How cheap is car insurance for a hybrid car?
Hybrid cars come with many advantages including lower emissions, reduced fuel costs, better mileage and feeling a little hip to name a few. What’s really great about owning a hybrid car is you may eligible for automatic car insurance discounts simply for owning one.
Car insurance companies love hybrid cars and statistics show that owners of hybrid cars tend to drive safer and involved in less accidents resulting in a lower risk profile.
Some auto insurance companies even have dedicated divisions who primarily target hybrid car owners such as the Travelers Insurance Company program appropriated called Hybrid Travelers. This car insurance policy actually offers up to a 10% instant discount on car insurance rates simply based on the model of the car (they also offer the same discount for hybrid boats if you have one).
What is a Hybrid Car?
A Hybrid car is a vehicle that uses both a rechargeable system and a traditional combustion engine to operate resulting in less pollution, improved mileage and less pollution. Some of the most popular hybrid cars in America today include:
- Toyota Prius
- Honda CR-Z
- Honda Insight
- Honda Civic Hybrid
- Lexus RX 450h
- Ford Fusion
- Ford Escape
- Toyota Highlander Hybrid
- Chevrolet Silverado 1500 Hybrid
- Honda Civic Hybrid
How cheap is car insurance for a Hybrid Car?
While there is no doubt that drivers can benefit from lower car insurance rates with a Hybrid your auto insurance premiums are still based mainly on risk and the model of the insured vehicle is just one factor. If you are considered a high risk driver with a DUI conviction or numerous speeding tickets buying a Hybrid car is certainly not going to win you a whole lot of love from an auto insurance company since you are still the driver. Good drivers however can save upwards of 10% or more with a Hybrid car and if you combine this discount with others its quite possible to get much cheaper car insurance rates than you had before.
Cheap Hybrid car insurance is best found by doing a car insurance comparison search and make sure to mention you have a Hybrid vehicle as some agents will still quote you for the non-hybrid model by accident since many of the Hybrid cars on the market today are just another model selection of already popular models. The Toyota Prius is one of the few Hybrid cars where the model (Prius) is actually entirely dedicated to a Hybrid line of cars.
Need Hybrid Car Insurance – Compare Car Insurance Rates Today!