Cheap Quotes for York Beach, ME Car Insurance (2021)

York Beach, Maine car insurance rates average $218 a month and Maine law requires coverage of at least 50/100/25. By comparing rates from multiple York Beach, ME companies, you can find cheap York Beach car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in York Beach, ME for senior drivers are $1,516/year
  • Average car insurance rates in York Beach, ME after a DUI are $3,080/year
  • Average car insurance rates in York Beach, ME are $218/month

How do the York Beach, Maine monthly average car insurance rates of $218/month compare to nearby cities like Auburn car insurance rates, South Portland car insurance rates, and Augusta car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in York Beach, ME.

We’ll cover the Maine minimum coverage requirements, Maine car insurance laws, and York Beach, ME statistics that affect your monthly rate. You can even compare car insurance quotes from multiple York Beach, Maine companies to find the most affordable York Beach car insurance rates.

Enter your ZIP code above to find cheap York Beach, ME car insurance quotes today.

What are the minimum York Beach, ME car insurance requirements?

To meet Maine minimum car insurance coverage requirements, York Beach, ME drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in York Beach, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect York Beach, ME car insurance rates?

Three of the criteria that most affect car insurance rates in York Beach, Maine are age, gender, and marital status. Let’s take a look at how each of these stack up with top York Beach car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in York Beach, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,823 $1,874 $1,645 $1,782 $4,675 $6,255 $1,975 $2,206
Farmers $1,614 $1,629 $1,520 $1,624 $5,303 $5,815 $1,915 $1,980
GEICO $945 $979 $945 $945 $2,326 $3,021 $1,031 $1,099
Liberty Mutual $2,877 $2,877 $2,741 $2,741 $6,086 $9,096 $2,877 $4,042
Progressive $1,846 $1,808 $1,846 $1,808 $7,786 $8,743 $2,149 $2,427
State Farm $1,319 $1,319 $1,248 $1,248 $4,254 $5,302 $1,474 $1,615
Travelers $1,393 $1,439 $1,257 $1,285 $5,631 $7,654 $1,375 $1,589
USAA $827 $813 $822 $802 $2,718 $2,994 $1,048 $1,095

How much do teen drivers pay for car insurance in York Beach, ME?

York Beach, Maine car insurance rates for teens are often higher than rates for other drivers. Compare York Beach car insurance rates from multiple York Beach, Maine car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in York Beach, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,675 $6,255
Farmers $5,303 $5,815
GEICO $2,326 $3,021
Liberty Mutual $6,086 $9,096
Progressive $7,786 $8,743
State Farm $4,254 $5,302
Travelers $5,631 $7,654
USAA $2,718 $2,994

How much do senior drivers pay for car insurance in York Beach, ME?

With a little research, seniors can find affordable car insurance in York Beach, Maine. Here’s a look at how the top York Beach car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in York Beach, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,645 $1,782
Farmers $1,520 $1,624
GEICO $945 $945
Liberty Mutual $2,741 $2,741
Progressive $1,846 $1,808
State Farm $1,248 $1,248
Travelers $1,257 $1,285
USAA $822 $802

How does coverage level affect York Beach, ME car insurance rates?

How much coverage do you need? Are you comfortable with the Maine minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your York Beach, ME car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in York Beach, Maine

Insurance Company Low Medium High
Allstate $2,744 $2,746 $2,848
Farmers $2,559 $2,576 $2,890
GEICO $1,382 $1,391 $1,462
Liberty Mutual $4,114 $4,114 $4,273
Progressive $3,477 $3,485 $3,694
State Farm $2,164 $2,198 $2,303
Travelers $2,657 $2,663 $2,789
USAA $1,359 $1,371 $1,439

How does your driving record affect York Beach, ME car insurance rates?

Safe driving pays off. The more traffic violations you have in York Beach, ME, the higher your car insurance rates will be. Compare rates based on driving infractions from top York Beach, Maine companies.

Annual York Beach, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,259 $3,078 $3,220 $2,560
Farmers $2,337 $2,981 $2,585 $2,797
GEICO $1,028 $1,445 $2,145 $1,028
Liberty Mutual $3,203 $3,767 $6,211 $3,485
Progressive $2,844 $4,817 $3,167 $3,379
State Farm $2,014 $2,430 $2,222 $2,222
Travelers $2,253 $2,506 $3,136 $2,917
USAA $1,054 $1,390 $1,955 $1,160

How does a DUI affect York Beach, ME car insurance rates?

With even one DUI on your record, you can see an increase in your York Beach, ME car insurance rates.

Annual Car Insurance Rates After a DUI in York Beach, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,220
Farmers $2,585
GEICO $2,145
Liberty Mutual $6,211
Progressive $3,167
State Farm $2,222
Travelers $3,136
USAA $1,955

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How does your credit history affect York Beach, ME car insurance rates?

Take a look at the data here to see how your York Beach, Maine car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in York Beach, Maine

Insurance Company Poor Fair Good
Allstate $3,491 $2,665 $2,183
Farmers $3,120 $2,555 $2,351
GEICO $1,899 $1,260 $1,075
Liberty Mutual $5,801 $3,760 $2,941
Progressive $4,007 $3,445 $3,203
State Farm $3,236 $1,933 $1,497
Travelers $3,183 $2,606 $2,320
USAA $1,819 $1,256 $1,095

How does your commute affect York Beach, ME car insurance rates?

York Beach, ME car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maine can be seen here. Remember, though, that you may have to carry substantially more car insurance in York Beach if you’re financing.

Annual Car Insurance Rates by Commute Length in York Beach, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,779 $2,779
Farmers $2,675 $2,675
GEICO $1,388 $1,434
Liberty Mutual $4,082 $4,252
Progressive $3,552 $3,552
State Farm $2,150 $2,294
Travelers $2,703 $2,703
USAA $1,351 $1,429

Who has the cheapest York Beach, ME car insurance rates?

Here’s a breakdown of York Beach, Maine car insurance rates by company. You can see which company offers the cheapest York Beach car insurance rates in each category.

Best Annual Car Insurance Rates by Company in York Beach, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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What are the top York Beach, ME car insurance companies?

Which York Beach, Maine car insurance company will best fit your needs and budget? Check out this comparison of the top York Beach companies to find the one for you.

Average Annual Car Insurance Rates by Company in York Beach, Maine

Insurance Company Average Annual Rates
Allstate $2,779
Farmers $2,675
GEICO $1,411
Liberty Mutual $4,167
Progressive $3,552
State Farm $2,222
Travelers $2,703
USAA $1,390

Car Insurance Quotes for York Beach, ME

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