Hastings Mutual Car Insurance Review

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Mar 13, 2020

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The Hastings Mutual Insurance Company is an insurance company offering select insurance products through many Midwest states including Iowa, Illinois, Michigan, Wisconsin, Indiana and Michigan.

Learn more about Hastings Mutual auto insurance below and compare car insurance quotes by ZIP code.

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About Hastings Mutual Insurance Company

Hastings Mutual was first incorporated almost 120 years ago in 1885 as the Michigan Mutual Tornado, Cyclone and Windstorm Insurance Company based in Hastings, Michigan but today (after a formal re-organization in 1959) is simply known as Hastings Mutual Insurance Company to its policyholders and the public.

Car Insurance Coverage from Hastings Mutual

Although very little information about Hastings Mutual car insurance policies is provided online the company does offer a number of standard auto insurance coverage options to drivers throughout the markets they serve including comprehensive, collision and liability insurance along with GAP and other additional options.

Hastings Mutual Car Insurance Customer Service Review

Many policyholders seem to enjoy the customer service offered by Hastings Mutual due to the relative size of the company compared to larger auto insurers such as Allstate and Geico however most rating agencies (including the popular JD Power National Auto Insurance Study) do not rate Hastings Mutual due to their limited market share of the car insurance market.

Hastings Mutual Insurance Products

Car insurance is just one of the many insurance products offered by Hastings Mutual and some policyholders can take advantage of multi-policy discounts which may be unavailable with other insurers with a smaller range of product offerings. Some of the additional insurance coverage options provided by Hastings Mutual include:

  • Homeowners Insurance
  • Renters Insurance
  • Personal Liability
  • Business Owners
  • Professional Liability Insurance
  • Farm Insurance

Hastings Mutual Car Insurance Disadvantages

Some particular disturbing features of Hastings Mutual car insurance is the lack of any significant information pertaining to their products online and an incredibly difficult website to navigate with no online account management options clearly visible. Hastings Mutual also does not sell car insurance direct and current policyholders need to request any changes through an agent (who most likely only works 9-5). This provides a big disadvantage when considering a car insurance company considering the world we live in today with 24/7 toll free numbers and typically accessing your policy online to request changes, file claims and make payments.

How much is Hastings Mutual Car Insurance?

Car insurance quotes always vary between providers so the best thing you can do is compare multiple car insurance companies before making a decision. Form your credit score to your driving record many thing influence the cost of car insurance. Enter your zip code above to start car insurance comparison online.

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