However, no matter where you live drivers still can enjoy very competitive markets to find affordable auto insurance.

Alaska 47 Montana 97
Alabama 124 North Carolina 110
Arkansas 117 North Dakota 84
Arizona 173 Nebraska 121
California 139 New Hampshire 106
Colorado 143 New Jersey 81
Connecticut 124 New Mexico 103
D.C. 79 Nevada 127
Delaware 86 New York 172
Florida 156 Ohio 163
Georgia 185 Oklahoma 144
Hawaii 41 Oregon 137
Iowa 124 Pennsylvania 171
Idaho 114 Rhode Island 107
Illinois 197 South Carolina 119
Indiana 194 South Dakota 103
Kansas 137 Tennessee 158
Kentucky 116 Texas 127
Louisiana 104 Utah 125
Massachusetts 23 Virginia 174
Maryland 115 Vermont 99
Maine 97 Washington 131
Michigan 88 Wisconsin 164
Minnesota 149 West Virginia 80
Missouri 152 Wyoming 84
Mississippi 116

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Who are the cheapest car insurance companies?

We try to preach to drivers that cheap is a word which should be reserved for flea markets and garage sales since insurance is not like any asset you want to buy cheap and sell high.

While its great to find a cheap stock the only time you will benefit from car insurance is in the event of a claim and cheap car insurance usually means limited policy levels of coverage and just certain types of insurance.

By comparing car insurance quotes based merely on premiums the much insurance you need when an accident happens may not exist.

Start with learning about the types of car insurance coverage, choose what you need and then compare policies of equal coverage. Only then can you give more weight to premiums.

Enter your zip code below to get FREE car insurance quotes today!

References:

  1. https://www.esurance.com/insurance/car/coverage
  2. https://www.statefarm.com/simple-insights/saving/these-7-factors-determine-car-insurance-premiums
  3. https://www.iii.org/article/what-covered-basic-auto-insurance-policy