Cheap Quotes for York, AL Car Insurance (2021)

York, Alabama car insurance rates average $309 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple York, AL companies, you can find cheap York car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • York has an average commute time of 25.1 minutes
  • Average car insurance rates in York, AL after a DUI are $4,233/year
  • The cheapest car insurance company in York is USAA

How do the York, Alabama monthly average car insurance rates of $309/month compare to nearby cities like Dothan car insurance rates, Hoover car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in York, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and York, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple York, Alabama companies to find the most affordable York car insurance rates.

Enter your ZIP code above to find cheap York, AL car insurance quotes today.

What are the minimum York, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, York, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in York, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect York, AL car insurance rates?

Three of the criteria that most affect car insurance rates in York, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top York car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in York, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,351 $2,329 $2,102 $2,224 $8,984 $9,241 $2,690 $2,814
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,443 $2,305 $1,997 $2,134 $9,609 $10,734 $2,854 $3,018
State Farm $2,703 $2,703 $2,422 $2,422 $7,850 $9,861 $3,045 $3,498
Travelers $1,615 $1,643 $1,502 $1,500 $8,407 $13,164 $1,531 $1,786
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

How much do teen drivers pay for car insurance in York, AL?

York, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare York car insurance rates from multiple York, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in York, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $8,984 $9,241
GEICO $5,292 $5,199
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,609 $10,734
State Farm $7,850 $9,861
Travelers $8,407 $13,164
USAA $4,111 $4,567

How much do senior drivers pay for car insurance in York, AL?

With a little research, seniors can find affordable car insurance in York, Alabama. Here’s a look at how the top York car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in York, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,102 $2,224
GEICO $1,937 $1,974
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $1,997 $2,134
State Farm $2,422 $2,422
Travelers $1,502 $1,500
USAA $1,294 $1,274

How does coverage level affect York, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your York, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in York, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,898 $4,048 $4,330
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,937 $4,358 $4,864
State Farm $4,096 $4,307 $4,537
Travelers $3,727 $3,971 $3,982
USAA $2,151 $2,216 $2,317

How does your driving record affect York, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in York, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top York, Alabama companies.

Annual York, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,438 $4,450 $4,338 $4,143
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,974 $4,961 $4,245 $4,367
State Farm $3,915 $4,799 $4,269 $4,269
Travelers $3,244 $3,407 $4,965 $3,958
USAA $1,713 $2,146 $3,200 $1,853

How does a DUI affect York, AL car insurance rates?

With even one DUI on your record, you can see an increase in your York, AL car insurance rates.

Annual Car Insurance Rates After a DUI in York, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,338
GEICO $3,748
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,245
State Farm $4,269
Travelers $4,965
USAA $3,200

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How does your credit history affect York, AL car insurance rates?

Take a look at the data here to see how your York, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in York, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,585 $3,949 $3,742
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $4,978 $4,238 $3,944
State Farm $6,991 $3,541 $2,407
Travelers $4,252 $3,680 $3,749
USAA $3,000 $1,947 $1,737

How does your commute affect York, AL car insurance rates?

York, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in York if you’re financing.

Annual Car Insurance Rates by Commute Length in York, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,092 $4,092
GEICO $2,789 $2,899
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,387 $4,387
State Farm $4,210 $4,416
Travelers $3,894 $3,894
USAA $2,126 $2,330

Who has the cheapest York, AL car insurance rates?

Here’s a breakdown of York, Alabama car insurance rates by company. You can see which company offers the cheapest York car insurance rates in each category.

Best Annual Car Insurance Rates by Company in York, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top York, AL car insurance companies?

Which York, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top York companies to find the one for you.

Average Annual Car Insurance Rates by Company in York, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,092
GEICO $2,844
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,387
State Farm $4,313
Travelers $3,894
USAA $2,228

What factors affect York, AL car insurance rates?

Why are York, Alabama car insurance rates different than rates in Dothan or Hoover? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in York, AL?

FBI statistics show that the York, Alabama car theft rate is 4 thefts each year. High theft rates can lead to higher than average York, AL car insurance rates.

How long is the average commute in York, AL?

More time spent behind the wheel can lead to higher York, Alabama car insurance rates. In York, AL, the average commute length is 25.1 minutes.

What is the traffic like in York, AL

Like commute length, time spent in traffic also increase risk of accidents. York, AL is listed as 3rd in INRIX congested cities data.

Car Insurance Quotes for York, AL

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