Cheap Quotes for Wooster, AR Car Insurance (2021)

Wooster, Arkansas car insurance rates average $333 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Wooster, AR companies, you can find cheap Wooster car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Wooster is USAA
  • Average car insurance rates in Wooster, AR for senior drivers are $2,052/year
  • Average car insurance rates in Wooster, AR after a DUI are $4,807/year

How do the Wooster, Arkansas monthly average car insurance rates of $333/month compare to nearby cities like Fort Smith car insurance rates, Bentonville car insurance rates, and Pine Bluff car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Wooster, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Wooster, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Wooster, Arkansas companies to find the most affordable Wooster car insurance rates.

Enter your ZIP code above to find cheap Wooster, AR car insurance quotes today.

What are the minimum Wooster, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Wooster, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Wooster, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Wooster, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Wooster, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Wooster car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wooster, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,775 $2,784 $2,489 $2,659 $10,296 $12,363 $3,045 $3,292
Farmers $2,096 $2,078 $1,868 $1,974 $9,220 $9,542 $2,410 $2,525
GEICO $2,284 $2,251 $2,100 $2,042 $6,232 $6,220 $2,263 $2,295
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,695 $2,741 $2,421 $2,554 $6,616 $8,415 $3,095 $3,333
Progressive $2,627 $2,472 $2,167 $2,267 $11,504 $12,937 $3,139 $3,394
State Farm $1,784 $1,784 $1,611 $1,611 $5,355 $6,718 $2,015 $2,317
Travelers $2,105 $2,141 $2,102 $2,105 $12,708 $20,467 $2,266 $2,575
USAA $1,303 $1,309 $1,215 $1,214 $4,200 $4,379 $1,673 $1,794

How much do teen drivers pay for car insurance in Wooster, AR?

Wooster, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Wooster car insurance rates from multiple Wooster, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Wooster, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,296 $12,363
Farmers $9,220 $9,542
GEICO $6,232 $6,220
Liberty Mutual $8,234 $9,082
Nationwide $6,616 $8,415
Progressive $11,504 $12,937
State Farm $5,355 $6,718
Travelers $12,708 $20,467
USAA $4,200 $4,379

How much do senior drivers pay for car insurance in Wooster, AR?

With a little research, seniors can find affordable car insurance in Wooster, Arkansas. Here’s a look at how the top Wooster car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Wooster, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,659
Farmers $1,868 $1,974
GEICO $2,100 $2,042
Liberty Mutual $2,143 $2,398
Nationwide $2,421 $2,554
Progressive $2,167 $2,267
State Farm $1,611 $1,611
Travelers $2,102 $2,105
USAA $1,215 $1,214

How does coverage level affect Wooster, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Wooster, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Wooster, Arkansas

Insurance Company Low Medium High
Allstate $4,807 $4,960 $5,121
Farmers $3,753 $3,920 $4,220
GEICO $3,068 $3,210 $3,354
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,002 $3,903 $4,046
Progressive $4,605 $4,971 $5,614
State Farm $2,744 $2,897 $3,057
Travelers $5,509 $5,823 $6,094
USAA $2,040 $2,128 $2,239

How does your driving record affect Wooster, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Wooster, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Wooster, Arkansas companies.

Annual Wooster, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $5,149 $5,733 $4,890
Farmers $3,342 $4,301 $4,206 $4,007
GEICO $2,195 $3,345 $4,942 $2,362
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,102 $4,005 $5,415 $3,414
Progressive $4,358 $6,090 $4,584 $5,221
State Farm $2,648 $3,151 $2,900 $2,900
Travelers $4,863 $5,022 $7,387 $5,962
USAA $1,638 $2,085 $3,004 $1,817

How does a DUI affect Wooster, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Wooster, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Wooster, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,733
Farmers $4,206
GEICO $4,942
Liberty Mutual $5,091
Nationwide $5,415
Progressive $4,584
State Farm $2,900
Travelers $7,387
USAA $3,004

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How does your credit history affect Wooster, AR car insurance rates?

Take a look at the data here to see how your Wooster, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Wooster, Arkansas

Insurance Company Poor Fair Good
Allstate $6,230 $4,782 $3,877
Farmers $4,495 $3,790 $3,608
GEICO $3,844 $3,165 $2,624
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,703 $3,791 $3,456
Progressive $5,713 $4,904 $4,573
State Farm $4,202 $2,529 $1,968
Travelers $6,648 $5,568 $5,209
USAA $2,819 $1,935 $1,654

How does your commute affect Wooster, AR car insurance rates?

Wooster, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Wooster if you’re financing.

Annual Car Insurance Rates by Commute Length in Wooster, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,963 $4,963
Farmers $3,964 $3,964
GEICO $3,184 $3,238
Liberty Mutual $3,924 $3,924
Nationwide $3,984 $3,984
Progressive $5,063 $5,063
State Farm $2,829 $2,970
Travelers $5,809 $5,809
USAA $2,076 $2,196

Who has the cheapest Wooster, AR car insurance rates?

Here’s a breakdown of Wooster, Arkansas car insurance rates by company. You can see which company offers the cheapest Wooster car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Wooster, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Wooster, AR car insurance companies?

Which Wooster, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Wooster companies to find the one for you.

Average Annual Car Insurance Rates by Company in Wooster, Arkansas

Insurance Company Average Annual Rates
Allstate $4,963
Farmers $3,964
GEICO $3,211
Liberty Mutual $3,924
Nationwide $3,984
Progressive $5,063
State Farm $2,900
Travelers $5,809
USAA $2,136

What factors affect Wooster, AR car insurance rates?

Why are Wooster, Arkansas car insurance rates different than rates in Fort Smith or Bentonville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Wooster, AR?

More time spent behind the wheel can lead to higher Wooster, Arkansas car insurance rates. In Wooster, AR, the average commute length is 35.5 minutes.

Car Insurance Quotes for Wooster, AR

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